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Best Life Insurance Companies in South Gate

2024

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Providers

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Website
8473 State Street, South Gate, CA 90280
  • Life Insurance

Why choose this provider?

Best Deal Insurance is an independent agency that serves individuals, families, and businesses in South Gate. It works with several providers that include Mercury Insurance Group, Allied Insurance, and Bristol West to provide life insurance that ensures financial security for the beneficiaries in the event of the policyholder's death. The agency has also been providing insurance plans for automobiles, homes, and businesses for more than 30 years. It specializes in creating a customized plan by identifying its clients' needs and concerns.

License Verified:

License: 0D28796

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (18)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7164 Melrose Avenue, Los Angeles, CA 90046
  • Life Insurance
  • Health Insurance

Why choose this provider?

Meslee Insurance Services, Inc., is a full-service insurance brokerage serving the South Gate area. Its life insurance options include variable, indexed, term, and whole life insurance. Additionally, customizable options to fit certain needs are also available. Meslee Insurance Services was established in 1992 by Solomon Meskin. It expanded its services from jewelry and art insurance to aquaculture throughout the years. Some of its other offerings are health, personal, financial, business, and shipping insurance. The company currently has three offices around the Los Angeles area.

License Verified:

License: 0B86528

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4427 Firestone Boulevard, South Gate, CA 90280
  • Life Insurance

Why choose this provider?

Established in 1993, Romar Insurance is an independent insurance agency that provides personal and commercial insurance plans for customers in South Gate and nearby areas. Its bilingual life insurance agents assist in selecting the right plan with coverage that meets specific financial objectives. The team offers different types of life insurance plans that have short and long-term benefits. Its life insurance plans are term life, whole life, and universal life. Additional products are homeowners', commercial, auto, and Mexican travel insurance plans.

License Verified:

License: 0C66702

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)
Facebook
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5530 Corbin Avenue, Tarzana, CA 91356
  • Life Insurance
  • Health Insurance

Why choose this provider?

Pathway Financial and Insurance Services aims to help South Gate families and business owners protect their finances through insurance solutions. Some of its offerings include life insurance, health plans, indexed annuity, and disability insurance. The company partners with various insurance providers, which lets customers explore different options and secure a policy compatible with their needs. Some of the insurers it represents include Nationwide, Prudential, AIG, and Pacific Life. PFIS is located in Tarzana and is licensed to operate in California, Florida, and New York.

License Verified:

License: 6004178

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 Santee Street, Los Angeles, CA 90015
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kamkar Insurance is a family-owned agency that offers personal and commercial insurance options in South Gate and nearby areas. Founded in 1988, it has built a strong partnership with several insurance carriers, such as AIG, Universal, Safeco, and Progressive, that allows its clients to select the policy that covers what is important to them. Its agents assist individuals and families with life and health insurance policies, as well as supplemental plans. Other available types of insurance include home, auto, property, and liability policies.l

License Verified:

License: 0744100

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (6)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6631 Eastern Avenue, Bell Gardens, CA 90201
  • Life Insurance

Why choose this provider?

InVision Insurance Services is an insurance agency that serves the South Gate locale. The company was founded in 2009 by Rafael and Cristina Arredondo. As an independent agency, it represents different companies and offers clients different insurance packages. The company provides life insurance policies for individuals. InVision Insurance Services specializes in auto insurance policies. It helps clients sift through offers from insurance providers such as Mercury Insurance, Progressive Insurance, and Infinity Insurance.

License Verified:

License: 0G63229

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Facebook
5.0 / 5 (39)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2615 Clarendon Avenue, Huntington Park, CA 90255
  • Life Insurance
  • Health Insurance

Why choose this provider?

Pedro Maldonado is a State Farm insurance agent who is serving families and individuals in South Gate and the surrounding areas. He runs the Pedro Maldonado State Farm Agency, which has been in the business for more than 10 years. His agency offers a range of insurance options, including life insurance, health insurance, and home insurance. Additionally, auto, property, and business insurance are also part of its offerings. Pedro provides banking and financial services, including mutual funds.

License Verified:

License: 0F68640

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (20)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4149 Tweedy Boulevard, South Gate, CA 90280
  • Life Insurance
  • Health Insurance

Why choose this provider?

Chelly Gonzalez is an insurance professional who has been with State Farm for over 13 years. She leads a team of agents through the Chelly Gonzalez Agency, catering to clients in South Gate and the surrounding areas. The products she offers include term, whole, and universal life policies. Moreover, she assists in acquiring health, home, business, condo, and auto insurance plans. Chelly's accomplishments include being a qualifier for Ambassador Travel, Chairman's Circle, and Senior Vice President Club awards.

License Verified:

License: 0H06674

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (145)
Yelp
4.5 / 5 (47)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3939 Tweedy Boulevard, South Gate, CA 90280
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Gary Baker Insurance has been serving the life insurance needs of South Gate clients since 1977. The company's agents bring over 50 years of combined experience in assisting clients to find the right insurance policy, along with the appropriate coverage, that meets their needs. Partnering with top-rated insurance carriers, it offers a wide variety of whole, term, universal, and final expense insurance products. Gary Baker Insurance also offers health insurance and personal insurance for automobiles, homes, and valuable items.

License Verified:

License: 0631646

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3435 Wilshire Boulevard, Los Angeles, CA 90010
  • Life Insurance

Why choose this provider?

Guardian Life Insurance Company of America is an insurance and risk management firm that serves clients in South Gate and the nearby areas. The company offers a wide array of insurance products and services, ranging from life insurance, disability income insurance, annuities, wealth management, and 401(k) retirement plans. The firm has access to a variety of insurance carriers and networks, providing its clients with a number of options to choose the appropriate insurance coverage that fits their needs. 

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (6)

Website
714 West Olympic Boulevard Suite 450, Los Angeles, CA 90015
  • Life Insurance

Why choose this provider?

PRV Wealth Management is an investment management company serving South Gate and the surrounding communities. Life insurance is among the products the company recommends to individuals who are planning for retirement. Its offerings include term, permanent, and universal life insurance options. Its experienced consultants also deliver different areas of wealth management that include financial counseling and portfolio management. Moreover, PRV Wealth Management works with a wide and diverse client base from high net-worth individuals to small enterprises.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12127 Garfield Avenue, South Gate, CA 90280
  • Life Insurance

Why choose this provider?

The Alex Lopez Insurance Agency serves South Gate and its nearby cities. The business offers life and health insurance solutions, such as term life, fee-for-service, and managed care. It also provides other personal and commercial lines of insurance, like auto, business, recreational vehicle, and renters' insurance. Its insurance professionals shop for policies from carriers like Safeco Insurance and the Nationwide Mutual Insurance Company. Clients can also use the company's website to request a policy change for their life insurance coverage.

License Verified:

License: 6000688

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 South Figueroa Street, Los Angeles, CA 90071
  • Life Insurance

Why choose this provider?

Marquis Ebrahimi Insurance Services, Inc. is an independent consulting firm that has been providing full-service insurance benefits brokerage to groups and individuals in South Gate and the surrounding areas for more than 40 years. It aids clients to choose the best insurance plans that will cater to their specific needs. The firm is an expert in group insurance plans, employee benefits and administration, large and major accounts, and voluntary benefits. It covers a number of insurance companies which include Health Net and Valley Health Plan.

License Verified:

License: 0F82015

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • How do you choose the right life insurance policy in South Gate?

    To pick the right life insurance in South Gate, consider what your family would need after your death. You can choose between two main types: term life, which is cheaper and flexible for a specific time, or whole life, which combines insurance with a long-term savings plan but costs more. Consider your budget and long-term goals. Short-term life might be better if you have limited funds and short-term needs. If you want an investment and long-term protection, whole life insurance could be suitable.

  • Why do you need to secure life insurance in South Gate?

    Securing life insurance in South Gate is essential as it provides income replacement for your loved ones in the event of your passing, helping them cover bills and expenses. It also covers the increasing funeral expenses. Purchasing life insurance at a young age means lower premiums, making it cost-effective. Moreover, it acts as an investment tool, accumulating cash value over time. Lastly, it helps fulfill your final wishes, such as ensuring your children's college education.

  • What do you need to know about life insurance in South Gate?

    Life insurance in South Gate protects your loved ones, ensuring their financial stability if you pass away. There are various types of life insurance to consider, including term life for temporary coverage, whole life for lifelong protection with cash value accumulation, and universal life as an investment tool with flexibility. This knowledge empowers you to make an informed decision about securing the financial well-being of your family.

  • What does cash value in life insurance mean in South Gate?

    In South Gate, cash value in life insurance refers to a feature in particular life insurance policies like whole or universal life. It's a portion of your premium that the insurance company invests, potentially growing over time. The policyholder can access this cash value through loans or withdrawals, depending on the policy type. Some policies can use the cash value to cover premiums, but doing so may limit its availability for other uses.

  • Is there a difference between whole and universal insurance in South Gate?

    Yes. Whole life insurance offers stable premiums, predictable cash value, and the potential for dividends. Meanwhile, universal life insurance provides premium flexibility but has less predictable cash value growth, influenced by factors like interest rates and market performance. Hence, individual's choices in South Gate should align with their financial goals and risk tolerance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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