Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

6 Best Santa Maria Health Insurance Agencies

Antonio Mendoza

1103 E Clark Avenue Suite D, Santa Maria, CA 93455

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Life Insurance

Antonio Mendoza is an insurance agent at State Farm serving clients in Santa Maria. He offers health insurance coverage for individuals, families, and senior citizens. The policies may include disability paycheck insurance and supplemental health. Additionally, he provides insurance plans for homeowners, renters, auto, pets, and businesses. Antonio has been in the industry for over 18 years and has several years of experience in financial services. His team can serve Spanish-speaking clients.

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California Heritage

1524 W. Branch St, Arroyo Grande, CA 93420

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Group Plans
Health Insurance

California Heritage is a local independent insurance agency serving Santa Maria clients. It offers group health insurance from multiple carriers to find the policies that fit the needs of the employers. It provides life and homeowners' insurance plans. In addition, the company has various risk insurance options for businesses, including workers' compensation and general liability. California Heritage was founded in 1982 as 4 Less Insurance Services, which merged with two other insurance firms to create the insurance company it is today.

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Cravello

801 South Broadway Suite #15, Santa Maria, CA 93454

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Life Insurance
Dental and Vision Insurance
Medicare Supplements
Health Insurance

Cravello is an insurance and financial solutions firm serving clients in Santa Maria. It offers health insurance with a variety of coverage options depending on the anticipated needs of each client. The company can provide coverage for long-term care, dental, vision, and disability. It also has term and whole life insurance and assists with Medicare Supplement plans. Cravello is owned and operated by husband-and-wife-duo Tony and Anne Cravello, who have more than a decade of combined industry experience.

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Reyco Insurance Services

528 East Main Street, Santa Maria, CA 93454

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Health Insurance

Reyco Insurance Services is an independent agency serving Santa Maria and the surrounding communities. It accommodates individuals and families who need assistance in obtaining health insurance policies. In addition, the company offers other personal and business plans such as homeowners', classic car, equine liability, dental, and commercial liability insurance. Its 10 insurance specialists work with various carriers such as Blue Shield, Aegis, Kemper, Nationwide, and Travelers. Reyco Insurance Services has been in the industry since 2013 and is a certified Covered California Insurance agency.

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Tami Rabska

1545 S Broadway, Santa Maria, CA 93454

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Life Insurance
Health Insurance

Tami Rabska is an insurance agent who assists clients in obtaining health insurance policies in Santa Maria and the surrounding areas. She provides different options, including Medicare supplement insurance, supplemental health insurance, and individual medical coverage. Additionally, she handles other policies covering life, property, home, auto, and business and aids clients with their banking needs. Tami Rabska has been helping clients through State Farm for more than 40 years. She has served as president of the Santa Maria Valley Kiwanis.

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Tolman Wiker

1525 E Main Street, Santa Maria, CA 93454

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Health Insurance

is an insurance company that offers a wide variety of services to individuals and families in Santa Maria and the surrounding areas. It provides health insurance policies and covers other personal risk solutions, including plans for life, disability, home, private collections, and umbrella and excess liability limits. An independent agency that has been operating for over 90 years, Tolman Wiker partners with various insurance carriers, such as American Insurance Group, Allied Insurance, Progressive, and Travelers.

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Best Health Insurance Agencies in Santa Maria

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Health Insurance Agencies FAQs

Antonio Mendoza

California Heritage

Cravello

Reyco Insurance Services

Tami Rabska

Tolman Wiker

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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