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Best Homeowners Insurance Agencies in Santa Maria

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2236 South Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454
  • Multiple Policy Types

The Santa Maria branch of California Star Insurance Service Inc. has many licensed insurance agents who have significant experience in helping their personal and business clients find policies that suit their coverage needs. The independent agents regularly find home insurance products that are within their clients' budgets and cover them against major disasters, such as fires, and other bad events, such as theft. The agency also specializes in business insurance.

2236 South Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454

Website(805) 266-7971

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

121 North Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454
  • Condos

Coast Auto Insurance is an independent agency located in Santa Maria since 1986. Its areas of expertise include finding the best home insurance products from a wide range of respected carriers and tailoring policies to meet the needs and budgets of its clients. Its agents also specialize in renters insurance and umbrella policies that can protect clients from catastrophes that their other policies may not cover. Coast Auto Insurance's additional areas of expertise include business insurance.

121 North Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454

Website(800) 572-2627

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

830 West Main Street, Santa Maria, CA 93458
Santa Maria, CA 93458
  • Condos
  • Multiple Carriers

Eagle Service Insurance is a broker based in Santa Maria that can source a wide range of residential and commercial insurance products from major companies, such as Progressive and Nationwide. Its home insurance services include helping clients identify their coverage requirements, finding products from one or more carriers that meet those needs, and ensuring clients understand their policies before they sign. The brokerage also specializes in auto, business, and special event insurance.

830 West Main Street, Santa Maria, CA 93458
Santa Maria, CA 93458

Website(805) 346-6105

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

2255 South Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454
Instagram
  • Fire
  • Multiple Policy Types

Hometown Insurance Services, Inc. is a California insurance agency serving clients in the Santa Maria area. It specializes in comprehensive homeowners' insurance policies, covering disasters on top of the standard policy. The agents are detail-oriented and fully-trained to answer any queries from clients. It also offers a wide variety of life and health insurances, vehicle insurances, business and commercial insurances, and farm and ranch insurances. Hometown Insurance Services has been providing insurance solutions and products for over 13 years.

2255 South Broadway, Santa Maria, CA 93454
Santa Maria, CA 93454

InstagramWebsite(805) 922-3351

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1954 S Broadway b, Santa Maria, CA 93454-7887
Santa Maria, CA 93454-7887
  • Multiple Policy Types

Julio's Auto Insurance Agency, Inc., is an insurance firm in Santa Maria that focuses on individual insurance policies, including homeowners' coverage. The company assists single-family homeowners in financially protecting their homes and personal belongings against disasters, accidents, and other perils. Its agents provide customized solutions from several carriers that best serve each client's situation. Other insurance products they provide include auto, recreational vehicle, life, business, commercial, and SR22. The company also handles notary public services and DMV registrations in Massachusetts.

1954 S Broadway b, Santa Maria, CA 93454-7887
Santa Maria, CA 93454-7887

Website(805) 623-8281

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

663 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

310 James Way, Pismo Beach, CA 93449
Pismo Beach, CA 93449
  • Flood
  • Condos
  • Renter's Insurance

Neff & Associates Insurance Services is a locally owned and operated brokerage that's been serving residential and commercial clients in the Santa Maria metro area for many years. Its brokers have access to a wide range of home insurance products offered by some of the nation's leading insurance carriers. The brokers can tailor products to create policies that meet the coverage needs and premium expectations of each client. They can also discuss health and life insurance.

310 James Way, Pismo Beach, CA 93449
Pismo Beach, CA 93449

Website(805) 773-1710

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

300 James Way, Pismo Beach, CA 93449
Pismo Beach, CA 93449
Instagram
  • Personal Property Insurance

Rob Railsback is a State Farm insurance agent who has been helping homeowners and renters get the coverage they need since opening his agency in 2014. Mr. Railsback is licensed to tailor State Farm's home insurance products, advise clients on additional coverage, such as replacing particularly valuable items, and discuss coverage they might not have considered, such as living expenses if they have to vacate their homes. He also specializes in life and health insurance.

300 James Way, Pismo Beach, CA 93449
Pismo Beach, CA 93449

InstagramWebsite(805) 773-7470

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2162 Via Ventana, Santa Maria, CA 93458
Santa Maria, CA 93458
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Stokes Insurance Agency is a Santa Maria-based insurance company. It has a wide range of insurance products in its lineup, including homeowners' insurance. The homeowners' insurance it offers to its clients covers property damage, personal liability, and medical payments coverage. The property damage coverage includes damage to the home and personal belongings, such as furniture, clothing, and television. It also includes damage to other structures that are not attached to the house, like tool sheds or detached garages.

2162 Via Ventana, Santa Maria, CA 93458
Santa Maria, CA 93458

Website(805) 878-0987

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3875 Constellation Road, Lompoc, CA 93436
Lompoc, CA 93436
  • Personal Property Insurance
  • Multiple Policy Types

Vandenberg Insurance Agency is a full-service independent brokerage that can access the products of more than 30 of the country's leading insurers. Many of its clients are homeowners with one or more properties and renters, both looking for policies that can protect them against major disasters and unfortunate events, such as overflowing appliances. The brokers can also provide unbiased advice on additional coverage for increased risk of liability claims and the replacement costs of valuable personal items.

3875 Constellation Road, Lompoc, CA 93436
Lompoc, CA 93436

Website(805) 733-3591

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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