Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Temecula, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Temecula Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

27Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

43471 Paisano Ct., Temecula, CA 92592
WebsiteLicense: 0E55673

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Insurance in Temecula is an independent agency that caters to individuals and families in the local metro and nearby areas. It provides a range of personal insurance products, which include renters' plans. The company offers personal property, liability, and loss of use coverages to help tenants protect themselves and their valuables from unforeseen events like fire and theft. It also processes earthquake, flood, and wildfire insurance. Insurance in Temecula has been delivering personalized policies for more than 15 years.

  • Home and Auto Insurance

27300 Jefferson Avenue, Suite B, Temecula, CA 92590
WebsiteLicense: 0750995

Expertise.com Rating

Review Sources

Google
4.2 (72)
Facebook
3.3 (26)
Yelp
3.5 (16)

Why choose this provider?

Rick Douglas is an insurance agent who provides services to clients in the Temecula area. He offers renters' insurance plans that help provide liability protection, safeguard personal properties, and pay for additional living expenses when a covered loss renders a property uninhabitable. Additionally, he handles other insurance coverage, including home, auto, health, and life. Douglas has been in the industry since 1983. He leads a team through Richard C Douglas Insurance Agency Inc., which operates under State Farm. He also caters to Spanish-speaking clients.

  • Home and Auto Insurance

27292 Via Industria, Temecula, CA 92593
WebsiteLicense: 0589324

Expertise.com Rating

Review Sources

Google
5.0 (40)
Yelp
5.0 (2)

Why choose this provider?

PSA Insurance is an independent insurance agency providing personalized coverage to families in and around Temecula. It offers renters', homeowners', and auto insurance coverage. The company helps protect its customers from a range of threats and dangers that could occur with a rented unit, such as smoke, fires, lightning, vandalism, theft, and falling objects. PSA Insurance has partnered with several of the largest renters' insurance corporations to compare rates and policies and find the value that works best for clients.

  • Multiple Policy Types

43950 Margarita Road Suite C, Temecula, CA 92592
WebsiteLicense: 0K11180

Expertise.com Rating

Review Sources

Facebook
5.0 (31)
Google
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

Insurance All Stars is a family-owned insurance firm that is based in Temecula. Its services include a wide variety of commercial, residential, and auto insurance policies that include renters' insurance. Its renters' insurance policy includes family liability protection, personal property protection, additional living expenses, guest medical protection, temporary housing, and liability protection for people on the property. Tena Caracciolo, the president of Insurance All Stars, has been in the industry since 1989.

  • Multiple Carriers

230 Civic Center Drive, Vista, CA 92084
WebsiteLicense: 0M60267

Expertise.com Rating

Why choose this provider?

Heiland Insurance Agency serves residential and commercial clients in Temecula. It offers renter's insurance to protect the client and the personal belongings inside the property from theft and damages from fire and severe weather. The agency also handles auto insurance, home, health, and life insurance. In addition, it provides restaurant, workers' compensation, and business insurance to cover business vehicles, injuries, and interruption. Heiland Insurance Agency is headed by Austin Heiland, who is a second-generation Farmers Insurance agent.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

27570 Commerce Center Dr, Ste 219, Temecula, CA 92590
WebsiteLicense: 0G13552

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
4.5 (3)
Facebook
5.0 (2)

Why choose this provider?

Friant Insurance is a full-service independent brokerage firm that serves families and businesses in the Temecula area. It provides insurance coverage plans for renters, protecting clothing, furniture, electronics, and personal belongings. Its agents assist clients in choosing a policy that best fits their lifestyle. Friant Insurance has various solutions to protect automobiles, homes, watercraft, and recreational vehicles. It also has life and umbrella insurance plans. The agency conducts annual policy reviews to ensure the clients' premiums are up-to-date.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance in Temecula
43471 Paisano Ct., Temecula, CA 92592
Rick Douglas
27300 Jefferson Avenue, Suite B, Temecula, CA 92590
PSA
27292 Via Industria, Temecula, CA 92593
Insurance All Stars
43950 Margarita Road Suite C, Temecula, CA 92592
Heiland Insurance Agency
230 Civic Center Drive, Vista, CA 92084
Friant Insurance
27570 Commerce Center Dr, Ste 219, Temecula, CA 92590

FAQs

  • Is a landlord in Temecula allowed to require renter's insurance as part of the lease?

    Landlords in California are allowed to require tenants to get renter's insurance, unlike in other states. To do so, a landlord in Temecula must add a clause in the lease contract that clearly states the insurance requirement. Renters must note that an oral agreement, though legally binding, may not be enforceable.

  • Can a renter still get insurance after moving to a new place in Temecula?

    Yes, a renter can get renter's insurance at any time in Temecula. However, the insurance does not have a retroactive benefit, meaning its coverage can only be used from the time of purchase forward. For example, when a renter recently suffered a break-in and lost some personal belongings, they cannot buy renter's insurance to cover their losses.

  • In Temecula, is there a difference between an all-risk policy and a named-peril policy?

    A named-peril policy covers incidents listed by the insurance, while an all-risk policy covers incidents that are not specified as exclusions by the policy. Another name for an all-risk policy is comprehensive or open-peril policy. Some common perils covered by a renter's insurance in Temecula are fire and lightning, explosions, falling objects, vandalism, and theft.

  • How often should a renter in Temecula review their insurance policy?

    Renters in Temecula should take the time to review their insurance coverage each year. This is especially true if they purchase new appliances, furniture, and other valuable items. Reviewing the policy on a year-to-year basis can also help renters save on premium costs when they qualify for additional discounts on various insurance types.

  • Are receipts required for proof of loss in an insurance claim in Temecula?

    Submitting receipts can make an insurance claim proceed with less of a hitch. However, most companies will accept other methods of proving losses. A renter in Temecula may have proof of their lost belongings in the form of pictures and video recordings. They can provide their bank and credit card statements In addition, renters who lost valuables and expensive items can use the reports of professional appraisers.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...