Best Mortgage Brokers in Santa Maria

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Dan Marchiando logo
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License Verified:

License: 337165

Nationwide Multistate Licensing System and Registry

Dan Marchiando

Santa Maria, CA
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  • Refinance

Business Description

Dan Marchiando is a mortgage broker who helps home buyers in Santa Maria and the surrounding communities with their loan-related concerns. He offers fixed-rate and adjustable-rate mortgage options. In addition, Marchiando assists clients in finding mortgages with better terms through various refinancing solutions. He also provides temporary and permanent buydown financing for those who want to reduce their interest rates. The mortgage broker started in the financial industry as a Realtor in 1981. He also serves clients in different parts of the US.

License Verified:

License: 337165

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
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Dan Marchiando

Joey Machado logo
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License Verified:

License: 1466197

Nationwide Multistate Licensing System and Registry

Joey Machado

722 E Main St Suite 105, Santa Maria, CA 93454
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  • Multi-Family Loans
  • New Construction

Business Description

Joey Machado is a mortgage and real estate professional serving customers in Santa Maria and its neighboring areas. He works under Capitol Realty Investment, where he caters to the needs of first-time homebuyers and existing homeowners. Machado provides options for refinancing, home loans, and reverse mortgages, assisting borrowers throughout the transaction process. He worked in numerous industries before starting his career in the mortgage field, including the casino business, where he served as a blackjack and dice dealer.

License Verified:

License: 1466197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Joey Machado

PB & Associates logo
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License Verified:

License: 352390

Nationwide Multistate Licensing System and Registry

PB & Associates

1619 S. Broadway, Santa Maria, CA 93454
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  • Refinance
  • New Construction

Business Description

PB & Associates assists residential property buyers across Santa Maria in finding the right mortgage loan for their purchase. The company offers in-house lending solutions for various real estate purposes. In addition, it provides government-backed loan programs, which include VA, USDA, and FHA. PB & Associates aims to deliver the right mortgage plan for its customers by partnering with more than 25 banks. It has been in the mortgage industry for over 19 years and has served more than 900 clients.

License Verified:

License: 352390

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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PB & Associates

Phoebe Jaeckels logo
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License Verified:

License: 461791

Nationwide Multistate Licensing System and Registry

Phoebe Jaeckels

2615 S Miller Street Suite 109, Santa Maria, CA 93455
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  • Refinance
  • New Construction

Business Description

Phoebe Jaeckels is a mortgage broker serving customers in Santa Maria. She offers customized mortgage products to homebuyers and homeowners. She and her team assist clients through every step of the mortgage pre-approval process. They help individuals with bad credit history get approved for mortgage financing. They also cater to borrowers who need to consolidate their debts. Jaeckels leads in striving to build long-lasting relationships with clients by communicating with them regularly and prioritizing their needs.

License Verified:

License: 461791

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (14)
Google
5.0 / 5 (10)
Yelp
4.0 / 5 (4)
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Phoebe Jaeckels

Veterans Lending Group logo
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License Verified:

License: 1984038

Nationwide Multistate Licensing System and Registry

Veterans Lending Group

1111 South Broadway Suite 111, Santa Maria, CA 93454
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  • Refinance
  • New Construction

Business Description

Veterans Lending Group is a mortgage loan brokerage firm that serves clients in Santa Maria. It specializes in VA home loans for military service members and their families looking to purchase homes or refinance current mortgages. It offers a VA home buying guide that shows how clients may build credit scores and get pre-approved. It also assists clients through the property appraisal and closing day. Veterans Lending Group educates military families about VA home loan benefits and processes.

License Verified:

License: 1984038

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (92)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Veterans Lending Group

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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