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2024

Last updated:

Best Life Insurance Companies in Simi Valley

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Simi Valley Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5606Reviewed

3371Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

25001 The Old Road, Santa Clarita, CA 91381
WebsiteLicense: 0613727

Expertise.com Rating

Review Sources

Yelp
5.0 (6)
Google
5.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Carlos Villalobos Insurance Agency Inc., is a Santa Clarita-based independent insurance firm that has been serving clients in Los Angeles and its surrounding communities, including Simi Valley, for over 30 years. It represents insurance carriers such as the Mercury Insurance Group, Travelers, and Safeco Insurance and offers life, automobile, motorcycle, homeowners, and farm insurance. The company also provides business, general liability, and workers' compensation insurance. Founder Carlos Villalobos and his team have been commended by previous clients for being helpful and professional.

  • Life Insurance

1985 First Street, Simi Valley, CA 93065
WebsiteLicense: 0B84926

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Yelp
5.0 (8)
Google
5.0 (6)

Why choose this provider?

Eric Little is a State Farm Insurance Agent serving individuals, families, and groups in Simi Valley and the nearby areas. Little specializes in providing advice for real estate coverage, but he is also knowledgeable in life, health, and personal liability insurance. He offers term, whole, and universal life products to cater to a wide range of clients. The insurance carrier also offers group life insurance for small businesses seeking to protect their employees.

  • Life Insurance
  • Health Insurance

2655 First Street, Simi Valley, CA 93065
WebsiteLicense: 0K86136

Expertise.com Rating

Review Sources

Yelp
5.0 (13)
Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Chun & Reynolds Insurance Services is a brokerage based in Simi Valley. The company offers comprehensive insurance protection on a personal level, providing life insurance plans, as well as coverage for homes, motorcycles, recreational vehicles, and workers' compensation. It also deals with annuity quotes, business owners' policies, commercial auto insurance, condo insurance, and general liability coverage for businesses. Vincent Chun and Gregory Reynolds, who have more than 24 years of combined experience in the industry, lead the company.

  • Life Insurance

4210 East Los Angeles Avenue, Simi Valley, CA 93063
WebsiteLicense: 0B86535

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Boggs & Whitener Insurance Agency has been providing personal and commercial insurance solutions in Simi Valley since 1996. The agency's insurance policies include life insurance, homeowners' and renters' policies, workers compensation coverages, earthquake insurance, and special event coverages. The policies offered also cover vacant residences, commercial properties, autos and motorcycles, general, professional, and excess liabilities, and bonds. Additionally, the agency provides flood insurance through FEMA and private carriers as well as fire and property coverages for tenant-occupied homes.

  • Life Insurance

233 East High Street, Moorpark, CA 93021
WebsiteLicense: 0F95189

Expertise.com Rating

Review Sources

Google
5.0 (135)

Why choose this provider?

Insurance Brokers West is a full-service agency that delivers insurance solutions to business owners and individuals in the Simi Valley metro. It is a life insurance service provider that helps clients obtain term and whole coverages. These life insurance plans can cover policyholders' mortgages, unpaid debts, and funeral expenses. Furthermore, the independent company crafts personalized coverages for homes, condos, rental properties, autos, and motorcycles. Insurance Brokers West is a family-owned business that has been in the industry since 2008.

  • Life Insurance

606 Sespe Avenue, Fillmore, CA 93015
WebsiteLicense: 0533820

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Aguirre Financial & Insurance Services provides insurance solutions to its clients in the Simi Valley area and neighboring communities. It offers a wide variety of insurance plans to its customers, such as life, health, and Medicare plans. Their life insurance options include term, final expense, universal life, and whole life insurance. They also offer individual health insurance packages that cover dental, vision, critical illness, and cancer. Additionally, Aguirre Financial & Insurance Services' expansive reach caters to clients from all over California.

  • Life Insurance
  • Health Insurance

21241 Ventura Boulevard, Woodland Hills, CA 91364
WebsiteLicense: 0779079

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Trident Insurance Agency caters to individuals and businesses in Simi Valley and other areas. Its insurance professionals assist clients in choosing policies suitable for their needs, sourcing from a network of over 30 insurance carriers. Its personal life insurance offerings include term, whole, universal, variable, and survivorship insurance. It also provides auto, recreational vehicles, general liability, and health insurance. The family-owned and independently operated agency was founded by Melvyn Budnick in 1969, and his daughter Debra Jackson currently leads it as president and CEO.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

18321 Ventura Boulevard, Tarzana, CA 91356
WebsiteLicense: 0M16096

Expertise.com Rating

Review Sources

Yelp
5.0 (33)
Google
4.9 (31)
Facebook
5.0 (19)

Why choose this provider?

RNK Insurance Services is an agency that offers life insurance services in Simi Valley. The business has over 10 years of experience in the industry, providing whole life, universal, and term life insurance coverage. It also has mortgage protection and annuities options for retirees. Furthermore, the agency offers group benefits services. It assists businesses in administering employee benefits and insurance-related hiring and firing. RNK Insurance Services also helps companies in complying with the latest laws and regulations related to insurance benefits.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

10216 Reseda Boulevard, Los Angeles, CA 91324
WebsiteLicense: 0C54769

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Doctor & Doctor Insurance is a family-owned agency that offers term and whole life insurance packages to clients in Simi Valley. Its agents simplify the entire process by assessing every individual's preferred options and finding a plan to maximize their protection. Home, auto, earthquake, Medicare supplements, and business policy coverage products are also available. Doctor & Doctor Insurance has over 45 years of experience in the trade. Its goal is to deliver services that are friendly, timely, and personalized for each client.

  • Life Insurance

1420 East Los Angeles Avenue, Simi Valley, CA 93065
WebsiteLicense: 0L81087

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

Behr Insurance Services is an independent business serving clients in Simi Valley and surrounding communities. The professionals in this company assist clients in processing a payment, filing a claim, or looking to understand their insurance coverage. They offer a wide range of life insurance coverage, including term, whole, universal, and variable universal life. Additional products include disability and final expense insurance. Behr Insurance Service also serves commercial clients, providing business owners policy and workers' compensation coverage.

  • Life Insurance

19729 Nordhoff Street, Northridge, CA 91324
WebsiteLicense: 0616919

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Jay Lawson is an independent life insurance agent serving clients in Simi Valley and the surrounding areas. Since 1982, Lawson has been helping clients manage risks by offering various insurance products. These include life, health, home, auto, and renters' insurance. Lawson also provides business insurance, mutual funds, annuities, and banking services. Lawson and his team have over 50 years of combined experience and received various awards, including Ambassador Travel, President's Club, and Legion of Honor.

  • Life Insurance
  • Health Insurance

5069 Maureen Lane, Moorpark, CA 93021
WebsiteLicense: 0G05776

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (6)

Why choose this provider?

IEI Brokers is an insurance company based in Simi Valley. With over 20 years of service, IEI Brokers has been insuring clients based on their personalized needs. It covers a wide array of insurance products of business, employee benefits, and personal insurance that backs up client annuities, high-net-worth insurance, home insurance, and other personal coverages. IEI Brokers also partners up with other agencies such as Trusted Choice and Nahu in serving Californians, Idaho, and Nevada clients.

  • Life Insurance
  • Health Insurance

21800 West Oxnard Street, Los Angeles, CA 91367
WebsiteLicense: 0E08585

Expertise.com Rating

Review Sources

Google
4.0 (32)
Yelp
4.0 (24)

Why choose this provider?

Zein Insurance Services Inc. is a full-line independent insurance agency that services the residents of Simi Valley. It offers individual health insurance and family health insurance. It also provides auto, home, and business insurance. The team at Zein Insurance Services has a combined experience of more than 100 years in the industry. Some of the insurance carriers that the company is affiliated with are The Hartford, Nationwide Mutual Insurance Company, Kaiser International Health Group, and Humana.

  • Health Insurance

32110 Agoura Road, Westlake Village, CA 91361
WebsiteLicense: 0764260

Expertise.com Rating

Review Sources

Google
3.0 (11)
Facebook
5.0 (11)

Why choose this provider?

Warner Pacific is a general insurance agency that has been catering to the Simi Valley area for almost 40 years. It works with a number of insurance carriers to provide a wide range of insurance products to its clients. Warner Pacific provides individual, small group, large group, and level-funded medical insurance for personal and commercial clients. Medicare assistance is also available. It also offers travel insurance partnered with GeoBlue. It provides group ancillary and worksite coverage, as well as property and casualty coverage.

  • Health Insurance

1409 Kuehner Drive, Simi Valley, CA 93063

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Neiens Insurance Services is an insurance agency located in Simi Valley. It provides life and health insurance support, with plans ranging from term to permanent. It also covers other personal insurances such as auto, recreational, and home insurance. It also caters to businesses and safeguards commercial auto, general liabilities, and workers' compensation. Neiens Insurance Services collaborates with well-known insurance providers such as Allied Insurance, Travelers, and Progressive to assist clients in understanding and securing insurance choices.

  • Health Insurance
  • Life Insurance

40 West Easy Street, Simi Valley, CA 93065
WebsiteLicense: 0E32751

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Jackson Insurance Services offers life insurance coverage for customers in Simi Valley. It assists them in securing policies, whether they are looking for short-term protection or seeking wealth-building strategies. The business also carries other personal insurance products, such as home, auto, and earthquake insurance. Jackson Insurance Services is a member of the Community Associations Institute. The brokerage was founded by Matt Jackson in 1984 and continues to maintain relationships with its partner carriers to provide various insurance products.

  • Life Insurance

5008 Chesebro Road, Agoura Hills, CA 91301
WebsiteLicense: 0543329

Expertise.com Rating

Review Sources

Facebook
4.3 (19)

Why choose this provider?

Eric Bossuk is the CEO and chairman of B&B Premier Insurance Solutions that caters to individuals and businesses in Simi Valley and its nearby areas. His company works with various insurance carriers, including American Strategic Insurance, Capital Insurance Group, and MetLife. Both term and universal life insurance policies are offered in his firm. Moreover, auto, commercial property, cyber liability, home, and health insurance plans are also provided. B&B Premier Insurance Solutions has been in the business since 1988.

  • Life Insurance
  • Health Insurance

19360 Rinaldi Street, Porter Ranch, CA 91326

Why choose this provider?

Coverline Insurance Services assists clients s in Simi Valley and the surrounding areas with purchasing insurance products that fit their needs. One of the insurance plans it specializes in is term life insurance, which clients can use to cover current and future credit obligations, pay for final expenses, or provide for daily living costs. Clients can also calculate how much life insurance they may need through a tool on the agency's website. Additionally, Coverline Insurance Services offers health insurance policies and mortgage protection plans.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

28494 Westinghouse Place, Valencia, CA 91355
WebsiteLicense: 0554959

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

James G Parker Insurance Associates is a privately-held insurance company that provides life insurance and other financial services to Simi Valley and the surrounding areas. It offers term and cash value policies for life insurance and handles other insurance coverage, such as business insurance, employee benefits, and workers' compensation. Established in 1978, the agency strives to give back to the community by supporting non-profit and civic organizations, including the American Cancer Society and the Juvenile Diabetes Research Foundation.

  • Life Insurance
  • Health Insurance

FAQs

  • What is the most suitable life insurance option for young families residing in Simi Valley who require substantial coverage but have not yet reached their highest earning potential?

    A term life insurance policy is ideal for young families in Simi Valley who require substantial life insurance coverage. This type of life insurance is the most basic and typically has the lowest initial costs. It provides coverage as long as policyholders continue to pay their premiums, which is usually until they reach the age of 90. The premiums are fixed for the first 10 to 30 years of the policy. They gradually increase with the policyholder's age.

  • Who is the ideal candidate for short-term life insurance policies in Simi Valley?

    A short-term life insurance policy is ideal for Simi Valley residents who are interested in life insurance but prefer temporary protection. This plan is intended to provide protection for a set period of time, which can range from a few months to a few years. It is also an appropriate option for people who are in a job transition and are temporarily without employer-provided coverage.

  • What factors should Simi Valley residents take into account prior to purchasing life insurance?

    Simi Valley residents looking to purchase life insurance should consider several factors, including premium costs. Applicants must assess their financial constraints and determine what they can comfortably pay. An individual's health and medical history also have a significant impact on the overall cost of life insurance. It is also worth noting that some policies may require a medical exam as part of the qualification process.

  • Which life insurance policy can help prepare a minor for financial stability in Simi Valley?

    Juvenile whole life insurance provides more than just protection in the event of a child's death in Simi Valley; it also creates a financial foundation for children or grandchildren. This insurance option is available to people aged 0 to 16 and provides lifelong coverage as long as premiums are paid on a regular basis. It also has a cash value component that can be accessed via policy loans.

  • Which special riders or additional life insurance coverage should Simi Valley residents consider to customize their policies?

    Simi Valley residents with life insurance policies can customize and improve their coverage by adding riders such as long-term care insurance. This rider provides financial assistance to cover long-term care costs if the policyholder is unable to perform daily tasks due to illness or injury. Another option is critical illness coverage, which provides financial security if the insured person is diagnosed with a covered critical illness.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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