Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Stockton

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

111

Reviewed

69

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
304 West Harding Way, Stockton, CA 95204
  • Multiple Policy Types

Why choose this provider?

Protection Providers Insurance Agency aims to provide clients with quality insurance services. It caters to clients in Stockton and the surrounding areas. Its agents provide solutions to meet a client's insurance needs. It offers multiple insurance products such as health, life, business, home, auto. Its home insurance comes in different types which include renters'. Protection Providers Insurance Agency's renters' insurance provides coverage for possessions and protection in case of lawsuits, theft, fire, or weather impacts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Google
4.0 / 5 (7)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4255 Pacific Avenue, Suite 5, Stockton, CA 95207
  • Multiple Policy Types

Why choose this provider?

Kim Martinez is a State Farm insurance agent who serves individuals and families from Stockton and the surrounding areas. She provides various policies covering home, auto, business, life, and health. She also offers renters' insurance that protects tenants from losses and liabilities and insurance plans for pets. Kim has been with the insurance company since 1997. She also works with business insurance and personal account representatives to secure policies for her clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (30)
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3792 Bridlewood Circle, Stockton, CA 95219
  • Multiple Policy Types

Why choose this provider?

Based in Stockton, Jeff Bergman has more than 30 years of experience in property and casualty insurance. He provides a wide variety of insurance products, including renters' insurance that covers personal possessions, liability protection, and additional living expenses while the property is being restored. The company also offers assistance in home insurance, landlord insurance, vacation rental home insurance, and farm and ranch insurance. Other personal insurance products that it offers are umbrella insurance and auto insurance.

License Verified:

License: 0605494

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Website
5637 North Pershing Avenue, Stockton, CA 95207
  • Multiple Policy Types

Why choose this provider?

Ann Harvie is an insurance agent who has been working with State Farm since 1990. She caters to clients in Stockton. She offers renters' insurance plans, covering accidents, loss of use, malicious mischief, and weather impacts. Additionally, business, car, health, home, and life insurance products are provided. Ann focuses on customer service by explaining every coverage option, helping clients make informed decisions. Moreover, she helps clients achieve their financial goals by providing banking products, such as credit cards, CDs, and savings accounts.

License Verified:

License: 0783327

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (30)
Yelp
4.0 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1244 North Wilson Way, Stockton, CA 95205
  • Multiple Policy Types

Why choose this provider?

Approved Auto Insurance provides personal property protection to Stockton tenants through renters' insurance policies. It also offers insurance solutions for new and used cars, motorcycles, as well as residential properties. In addition, the agents at Approved Auto Insurance carry a wide range of personal and business insurance policies, including boat, commercial auto, food truck, event, and general liability insurance. Some of its other offerings are Mexico insurance coverage, car registration, real estate, income tax preparation, and notary services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
956 West Robinhood Drive, Stockton, CA 95207
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Established in 1999, Insurance City is a brokerage that serves clients in Stockton and the surrounding areas. It offers an array of risk management strategies, including renters' insurance and coverage for condominiums and homeowners. Additionally, it provides policies for automobiles and helps clients with registrations, transfers, and renewals. The brokerage works with more than 45 insurance carriers, such as Safeco, National General, and Bristol West, to give its clients a range of programs that suits their needs.

License Verified:

License: 6003045

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (46)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
42 N Sutter St, Stockton, CA 95202
  • Multiple Policy Types

Why choose this provider?

Brian Craney is a local Farmers insurance agent serving individuals and families in Stockton and its surrounding communities. Craney offers renters’ insurance, which provides coverage for a policyholder’s liabilities, belongings, and possible living expenses in case of an unforeseen event. He also helps clients understand coverage options for auto, home, and business insurance. This professional has more than five years of industry experience. In addition, he is knowledgeable in other products, including umbrella and recreational insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the most common levels of renters insurance coverage in Stockton?

    The most common levels of renters insurance in Stockton are property coverage of $25,000 and $50,000. The average annual rate for a $25,000 property is $196 and $299 for a $500,000 property. Buying more coverage is a good idea for people who can afford to protect their personal property at the extra cost of around $103.

  • Which factors determine renters insurance costs in Stockton?

    The factors influencing the cost of renters insurance for Stockton residents include the deductible, which refers to the initial out-of-pocket payment before insurers process claims. The other factors renters must take into account when selecting a plan include their credit scores, the methods for replacing damaged items, and the extent of personal property coverage.

  • What does renters’ insurance cover in Stockton?

    In Stockton, renters insurance offers liability coverage for individuals who cause injury to others while on their rented property. It assists policyholders in covering the medical costs of individuals harmed on their rental premises. In California, medical payments to others constitute no-fault coverage. Renters insurance also covers additional living expenses in the event that the rental property becomes uninhabitable due to a covered incident.

  • What are the most common renters insurance discounts offered by carriers operating in Stockton?

    Reducing insurance expenses is possible for Stockton renters by purchasing both auto and renters insurance policies from one provider. Those residing in gated communities or installing fire extinguishers and burglar alarms are also eligible for the secured home discount, which typically averages around 5% across most insurance carriers.

  • How do bad credit and previous claims impact the application for new renters insurance in Stockton?

    Stockton residents with poor credit can obtain renters insurance because providers do not consider credit as an underwriting factor. Those with prior claims might face challenges in securing renters insurance. Although previous claims could raise the cost of renters insurance, it is still lower compared to the cost of replacing personal belongings.

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