Expertise.com
2024

Last updated:

Best Financial Advisors in Temecula

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Temecula Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

25

Reviewed

16

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
43980 Margarita Rd Suite 201, Temecula, CA 92592
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

La Pointe Wealth Advisors serves individuals and business owners in the Temecula metro and its surrounding areas. The company offers financial solutions, including risk management, tax administration, and retirement and estate planning. Its team provides a customized website for its clients and their family members to see a real-time snapshot of their financial accounts and institutions. The clients’ accountants, lawyers, and other trusted advisors can also gain access to this platform. Corporate retirement planning is also available. The company sponsors various charities, including Thompson Tansky Foundation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
40395 Winchester Rd Ste A, Temecula, CA 92591
  • Tax Planning
  • Retirement Planning

Why choose this provider?

TeamTax is a Temecula-based financial firm that serves individuals, families, retirees, and businesses. The company offers tax preparation and planning services that cover business tax return preparation, out-of-state and multi-state returns, rental properties, sales and exchanges, foreclosures, and estate and succession planning. It also provides wealth management and retirement planning solutions. Its team comprises tax court representatives, Certified Financial Planners, IRS enrolled agents, and CPAs. TeamTax's CEO, Jeffrey S. Cole, has been working in the financial industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.7 / 5 (25)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27555 Ynez Rd, #212, Temecula, CA 92591
  • Certified Financial Planner (CFP)

Why choose this provider?

Enduring Wealth Advisors is a financial advisory company that operates in Temecula. It was established in 2009 by Ralph Bender, who has been featured by the San Diego Christian Writer’s Guild for his newsletter. He and his staff offer to review the financial records of individuals, families, and businesses. Through this, they can assess suitable investments and tax benefits to save more money. They can also estimate the amount of income and number of years needed to reach various personal goals, from retirement funding to college tuitions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What are the common types of financial advisors available in Temecula?

    In Temecula, financial advisors include Certified Financial Planners (CFPs), Chartered Financial Consultants (ChFCs), Registered Investment Advisers (RIAs), and Broker-Dealers. CFPs act as fiduciaries for their clients, while ChFCs study specialized topics and follow an ethics code. RIAs are independent advisors offering financial planning and asset management, often with CFP or ChFC certifications. Broker-Dealers buy and sell securities, and some offer financial planning services. They must pass the Series 7 exam and be registered with the SEC and FINRA.

  • How do financial advisors charge for their services in Temecula?

    Financial advisors in Temecula use various fee structures to charge for their services. One common method is "assets under management" (AUM), where the advisor charges a percentage based on the total value of the client's assets they manage. Alternatively, some financial advisors opt for a flat fee per plan, year, or hour. It is essential to clarify their compensation method before engaging their services.

  • Can you consult a financial advisor in Temecula for estate planning purposes?

    Yes, a financial advisor in Temecula can assist you with estate planning, which encompasses more than just the distribution of inheritance. They can help manage your assets, investments, and liquidity and create a comprehensive plan that includes your last will. They can help you develop a plan to preserve your wealth for beneficiaries while meeting your financial needs without depleting your estate.

  • Can a Registered Investment Adviser (RIA) in Temecula sell life insurance products?

    Whether an RIA in Temecula can provide life insurance products depends on the type of insurance involved. For variable insurance products, such as variable annuities and variable life insurance, the RIA must hold both an insurance license and a securities license, usually the Series 7. If the RIA operates without a Series 7, they cannot directly offer variable insurance products.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.