Expertise.com

Best Renter's Insurance Companies in Temecula

2024

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Providers

Last updated:

Website
27300 Jefferson Avenue, Suite B, Temecula, CA 92590
  • Home and Auto Insurance

Why choose this provider?

Rick Douglas is an insurance agent who provides services to clients in the Temecula area. He offers renters' insurance plans that help provide liability protection, safeguard personal properties, and pay for additional living expenses when a covered loss renders a property uninhabitable. Additionally, he handles other insurance coverage, including home, auto, health, and life. Douglas has been in the industry since 1983. He leads a team through Richard C Douglas Insurance Agency Inc., which operates under State Farm. He also caters to Spanish-speaking clients.

License Verified:

License: 0750995

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.2 / 5 (72)
Facebook
3.3 / 5 (26)
Yelp
3.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27292 Via Industria, Temecula, CA 92593
  • Multiple Policy Types

Why choose this provider?

PSA Insurance is an independent insurance agency providing personalized coverage to families in and around Temecula. It offers renters', homeowners', and auto insurance coverage. The company helps protect its customers from a range of threats and dangers that could occur with a rented unit, such as smoke, fires, lightning, vandalism, theft, and falling objects. PSA Insurance has partnered with several of the largest renters' insurance corporations to compare rates and policies and find the value that works best for clients.

License Verified:

License: 0589324

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (35)
Facebook
3.9 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
230 Civic Center Drive, Vista, CA 92084
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Heiland Insurance Agency serves residential and commercial clients in Temecula. It offers renter's insurance to protect the client and the personal belongings inside the property from theft and damages from fire and severe weather. The agency also handles auto insurance, home, health, and life insurance. In addition, it provides restaurant, workers' compensation, and business insurance to cover business vehicles, injuries, and interruption. Heiland Insurance Agency is headed by Austin Heiland, who is a second-generation Farmers Insurance agent.

License Verified:

License: 0M60267

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
43471 Paisano Ct., Temecula, CA 92592
  • Home and Auto Insurance

Why choose this provider?

Insurance in Temecula is an independent agency that caters to individuals and families in the local metro and nearby areas. It provides a range of personal insurance products, which include renters' plans. The company offers personal property, liability, and loss of use coverages to help tenants protect themselves and their valuables from unforeseen events like fire and theft. It also processes earthquake, flood, and wildfire insurance. Insurance in Temecula has been delivering personalized policies for more than 15 years.

License Verified:

License: 0E55673

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
43950 Margarita Road Suite C, Temecula, CA 92592
  • Multiple Carriers

Why choose this provider?

Insurance All Stars is a family-owned insurance firm that is based in Temecula. Its services include a wide variety of commercial, residential, and auto insurance policies that include renters' insurance. Its renters' insurance policy includes family liability protection, personal property protection, additional living expenses, guest medical protection, temporary housing, and liability protection for people on the property. Tena Caracciolo, the president of Insurance All Stars, has been in the industry since 1989.

License Verified:

License: 0K11180

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
27570 Commerce Center Dr, Ste 219, Temecula, CA 92590
  • Home and Auto Insurance

Why choose this provider?

Friant Insurance is a full-service independent brokerage firm that serves families and businesses in the Temecula area. It provides insurance coverage plans for renters, protecting clothing, furniture, electronics, and personal belongings. Its agents assist clients in choosing a policy that best fits their lifestyle. Friant Insurance has various solutions to protect automobiles, homes, watercraft, and recreational vehicles. It also has life and umbrella insurance plans. The agency conducts annual policy reviews to ensure the clients' premiums are up-to-date.

License Verified:

License: 0G13552

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (5)
Yelp
4.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is a landlord in Temecula allowed to require renter's insurance as part of the lease?

    Landlords in California are allowed to require tenants to get renter's insurance, unlike in other states. To do so, a landlord in Temecula must add a clause in the lease contract that clearly states the insurance requirement. Renters must note that an oral agreement, though legally binding, may not be enforceable.

  • Can a renter still get insurance after moving to a new place in Temecula?

    Yes, a renter can get renter's insurance at any time in Temecula. However, the insurance does not have a retroactive benefit, meaning its coverage can only be used from the time of purchase forward. For example, when a renter recently suffered a break-in and lost some personal belongings, they cannot buy renter's insurance to cover their losses.

  • In Temecula, is there a difference between an all-risk policy and a named-peril policy?

    A named-peril policy covers incidents listed by the insurance, while an all-risk policy covers incidents that are not specified as exclusions by the policy. Another name for an all-risk policy is comprehensive or open-peril policy. Some common perils covered by a renter's insurance in Temecula are fire and lightning, explosions, falling objects, vandalism, and theft.

  • How often should a renter in Temecula review their insurance policy?

    Renters in Temecula should take the time to review their insurance coverage each year. This is especially true if they purchase new appliances, furniture, and other valuable items. Reviewing the policy on a year-to-year basis can also help renters save on premium costs when they qualify for additional discounts on various insurance types.

  • Are receipts required for proof of loss in an insurance claim in Temecula?

    Submitting receipts can make an insurance claim proceed with less of a hitch. However, most companies will accept other methods of proving losses. A renter in Temecula may have proof of their lost belongings in the form of pictures and video recordings. They can provide their bank and credit card statements In addition, renters who lost valuables and expensive items can use the reports of professional appraisers.

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