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2024

Last updated:

Best Local Car Insurance Agencies in Santa Monica

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Monica Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63

Reviewed

43

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6108 Venice Boulevard, Los Angeles, CA 90034
  • Bundling Option

Why choose this provider?

Established in 1972, Ken Donaldson Insurance Agency, Inc. is a full-service professional insurance agency that serves residential and commercial clients in Santa Monica and nearby areas. The firm offers a wide selection of insurance coverage such as personal and commercial auto insurance, homeowners insurance, renters insurance, and provides other insurance coverages to all commercial lines of business. Ken Donaldson Insurance Agency is proud to be affiliated with Mercury Insurance as its associate provider in providing insurance coverage to its clients.

License Verified:

License: 0E05617

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Yelp
3.5 / 5 (14)
Google
3.4 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
18321 Ventura Boulevard, Los Angeles, CA 91356
  • Multiple Carriers

Why choose this provider?

RNK Insurance Services offers various car insurance policies for individuals, families, and businesses in Santa Monica and nearby communities. This insurance agency consists of a duo of professional agents who have been in the industry for more than a decade. They assist vehicle owners who are seeking financial protection for financial losses resulting from unforeseen incidents. The company conducts a thorough review of a client's current policy and shops for competitive rates and policies among trusted insurance carriers.

License Verified:

License: 0M16096

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17141 Ventura Boulevard, Encino, CA 91316
  • Bundling Option

Why choose this provider?

Demetrio Plaza is a State Farm insurance agent since 2010. Plaza opened the Demetrio Plaza State Farm Insurance Agency office in 2015, serving the insurance needs of customers in Santa Monica, Los Angeles, Calabasas, Encino, and Van Nuys. Its team offers a car insurance policy for business travelers, new drivers, and collectors. Its auto insurance policy has comprehensive coverage that pays for the replacement or repair of damaged vehicles caused by vandalism, theft, falling objects, and fire.

License Verified:

License: 0I09827

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16133 Ventura Boulevard, Encino, CA 91436
  • Multiple Carriers

Why choose this provider?

Aghai Insurance Services, Inc. is an auto insurance provider serving Santa Monica and other locations. Established in 2001, it helps residential and commercial entities manage risks and mitigate financial losses out of vehicular accidents. It has auto insurance coverage that extends to niche clients such as foreign drivers and expensive cars. Its agents ensure that their clients are well-educated and informed of their options in selecting the most appropriate coverage to protect them from unforeseen road mishaps.

License Verified:

License: 0K13351

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16661 Ventura Blvd #700, San Fernando Valley, CA 91436
  • Bundling Option

Why choose this provider?

Sofi Insurance Services is an agency that provides products and policies to clients in Santa Monica and the surrounding areas. Some of its offered policies include auto, health, dental, life, travel, and life. Its auto insurance protects individuals, including their families, from accidents by providing compensation for medical treatments or rehabilitation. Aside from accidents, vehicles are also protected from damages caused by nature or animals. Clients may also opt to include the protection of personal belongings in their chosen auto insurance coverages.

License Verified:

License: 0F00747

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
11900 West Olympic Boulevard, Los Angeles, CA 90064
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Lewis and Lewis Insurance Agency, Inc., is a family-owned and operated agency servicing the Santa Monica community. It has been providing a wide range of tourist Mexican auto insurance and driver's license liability coverage options for over 36 years. Mexican insurance plans are also available for boats and motorcycles. The agency also accommodates ransom and kidnapping insurance claims for individuals, corporations, missionary groups, and financial and educational institutions. Services are available in English, Spanish, French, and Portuguese.

License Verified:

License: 0645420

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (111)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
465 South Beverly Drive, Beverly Hills, CA 90212
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Nahai Insurance Services is a Los Angeles insurance agency that services the Santa Monica metro and nearby areas. It has been operating since 1948 and established its LA location in 1980. It has since been writing personalized auto policies for motorists needing protection from various risks, accidents, losses, and liabilities. The firm is also known for insuring other special types of vehicles such as collector cars, antique cars, luxury cars, and motorcycles.

License Verified:

License: 0B99706

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23161 Ventura Boulevard, Woodland Hills, CA 91364
  • Bundling Option

Why choose this provider?

For the past decade, Gaspar Insurance Services, Inc., has been catering to the insurance needs of individuals and businesses in Santa Monica. Established in 2008, the firm helps car owners, motorists, and commercial vehicle drivers to obtain the right auto insurance policy. Its independent agents work with more than 200 insurance providers in creating a customized plan for each client. They cater to all types of vehicles, including standard cars, classic cars, and exotic vehicles. The company provides customers 24/7 access to their auto policies.

License Verified:

License: 0G66626

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (91)
Yelp
4.5 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6404 Wilshire Boulevard, Los Angeles, CA 90048
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

MIS Insurance Services, LLC, is an auto insurance agency near Santa Monica. It offers liability, property damage, and medical expenses coverages that financially protect drivers in the event of a vehicular accident, theft, or disaster. The independent agency maintains partnerships with 78 highly rated companies and has a market for various kinds of drivers, such as those who have bad driving records or suspended licenses. MIS Insurance Services, LLC, offers instant SR-22 filing so clients can print their certificates and have their licenses reinstated immediately.

License Verified:

License: 0G55496

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1989)
Yelp
5.0 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16200 Ventura Boulevard, Encino, CA 91436
  • Multiple Carriers

Why choose this provider?

Serving the residents of Santa Monica and the nearby areas, United Direct Insurance Services, Inc. provides a wide array of personal, commercial, and industrial insurance services. Assisting vehicle owners, the agency provides auto insurance that includes collision, comprehensive, personal injury, and liability coverage. The company also assists business-owned vehicles and companies with its commercial auto insurance. Additionally, United Direct Insurance Services, Inc. also serves industries such as restaurants and property owners.

License Verified:

License: 0H66730

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (171)
Yelp
5.0 / 5 (112)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13160 Mindanao Way, Marina del Rey, CA 90292
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Why choose this provider?

Jaffe Insurance Agency is an independent firm servicing the Santa Monica community since 1948. It represents different insurance companies to provide a wide range of personal and commercial auto insurance coverage options. Insurance plans are also available for boats, RVs, and motorcycles. The agency also offers group health insurance plans to companies and employees for additional protection against healthcare costs. The agency was established from three generations of experience built by the Jaffe family.

License Verified:

License: 0555929

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8150 Beverly Boulevard, Los Angeles, CA 90048
  • Multiple Carriers

Why choose this provider?

PALM is an independent insurance broker servicing Santa Monica clients. It provides a wide range of auto insurance coverage options to protect a vehicle and its owner against financial losses caused by unexpected circumstances. It has been partnering with multiple insurance carriers for 10 years to cater to the unique needs of each client. The agency also offers dental, vision, and medical insurance plans under an individual or group policy. A variety of information is provided on the website to keep clients updated on the industry.

License Verified:

License: 0E08521

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16542 Ventura Boulevard, Los Angeles, CA 91436
  • Motorcyle & ATV

Why choose this provider?

Serving the residents of Santa Monica, e360 Insurance Services is a Los Angeles-based insurance agency that offers commercial, workers' compensation, health, and life insurance. The company also provides assistance to vehicle owners with its auto insurance services that provide coverage for bodily injuries, property damage liability, and underinsured motorists. Also assisting commercial clients and companies, e360 Insurance Services can write policies for multiple drivers and business-owned vehicles such as delivery trucks and company cars.

License Verified:

License: 0G66607

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (76)
Yelp
4.5 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2450 Colorado Avenue, Santa Monica, CA 90404
  • Multiple Carriers

Why choose this provider?

Pullen Family Insurance Agency, Inc., is an independent insurance brokerage company that has been serving Santa Monica and surrounding communities for more than a decade. Established in 2008, the locally owned agency guides individual and business customers in choosing the right auto insurance policy akin to their needs. Its agents represent more than 65 carriers that can provide adequate coverage for injury and property liabilities, collision and comprehensive damages, uninsured motorists, rental car reimbursements, and roadside assistance. In 2018, the company was listed in the Top 20 Insurance Partnerships by the Insurance Journal.

License Verified:

License: 0I72027

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in Santa Monica?

    The average cost of car insurance in Santa Monica depends on whether drivers carry minimum liability or full coverage. Minimum liability coverage costs about $106 per month, while full coverage costs approximately $145 per month. Furthermore, car insurance rates in the metro still depend on the driver's claims history and driving records.

  • Can drivers add emergency road service coverage to their car insurance in Santa Monica?

    Yes, Santa Monica drivers can add emergency road service coverage to their car insurance to protect them from out-of-pocket expenses in case of a vehicle breakdown. The coverage pays for the delivery of battery or gas, change of tire, and locksmith expenses. However, it does not cover mechanical labor costs beyond the first hour.

  • What is the importance of having uninsured or underinsured motorist coverage in Santa Monica?

    In Santa Monica, having uninsured or underinsured motorist coverage is important to safeguard you from drivers without insurance. In an accident, at-fault parties may not cover victims' expenses for medical treatments and vehicle damage. Through this type of coverage, victims can use it to have themselves checked and repair or replace their damaged vehicles.

  • What types of classic vehicles in Santa Monica are covered by car insurance?

    Car insurance in Santa Monica covers several classic vehicles, including antique tractors, collector trailers, race cars, retired commercial and classic military vehicles, muscle cars, and 1980 or newer collector cars. Modified automobiles, such as tuners, lowriders, and hot rods, as well as kits and replicas, are also covered.

  • How can you determine whether your vehicle qualifies for classic car insurance in Santa Monica?

    Your vehicle may qualify for classic car insurance in Santa Monica if the collector car is used for organized meets, occasional pleasure driving, club functions, and exhibitions. Non-daily driven vehicles may be eligible for classic car insurance. In addition, classic automobiles are eligible for insurance coverage if they are securely housed within enclosed parking garages or carports.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.