Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Simi Valley

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Simi Valley Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2371Reviewed

1424Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5567 Reseda Blvd Suite 210, Tarzana, CA 91356
WebsiteLicense: 0D56071

Expertise.com Rating

Review Sources

Yelp
5.0 (34)
Facebook
5.0 (29)
Google
4.0 (21)

Why choose this provider?

Arletta Insurance is a full-service insurance firm that provides diverse insurance solutions to clients in Simi Valley and nearby communities. The company helps individuals and families obtain financial aid for a variety of illnesses with a health insurance policy. The independent insurance agency shops for different medical insurance options among multiple providers, particularly Fee-for-Service and Managed Care insurance plans. Its agents also deliver dental and life insurance policies, as well as Medicare supplements. The company operates throughout California.

  • Health Insurance

3355 Cochran Street, Simi Valley, CA 93063
WebsiteLicense: 0C38927

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Micah Cohen & Sean Velasquez are local business representatives of American Income Life Insurance Company in Simi Valley. Micah and Sean are independent contractors that offer AIL coverages for life insurance, supplemental health, and accident insurance. Micah has been in the insurance industry for 20 years now, starting as a field agent for AIL and then managing the family-owned and family-operated AIL local office. Sean, a US Air Force veteran, joined AIL in 2011 and is one of AIL's top-performing agents.

  • Individual Plans
  • Group Plans
  • Life Insurance

65 West Easy Street, Simi Valley, CA 93065
WebsiteLicense: 0M29549

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Simi Valley’s Mike Fiscus, a State Farm insurance agent, runs Fiscus Insurance Agency Inc. that serves the insurance needs of residents and local businesses in the area and surrounding communities. He carries health insurance services like supplemental health insurance, Medicare Supplements, individual medical, change policy, and pet medical plans. Additionally, he provides business insurance services like surety & fidelity bonds, business owners' policy, workers' compensation, contractors' policy, and liability umbrella. He also serves home & property packages.

  • Individual Plans
  • Life Insurance

1985 First Street, Simi Valley, CA 93065
WebsiteLicense: 0B84926

Expertise.com Rating

Review Sources

Facebook
5.0 (35)
Yelp
4.6 (10)
Google
5.0 (8)

Why choose this provider?

Eric Little is a local insurance agent who caters to the needs of State Farm Insurance clients in Simi Valley. He handles health insurance policies, guiding individuals, families, and businesses in choosing the right health benefits based on their needs. He focuses on individual medical, supplemental health, and Medicare Supplement plans. He also helps clients who wish to update their current health policies and file for medical claims. Little serves both English-speaking and Spanish-speaking communities.

  • Medicare Supplements

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What financial aid options are offered for health insurance in Simi Valley?

    In Simi Valley, eligible individuals can access financial assistance programs for health coverage. These programs include premium assistance, which reduces healthcare costs for those with specific income levels lacking affordable insurance from the government or their workplace. Additionally, Medi-Cal aid covers individuals under 65, including those with disabilities, with income below $15,856 for a single person or $32,499 for a family of four. Cost-sharing assistance is also available, lowering expenses such as copays and fees for individuals and families, and making healthcare more accessible and affordable.

  • What is a Preferred Provider Organization (PPO) in Simi Valley?

    Preferred Provider Organization (PPO) plans in Simi Valley typically provide access to a large network of healthcare providers. Covered individuals can choose any primary care provider within this network and can see specialists without a referral. Choosing in-network medical professionals, such as hospitals or clinics, usually results in the best financial support, but out-of-network expenses may also be covered. PPOs frequently include deductibles, co-payments, and spending caps.

  • How does group health insurance plan work in Simi Valley?

    If you work for a large company, you may be eligible for a group health insurance plan in Simi Valley. However, you are not required by law to enroll in your employer's group health insurance. If you choose the employer's plan, premiums are frequently deducted directly from your paycheck. Your employer may also help make the plan more affordable by contributing to premium payments.

  • What is included within the essential healthcare coverage offered by Covered California in Simi Valley?

    Covered California prioritizes emergency situations in providing essential healthcare coverage in Simi Valley. The insurance plan covers critical services such as hospital stays, emergency care, prescription medications, prenatal and postnatal care, mental health and substance abuse treatment, diagnostic tests, rehabilitation, pediatric healthcare, and preventive services. These comprehensive offerings ensure that people have access to necessary medical care, especially in emergency situations, and contribute to the overall well-being of the Simi Valley community.

  • Does losing Medi-Cal coverage due to higher income grant a special Covered California enrollment in Simi Valley?

    Yes, if you lose your Medi-Cal coverage or go through significant life changes, such as having a child, getting married or divorced, or losing your job, you may be eligible for a special enrollment period in Simi Valley. This allows you to sign up for a health plan within 60 days of the event, during which time no health plan will deny you coverage and you may be eligible for Covered California premium assistance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.