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Best Life Insurance Companies in Stockton

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2023
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Angel Sepulveda logo
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License Verified:

License: 0G71156

California Department of Insurance

Angel Sepulveda

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1746 Grand Canal Blvd Suite 11, Stockton, CA 95207
  • Life Insurance
  • Health Insurance

Business Description

Angel Sepulveda is an insurance professional who has been working at State Farm since 2009. She provides services to individuals, families, and businesses in Stockton and nearby areas. She offers different types of life insurance, including term, whole, and universal. These products can be used for mortgage payments, debt settlements, and college expenses. She also carries banking products such as CDs, credit cards, and savings accounts, with an aim to help clients achieve their financial goals. Sepulveda opened her agency through State Farm in 2014.

License Verified:

License: 0G71156

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)
Facebook
5.0 / 5 (25)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ann Harvie logo
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License Verified:

License: 0783327

California Department of Insurance

Ann Harvie

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5637 North Pershing Avenue, Stockton, CA 95207
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Ann Harvie is a Stockton-based insurance agent at State Farm, a group of insurance companies serving nationwide. As an agent for this company for over three decades now, she helps clients understand different coverage options or when filing an insurance claim. One of the insurance policies she offers is life insurance, which includes term life, whole life, and universal life insurance programs. This specific insurance caters to the financial security needs of individuals and families.

License Verified:

License: 0783327

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (30)
Yelp
4.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bertilacchi Insurance Agency logo
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License Verified:

License: 0278988

California Department of Insurance

Bertilacchi Insurance Agency

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2522 Grand Canal Boulevard #9, Stockton, CA 95207
  • Life Insurance

Business Description

The Bertilacchi Insurance Agency offers life policies to clients in Stockton. These include term life and permanent life products that aim to enrich one's retirement savings and inheritable assets in the long term. The team also delivers health, automobile, and home indemnity coverage. Bertilacchi Insurance caters to families and businesses, working with providers like Banner Life, Transamerica, and Sutter Health. It is an independent agency that has been serving the community for more than 50 years.

License Verified:

License: 0278988

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (7)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dohrmann Insurance logo
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Dohrmann Insurance

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3415 Brookside Road, Stockton, CA 95219

Business Description

Established in 1868, Dohrmann Insurance has been serving the communities in Stockton and nearby areas. It specializes in commercial operations and offers a comprehensive range of business and personal insurance products and services. On top of the basic financial planning services and health and life insurance products, it also offers property and casualty insurance, employee benefits program and retirement plan, and investment management services amongst others. An Alera Group Company, Dohrmann Insurance is a sole proprietorship of Greg Dohrmann who is the fifth generation Dohrmann to lead the company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
FinDec logo
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License Verified:

License: 0C24344

California Department of Insurance

FinDec

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1776 W. March Lane Suite 190, Stockton, CA 95207
  • Life Insurance
  • Health Insurance

Business Description

FinDec, a life insurance provider serving Stockton, has been helping families and individuals protect their loved ones, businesses, and legacies since 1987. Its life insurance team offers customized solutions, ranging from 10-year term life to permanent policies tailored to clients’ situations and financial goals. Founded by a husband and wife duo who were both educators, the business informs individuals on how to make life insurance an asset in their overall financial plans. Other services include financial and estate planning.

License Verified:

License: 0C24344

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance City logo
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License Verified:

License: 6003045

California Department of Insurance

Insurance City

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956 W Robinhood Dr, Stockton, CA 95207
  • Life Insurance

Business Description

Insurance City provides financial investment solutions to families, individuals, and business owners in the Stockton metro. Its range of personal lines of insurance includes life plans. The company crafts personalized term, universal, whole, fixed annuities, final expense, and mortgage protection coverages. Its agents also offer earthquake, flood, collector car, homeowners', and rental property insurance. They also handle cyber liability and builders' risk policies. Insurance City is an independent agency that represents multiple carriers, such as Progressive, Foremost, and Dairyland.

License Verified:

License: 6003045

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (55)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISE Insurance Services logo
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ISE Insurance Services

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2510 Garazi St, Tracy, CA 95304

Business Description

ISE Insurance Services is an affiliate of Professional Insurance Associates Inc. providing life insurance policies to clients in the Stockton area. The company offers term life insurance policies effective for a specified time period and permanent life insurance policies with living benefits, such as premium waivers and terminal illness riders. Its agents assist clients with determining how much coverage they need, considering their budgets and goals. ISE Insurance Services also offers annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kim Martinez logo

License Verified:

License: 0C28156

California Department of Insurance

Kim Martinez

4255 Pacific Avenue, Suite 5, Stockton, CA 95207
  • Life Insurance
  • Health Insurance

Business Description

Kim Martinez helps clients in Stockton and the surrounding areas acquire suitable life insurance products. Martinez has been with the State Farm network since 1997. She currently runs her insurance agency with her husband, son, and daughter-in-law, to deliver assistance customized according to clients' needs. The agency also offers auto, homeowners', property, health, and pet protection policies, as well as banking products and services. Martinez is a legion of Honor, Ambassador Travel, and SVP Club qualifier.

License Verified:

License: 0C28156

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (28)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristyn K. Wilson Insurance Services logo
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Kristyn K. Wilson Insurance Services

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229 East Weber Avenue, Stockton, CA 95202

Business Description

Kristyn K. Wilson Insurance Services is an agency with more than 20 years of experience servicing the Stockton community. It offers a wide range of insurance products and services, including homeowners' policies that allows clients to protect their homes and possessions from unexpected circumstances. The agency also offers Mexican auto insurance for clients who are planning to travel to Mexico. Additionally, it partners with different insurance companies, including Hartford, Metlife, and National Lloyds, to deliver tailored insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (10)
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristyn K. Wilson Insurance Services logo
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License Verified:

License: 0D96639

California Department of Insurance

Kristyn K. Wilson Insurance Services

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229 East Weber Avenue, Stockton, CA 95202
  • Individual Plans
  • Life Insurance

Business Description

Kristyn K. Wilson Insurance Services is a provider of life insurance products to the community of Stockton. This insurance brokerage firm has been providing a wide range of insurance plans for families and businesses for more than a decade. It represents a number of insurance companies, including Safeco, Allied, Hartford, Travelers, National Lloyds, and Metlife. Some of the other insurance products it offers are private and commercial auto, business, flood, home, and special event insurance.

License Verified:

License: 0D96639

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LaRoe & McDonald Insurance Services logo
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LaRoe & McDonald Insurance Services

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212 W Pine St Ste 6, Lodi, CA 95240

Business Description

LaRoe & McDonald Insurance Services can help individuals and groups seeking a health insurance company near Stockton. This company sells life insurance too, and it advises clients on the various types and nuances of both insurance categories. It sells several types of additional health coverage plans, including plans for dental and vision needs as well as long-term care. Life insurance policies for mortgage protection and second-to-die scenarios are available too. LaRoe & McDonald Insurance Services also sells key person insurance policies to businesses.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Raj Insurance Services logo
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Raj Insurance Services

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1743 Grand Canal Blvd Ste 12, Stockton, CA 95207

Business Description

Raj Insurance Services is a life insurance company in Stockton that offers health insurance services too. It works to find clients policies that they can afford and that provide the types and amounts of coverage they need to eliminate financial vulnerabilities associated with end-of-life expenses. This company offers several types of health insurance services including plans involving exclusive provider organization, health maintenance organization, point of service, and preferred provider organization formats. Raj Insurance Services is also experienced with California Health Insurance Exchange.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Slavsky Insurance logo

Slavsky Insurance

2420 Sand Creek Rd # C1-330, Brentwood, CA 94513

Business Description

Slavsky Insurance is an independent insurance company providing life and health insurance policies to clients in the Stockton area. The company works with over 50 insurance carriers to present clients the most coverage options at the most competitive prices. It offers term, whole, and universal life insurance policies, as well as individual and group health insurance plans. Slavsky Insurance also services government sponsored health insurance plans, such as Medicare and Medicaid.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Steele Insurance Agency, Inc. logo
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Steele Insurance Agency, Inc.

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5637 N Pershing Ave Set C10, Stockton, CA 95207

Business Description

Steele Insurance Agency Inc. is a life insurance agency in Stockton doing business with clients throughout the metro area. It often serves clients experiencing recent life changes as they make decisions about life insurance policies, and it helps them to navigate said policy options while providing quotes from a multitude of life insurance providers. Steele Insurance Agency Inc. also offers many different types of business insurance policies that encompass a wide range of potential liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (182)
Facebook
4.9 / 5 (58)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Truex Insurance logo
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Truex Insurance

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4609 Quail Lakes Drive, Stockton, CA 95207

Business Description

Truex Insurance is a Stockton-based company that focuses on protecting families, their health, and their business. The independent insurance agency offers personal, health, and life insurance. It also offers commercial, construction, and agricultural insurance. Truex Insurance has an annual client retention rate of 95%. Its owners Jeff Tokunaga, James Watt, and Stephen Nelson have been part of the insurance sector for more than 60 years combined. The agency's partners include Lincoln Financial Group, Allied Insurance, and PennMutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.0 / 5 (6)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zeigler Insurance logo
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Zeigler Insurance

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1300 Central Blvd Ste B, Brentwood, CA 94513

Business Description

Zeigler Insurance has been offering life and health insurance policies to clients in the Stockton area for over 15 years. As an independent agency, the firm provides policies from numerous carriers, including Anthem, Encompass, and Hagerty. Clients can choose between term and whole life insurance policies, and the company's agents help clients determine the exact amount of coverage needed. Additionally, Zeigler Insurance offers a variety of individual and group health insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (11)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.