Best Mortgage Brokers in Santa Monica

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City Bridge Loan logo
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License Verified:

License: 298861

Nationwide Multistate Licensing System and Registry

City Bridge Loan

1575 Westwood Blvd. Suite 201, Los Angeles, CA 90024
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  • Refinance
  • New Construction

Business Description

City Bridge Loan is a mortgage brokerage firm that serves borrowers in Santa Monica and nearby areas. It offers home mortgage programs based on current industry rates and the financial situation of each client. It specializes in hard money loans for immediate cash flow, also managing funds for private investments and pension plans. City Bridge Loan is owned and operated by Shawn Rabban, a loan officer and real estate broker with over 20 years of experience.

License Verified:

License: 298861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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City Bridge Loan

Empyrean Funding and Management logo
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License Verified:

License: 293626

Nationwide Multistate Licensing System and Registry

Empyrean Funding and Management

11677 San Vicente Blvd, Suite 206, Los Angeles, CA 90049
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  • Refinance

Business Description

Empyrean Funding and Management is a mortgage lending company serving customers in the Santa Monica area. Its representatives match clients with the right loan and guide them in the mortgage process. In addition, its agents also ensure each loan closes on time. The company offers services to residential and commercial clients. Its loan options include fixed-rate and adjustable-rate loans. P. Jacob Yadegar, the company’s founder, has been in the real estate business for over 20 years.

License Verified:

License: 293626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
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Empyrean Funding and Management

Evoque Lending logo
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License Verified:

License: 337415

Nationwide Multistate Licensing System and Registry

Evoque Lending

401 Wilshire Blvd., 12th Floor, Santa Monica, CA 90401
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Business Description

Since 2005, Evoque Lending has been providing hard money loans to homebuyers and real estate investors in Santa Monica. It offers conventional, ARM, jumbo, private money, and government-sponsored loans. It selects loan products with interest rates, terms, and closing costs that match clients' financial conditions and objectives. The mortgage lender blends technology and customer service through its end-to-end encrypted online submissions and personalized consultations. Its lending specialists strive to obtain same-day loan approval and funding in 10 days.

License Verified:

License: 337415

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (40)
Facebook
4.1 / 5 (13)
Google
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Evoque Lending

Mortgage Capital Partners logo
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License Verified:

License: 239902

Nationwide Multistate Licensing System and Registry

Mortgage Capital Partners

12400 Wilshire Blvd, Suite 900, Los Angeles, CA 90025
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  • New Construction

Business Description

Mortgage Capital Partners offers various financial solutions to borrowers in Santa Monica. It provides FRMs with 10-, 15-, 20-, 25-, and 30-year terms and ARMs with three, five, seven, and 10-year periods. It likewise has FHA, interest-only, and self-employed borrower loans as well as second and reverse mortgages. Mortgage Capital Partners underwrites all of its mortgage products and employs a team of officers, each with an average of 20 years of experience, who work together and collaboratively for its clients.

License Verified:

License: 239902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Mortgage Capital Partners

Mortgage Help Los Angeles logo
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License Verified:

License: 262951

Nationwide Multistate Licensing System and Registry

Mortgage Help Los Angeles

11845 West Olympic Blvd Suite 1100, Los Angeles, CA 90064
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  • Refinance

Business Description

Mortgage Help Los Angeles assists local borrowers in Santa Monica. The company recommends a variety of loan programs to customers who wish to buy their first home, refinance to take out cash from equity, and invest in a commercial property. These include fixed-rate and adjustable-rate mortgages, as well as conventional, FHA, and jumbo loans. It also helps individuals who are unable to submit income tax returns and those with poor credit scores. Additionally, the firm offers buyout home loans for divorcing spouses.

License Verified:

License: 262951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Help Los Angeles

Reverse Your Thinking logo
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License Verified:

License: 1125159

Nationwide Multistate Licensing System and Registry

Reverse Your Thinking

12400 Ventura Blvd Suite 222, Studio City, CA 91604
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  • New Construction

Business Description

Reverse Your Thinking caters to the Santa Monica metro. Mathius Gertz, the firm's Principal Broker, assists homeowners in applying for HELOC, HECM, and Jumbo reverse mortgage loans. Mathius, who has been in the industry since 1990, also received the Certified Divorce Lending Professional designation, allowing him to handle divorce mortgage planning. A previous client praised Mathius for working diligently to obtain a reverse mortgage for their father-in-law, which allowed him to remain in his home while receiving home care.

License Verified:

License: 1125159

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Reverse Your Thinking

Secure Funding Group logo
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License Verified:

License: 329246

Nationwide Multistate Licensing System and Registry

Secure Funding Group

Santa Monica, CA
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Business Description

Secure Funding Group is a full-service mortgage brokerage firm that caters to individuals and families in Santa Monica and the rest of California. It offers various loan products to first-time and experienced homebuyers, including FHA and VA loans. It also accommodates applications for jumbo loans or those loans that exceed the FHA limits. The company, based in Chula Vista, has been in business for more than 20 years and has served more than 11,000 clients.

License Verified:

License: 329246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (21)
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Secure Funding Group

Sunset Lending & Realty logo
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License Verified:

License: 1622845

Nationwide Multistate Licensing System and Registry

Sunset Lending & Realty

11601 Wilshire Blvd, STE 500, Los Angeles, CA 90025
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  • Refinance

Business Description

Sunset Lending & Realty is a Los Angeles-based business that deals with clients across Santa Monica. It provides a variety of mortgage products, ranging from FHA and VA loans to adjustable-rate programs. The company also offers reverse mortgages, a way for senior homeowners to transform a part of their home's equity into cash. It maintains a website that contains tools like mortgage calculators to guide clients with their decision-making. One of the company's team members, Paul Anyankor, holds a master's degree in public administration.

License Verified:

License: 1622845

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Sunset Lending & Realty

Terranova Real Estate Group logo
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License Verified:

License: 2324284

Nationwide Multistate Licensing System and Registry

Terranova Real Estate Group

10200 Venice Blvd #201, Culver City, CA 90232
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  • Refinance

Business Description

Terranova Real Estate Group is a Culver City-based business that caters to sellers, buyers, and investors in Santa Monica and its surrounding areas. It helps clients finance their homes by providing them with a wide variety of lending options. These include conventional, VA, USDA, and FHA loans. Its team members also assist seniors aged 62 and older in applying for a reverse mortgage loan. Additionally, the company handles real estate transactions involving condominiums, townhouses, and single-family units.

License Verified:

License: 2324284

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Terranova Real Estate Group

Vault Mortgage Group logo
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License Verified:

License: 526846

Nationwide Multistate Licensing System and Registry

Vault Mortgage Group

11845 West Olympic Blvd. Suite 830, Los Angeles, CA 90064
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  • Commercial Loans

Business Description

Vault Mortgage Group, a division of American Pacific Mortgage Corporation, serves clientele in Santa Monica and neighboring regions. Its home loan specialists advise and recommend the mortgage refinancing program for clients based on their current finances and history records. They address the mortgage needs of first-time and seasoned homebuyers and those planning to renovate their properties and fund their active loans. Vault Mortgage Group's available loan programs are FHA, VA, jumbo, and 15- or 30-year fixed rate mortgages.

License Verified:

License: 526846

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (191)
Facebook
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Vault Mortgage Group

Westside Mortgage Group logo
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License Verified:

License: 351173

Nationwide Multistate Licensing System and Registry

Westside Mortgage Group

100 Wilshire Blvd Ste 700, Santa Monica, CA 90401
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Business Description

Westside Mortgage Group provides home loan brokerage services to residents of Santa Monica and nearby areas. It collaborates with a wide range of lenders and bankers to provide financing for jumbo, VA, and FHA loans, as well as interest-only and adjustable-rate mortgages. With the Ez Qualifier program, it also assists self-employed clients. The mortgage broker has helped 339 clients obtain mortgage approval. Broker-owner Brian Guth has over two decades of experience in real estate investing and finance.

License Verified:

License: 351173

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Westside Mortgage Group

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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