Best Mortgage Brokers in Santa Monica

CHER is a mortgage brokerage and real estate company that offers simple and affordable homeownership loan options and co-ownership programs for residents of Santa Monica. The business gives low- to middle-income renters the opportunity to become co-owners and accumulate equity. Its loan alternatives include Freddie Mac HomeOne mortgages, CalHFA forgiving loans, and government-backed FHA loans. CHER also links lenders, investors, brokers, and first-time homebuyers; provides MLS data feeds for thousands of houses; and offers direct client service.

City Bridge Loan is a mortgage brokerage firm that serves borrowers in Santa Monica and nearby areas. It offers home mortgage programs based on current industry rates and the financial situation of each client. It specializes in hard money loans for immediate cash flow, also managing funds for private investments and pension plans. City Bridge Loan is owned and operated by Shawn Rabban, a loan officer and real estate broker with over 20 years of experience.

Elite Realtors delivers mortgage broker services to clients living in Santa Monica. The company has a partnership with C2 Financial Corp. and has access to more than 100 lenders. Its products include reverse mortgages for elderly homebuyers and government loans fit for purchasers with less favorable credit history. The team works with individuals who are looking into their first home and seasoned investors. Elite Realtors is a full-service real estate venture that also handles home valuation and listing tasks.

Empyrean Funding and Management is a mortgage lending company serving customers in the Santa Monica area. Its representatives match clients with the right loan and guide them in the mortgage process. In addition, its agents also ensure each loan closes on time. The company offers services to residential and commercial clients. Its loan options include fixed-rate and adjustable-rate loans. P. Jacob Yadegar, the company’s founder, has been in the real estate business for over 20 years.

Eric Otfinoski is a mortgage officer who supports Santa Monica individuals and families with their homeownership goals. He guides homebuyers in choosing programs from VA or FHA and products like fixed-rate or adjustable-rate mortgages and jumbo loans. Otfinoski creates financing solutions for clients buying their first homes, trying to manage their mortgage payments, and planning to afford renovations. He is affiliated with the banker Prosperity Home Mortgage and has been working in the industry since 2007.

Since 2005, Evoque Lending has been providing hard money loans to homebuyers and real estate investors in Santa Monica. It offers conventional, ARM, jumbo, private money, and government-sponsored loans. It selects loan products with interest rates, terms, and closing costs that match clients' financial conditions and objectives. The mortgage lender blends technology and customer service through its end-to-end encrypted online submissions and personalized consultations. Its lending specialists strive to obtain same-day loan approval and funding in 10 days.

Mortgage Capital Partners offers various financial solutions to borrowers in Santa Monica. It provides FRMs with 10-, 15-, 20-, 25-, and 30-year terms and ARMs with three, five, seven, and 10-year periods. It likewise has FHA, interest-only, and self-employed borrower loans as well as second and reverse mortgages. Mortgage Capital Partners underwrites all of its mortgage products and employs a team of officers, each with an average of 20 years of experience, who work together and collaboratively for its clients.

Mortgage Help Los Angeles assists local borrowers in Santa Monica. The company recommends a variety of loan programs to customers who wish to buy their first home, refinance to take out cash from equity, and invest in a commercial property. These include fixed-rate and adjustable-rate mortgages, as well as conventional, FHA, and jumbo loans. It also helps individuals who are unable to submit income tax returns and those with poor credit scores. Additionally, the firm offers buyout home loans for divorcing spouses.

Reverse Your Thinking caters to the Santa Monica metro. Mathius Gertz, the firm's Principal Broker, assists homeowners in applying for HELOC, HECM, and Jumbo reverse mortgage loans. Mathius, who has been in the industry since 1990, also received the Certified Divorce Lending Professional designation, allowing him to handle divorce mortgage planning. A previous client praised Mathius for working diligently to obtain a reverse mortgage for their father-in-law, which allowed him to remain in his home while receiving home care.

Secure Funding Group is a full-service mortgage brokerage firm that caters to individuals and families in Santa Monica and the rest of California. It offers various loan products to first-time and experienced homebuyers, including FHA and VA loans. It also accommodates applications for jumbo loans or those loans that exceed the FHA limits. The company, based in Chula Vista, has been in business for more than 20 years and has served more than 11,000 clients.

Sunset Lending & Realty is a Los Angeles-based business that deals with clients across Santa Monica. It provides a variety of mortgage products, ranging from FHA and VA loans to adjustable-rate programs. The company also offers reverse mortgages, a way for senior homeowners to transform a part of their home's equity into cash. It maintains a website that contains tools like mortgage calculators to guide clients with their decision-making. One of the company's team members, Paul Anyankor, holds a master's degree in public administration.

Terranova Real Estate Group is a Culver City-based business that caters to sellers, buyers, and investors in Santa Monica and its surrounding areas. It helps clients finance their homes by providing them with a wide variety of lending options. These include conventional, VA, USDA, and FHA loans. Its team members also assist seniors aged 62 and older in applying for a reverse mortgage loan. Additionally, the company handles real estate transactions involving condominiums, townhouses, and single-family units.

Vault Mortgage Group, a division of American Pacific Mortgage Corporation, serves clientele in Santa Monica and neighboring regions. Its home loan specialists advise and recommend the mortgage refinancing program for clients based on their current finances and history records. They address the mortgage needs of first-time and seasoned homebuyers and those planning to renovate their properties and fund their active loans. Vault Mortgage Group's available loan programs are FHA, VA, jumbo, and 15- or 30-year fixed rate mortgages.

Westside Mortgage Group provides home loan brokerage services to residents of Santa Monica and nearby areas. It collaborates with a wide range of lenders and bankers to provide financing for jumbo, VA, and FHA loans, as well as interest-only and adjustable-rate mortgages. With the Ez Qualifier program, it also assists self-employed clients. The mortgage broker has helped 339 clients obtain mortgage approval. Broker-owner Brian Guth has over two decades of experience in real estate investing and finance.