Best Mortgage Brokers in South Gate

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Alex Olivares logo
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License Verified:

License: 1972597

Nationwide Multistate Licensing System and Registry

Alex Olivares

3100 W Ray Rd Ste 201, Office 209, South Gate, CA 85226
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  • Refinance

Business Description

Alex Olivares works as a loan officer at Nexa Mortgage, which connects local South Gate borrowers with prospective lenders. He has access to over 170 wholesale lenders and 50 loan programs, enabling people to compare and shop multiple rates based on their current financial circumstances. These include FHA, conventional, jumbo, VA, USDA, and reverse mortgage loans. Alex also walks his clients through the mortgage process, which involves calculating buying power, choosing the right program, and closing transactions.

License Verified:

License: 1972597

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Centurion Mortgage Finance logo
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License Verified:

License: 237005

Nationwide Multistate Licensing System and Registry

Centurion Mortgage Finance

Long Beach, CA 90745
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  • Refinance
  • New Construction

Business Description

Centurion Mortgage Finance is open to applications from prospective borrowers within the South Gate metro. The agency offers tailored loaning programs and refinancing plans that match each potential applicant's income and credit score. Its CEO, DeAnna Allensworth, is a third-generation broker who possesses over 15 years of experience in finance and real estate. She uses her knowledge of the local mortgage and real estate markets to help people identify rates and terms that suit their preferences and long-term goals.

License Verified:

License: 237005

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christian Hernandez logo
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License Verified:

License: 378369

Nationwide Multistate Licensing System and Registry

Christian Hernandez

32172-A, Camino Capistrano, San Juan Capistrano, CA 92675
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  • Alternative Income Documentation Loans

Business Description

Christian Hernandez is a residential and commercial lender delivering financial solutions to individuals and families in South Gate. He guides mortgage clients through each step of the financing or refinancing process, starting from application and pre-approval to loan closing. In addition, he and his team at Mares Mortgage deploy the web-based tool Loansifter to help find the best loan options from over 175 banks nationwide. They have been serving the community for more than 20 years. The team gives back to the community through the Mares Foundation.

License Verified:

License: 378369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (494)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Central Financial logo
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License Verified:

License: 1181137

Nationwide Multistate Licensing System and Registry

Home Central Financial

7847 Florence Avenue Suite 101, Downey, CA 90240
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  • Refinance

Business Description

Home Central Financial is a full-service mortgage firm catering to individuals and families throughout South Gate and nearby metros. The firm offers a wide selection of customizable mortgage products, such as reverse mortgages, conventional and down payment home assistance programs, FHA 3.5% home purchase loans, and cash-out refinance mortgages. Additionally, its mortgage consultants work closely with clients to help them compare and select suitable programs for their needs and goals. Services are also available in Spanish.

License Verified:

License: 1181137

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Julio C. Villacorta logo
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License Verified:

License: 667788

Nationwide Multistate Licensing System and Registry

Julio C. Villacorta

9950 South Laurel St. C & D, Los Angeles, CA 90002
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  • Refinance
  • New Construction

Business Description

Julio C. Villacorta is a mortgage lending specialist with First Citizens Bank, serving the residents of the South Gate community. He works with first-time homebuyers and those looking to downsize, trade up, or move to another home. Villacorta offers conventional, FHA, jumbo, and renovation loans, assisting self-employed borrowers and medical professionals. He communicates with clients to understand their needs and present applicable loan options. Villacorta has been helping people achieve homeownership for more than 19 years.

License Verified:

License: 667788

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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