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Best Life Insurance Companies in Santa Clarita

2024

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Website
22924 Lyons Ave Suite 205, Santa Clarita, CA 91321
  • Life Insurance

Why choose this provider?

Free Financial is a financial advising provider that attends to the needs of clients in Santa Clarita. Its personalized services include life insurance, financial planning, investment management, and tax preparation. The company assists clients in crafting their term insurance coverages. Its insurance advisor, Christopher D. Munchhof, guides his clients in choosing the appropriate amount of years for their term insurance plan in accordance with their respective situations, needs, and goals. Free Financial is available for in-person, virtual, phone, or email appointments.

License Verified:

License: 0G66721

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (11)
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (5)

Website
19302 Citronia St, Northridge, CA 91324

Why choose this provider?

Panorama Insurance Agency Inc. is an independent firm that caters to individuals, families, and businesses in Santa Clarita and communities in Northridge, CA. Since 1973, it has been helping customers protect their loved ones by providing life insurance quotes from a variety of affiliated providers. It also carries other personal and business insurance policies, including family and personal liability, loss of use, medical expenses, and dwelling. Commercial, property, umbrella, and cyber liability products are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (9)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15300 Devonshire St Ste 5, Mission Hills, CA 91345

Why choose this provider?

Kane & Torres Insurance Services is a life insurance agency near Santa Clarita. This independent agency represents several different carriers and works to choose the most appropriate carriers for its clients' particular needs or concerns. Its individual life insurance policies can be provided in either whole or term formats, and group life insurance plans are available to business owners. Kane & Torres Insurance Services also offers health insurance and sells both individual and group policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18565 Soledad Canyon Rd, No. 326, Santa Clarita, CA 91351
  • Life Insurance

Why choose this provider?

Megarian Insurance and Financial Solutions, LLC, provides a range of investment products to help individuals and families achieve their financial goals. Serving the Santa Clarita metro, the independent agency helps clients acquire life insurance plans. Its specialists offer customized universal, whole, and term life coverages. They also craft policies for homes, condominiums, cars, trucks, and motorcycles. Owner Monte C. Houze founded the company in 2011. He is a retired police sergeant from the Los Angeles Police Department.

License Verified:

License: 0H40839

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6520 Platt Ave # 854, West Hills, CA 91307

Why choose this provider?

At the Helm Insurance & Financial Services does business within the Santa Clarita metro area with individuals, families, and businesses. With over 40 partnered carriers, this company is able to deliver a large assortment of potential options. It sells life insurance policies to clients who need coverage for final expenses and future monetary needs associated with their children. It sells health coverage, including dental and vision needs, and assists with policies for long-term care. At the Helm Insurance & Financial Services also sells corporate and business employee benefits packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15306 Devonshire Street, Los Angeles, CA 91345
  • Life Insurance

Why choose this provider?

Acjo Insurance Services, Inc., is a life insurance company serving clients in Santa Clarita and the surrounding areas. The company was established in 2006, providing life insurance products that come in various options, such as term, whole, universal, and index universal life. It also offers coverage for home, auto, and health insurance, in addition to business, property, and workers' compensation. Moreover, the company works with various carriers, including Anthem, Allied Insurance, and the Mercury Insurance Group.

License Verified:

License: 0F64101

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (10)
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
18978 Soledad Canyon Rd, Santa Clarita, CA 91351
  • Life Insurance
  • Health Insurance
  • Personal Insurance

Why choose this provider?

Henry Rodriguez provides financial investment services to families, individuals, and business owners in the Santa Clarita metro and nearby areas. He offers a selection of insurance products, including life plans. He assists clients in obtaining term, whole, and universal coverage, to cover funeral costs and other monetary responsibilities in case of an unexpected death. The insurance agent also handles health, homeowners', BOP, and workers' compensation policies. Rodriguez opened his State Farm Agency in 2011.

License Verified:

License: 0G49978

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (605)
Facebook
4.9 / 5 (189)
Yelp
4.6 / 5 (153)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25061 Avenue Stanford, Santa Clarita, CA 91355
  • Life Insurance

Why choose this provider?

Insure Smart Insurance Agency is an independent company based in Santa Clarita. It specializes in life insurance products to help clients fulfill their financial obligations to their families in the event that they pass away. The products cover tax-free financial benefits that families can utilize for unpaid debts, estate taxes, income, funeral, and educational expenses. Insure Smart Insurance Agency owner Sherri Risley has been specializing in life, health, auto, business, homeowner, and workers compensation insurance services for over 22 years.

License Verified:

License: 0E89914

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28494 Westinghouse Pl. 215, Valencia, CA 91355
  • Life Insurance

Why choose this provider?

JSG Insurance Services is an independent agency located in Valencia. It caters to individuals, families, and businesses in the Santa Clarita metro and the surrounding areas. It offers a wide range of insurance products, including life, auto, commercial building, homeowners', and umbrella insurance policies. Jon Gardner, the owner, started his career in the insurance industry in 1989, working as an underwriter for Farmers Insurance. He holds a Bachelor's degree in Marketing and a master's in Business Administration.

License Verified:

License: 0G66574

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (58)
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24359 Walnut St Ste B, Santa Clarita, CA 91321

Why choose this provider?

Lentini Financial Advisory is a life insurance company in Santa Clarita serving clients all over the metro area as they pursue advantageous policy agreements. Also a financial services firm, this company is equipped to help clients project the long-term implications of the life insurance plans they choose, and it offers analytical services to determine which plans are best for them. It also assists with a wide range of financial planning needs, especially concerning retirement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17207 Braxton Street, Granada Hills, CA 91344
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

The agents at BMDG Insurance Services have been helping Santa Clarita area communities determine the most suitable coverage options since 2008. The family-run agency offers assistance in securing life insurance coverage that will enable families to secure essential funds in preparation for future events. The independent agency's life insurance services revolve around helping clients restore their incomes, resolve debts, protect businesses, and pay heavy expenses. BMDG Insurance Services also assists in group-based life insurance for employees.

License Verified:

License: 0G05816

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23566 Lyons Avenue #101, Newhall, CA 91321
  • Life Insurance
  • Personal Insurance
  • Home and Auto Insurance

Why choose this provider?

Julio Lemos Insurance Services is an independent agency that serves families and individuals in the Santa Clarita metro. It provides an array of financial investment services, including life insurance. The company creates personalized coverage to protect families from financial losses caused by mortgages and other expenses. It also offers other personal lines of insurance, such as home, flood, earthquake, and auto policies. Its agents also handle vehicle registration and title transfer services. Julio Lemos Insurance Services has been in the industry since 1998.

License Verified:

License: 0L92148

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (142)
Yelp
3.5 / 5 (19)
Facebook
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25050 Avenue Kearny 114B, Valencia, CA 91355
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Becker Insurance Services is an agency that serves clients in Santa Clarita and the surrounding areas. It partners with a range of insurance carriers to provide term life and permanent life insurance suitable for individuals and families. The company also offers insurance plans for homeowners, renters, and recreational vehicles, along with policies for managed care and short and long-term disability. Becker Insurance Services extends its services to businesses that need coverage for workers' compensation, general liability, and commercial automobiles.

License Verified:

License: 0G36623

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27200 Tourney Rd., Suite 150, Valencia, CA 91355
  • Life Insurance
  • Health Insurance

Why choose this provider?

Sunny Day Insurance Agency, Inc., is an independent firm that serves individuals and businesses in Santa Clarita. It provides term, whole, variable, and universal life insurance options from various carriers, including Aetna and Anthem. It offers different premiums that depend on the client's age, location, and choice of deductibles. The agency has various policies to cover homes, automobiles, and general commercial needs. It also has umbrella insurance products for extra coverage. Sunny Day Insurance Agency has been in the industry since 1994.

License Verified:

License: 6001378

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19524 Nordhoff Street, Los Angeles, CA 91324
  • Life Insurance
  • Health Insurance

Why choose this provider?

Leslie York is a professional that has been providing life insurance services in Santa Clarita since 1991. She also offers home, auto, property, health, pet, and business insurance products. Leslie is a second-generation State Farm agent, pursuing the same path as her father. She aims to make the insurance process more straightforward by delivering a personal approach for every client. Her company's mission is to educate about the importance of insurance and the necessity of finding the right coverage for each requirement.

License Verified:

License: 0799944

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8323 Reseda Blvd, Northridge, CA 91324

Why choose this provider?

CNI Financial & Insurance Services is active throughout the Santa Clarita metro area and has provided clients with assistance and management services since 2005. This agency works with all major types of life insurance coverage and finds plans by appropriate carriers that work within its clients' budgets. CNI Financial & Insurance Services also extends its coverage options to commercial clients who need coverage for general liability as well as industry-specific risks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.4
Yelp
4.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25001 The Old Road, Santa Clarita, CA 91381
  • Life Insurance

Why choose this provider?

Santa Clarita-based Carlos Villalobos Insurance Agency Inc. is an independent brokerage that serves residents and businesses. It offers a range of risk insurance management strategies, including home and life insurance as well as coverage for automobiles, recreational vehicles, condominiums, and farms. Additionally, the brokerage provides commercial auto insurance, general liability, and workers' compensation. The agency has been in the industry for more than 30 years, and it provides consultations and 24/7 assistance to its clients.

License Verified:

License: 0H64767

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27125 Sierra Highway, Santa Clarita, CA 91351
  • Life Insurance

Why choose this provider?

Johnny Castaneda is an insurance agent that offers a variety of life insurance policies in Santa Clarita and its surrounding areas. He owns the Johnny Castaneda Agency, a company that is committed to providing insurance services that are tailored specifically for clients' needs. Aside from life insurance, he also offers other insurance policies for individuals such as renters', motorcycles, auto, and home insurance. In addition, policies for businesses like property, commercial auto, and business interruption insurance are also available.

License Verified:

License: 0E84494

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Why should an individual in Santa Clarita consider buying life insurance?

    Residents of Santa Clarita should consider purchasing life insurance as a means of securing their financial future. This tool, according to financial experts, is useful in the event of your death. Life insurance can provide a steady flow of funds to your loved ones. Furthermore, if your children rely on your income, life insurance can help them maintain a comfortable standard of living if you die unexpectedly. It will also cover your own funeral costs.

  • What are the various forms of life insurance accessible to Santa Clarita residents?

    Term and whole life insurance are the two most common types of life insurance in Santa Clarita. Term life insurance covers a specific time period, and the payout is contingent on death occurring within the policy's effective period, which is typically between 1 and 30 years. Meanwhile, whole life insurance covers an individual for the rest of his or her life. It is a type of permanent life insurance that guarantees your death. It also provides a death benefit in the event of the insured's death.

  • Does the cost of life insurance in Santa Clarita vary by gender?

    Yes, males face a financial burden that exceeds the state average by 28%, while females face a comparatively lower increase of only 4%. Male policyholders in Santa Clarita pay an average of $22 per month for $250,000 of coverage, while female policyholders pay $15 per month. These rates are influenced by California's suggested coverage level, per capita income from the U.S. Bureau of Economic Analysis, age, typical mortgage debt, and personal debt, according to California's suggested coverage level.

  • Is it possible for smokers to acquire life insurance coverage in Santa Clarita?

    Yes, Santa Clarita residents who smoke can still obtain life insurance, but they should expect to pay high monthly premiums. Their monthly rates could range between $185 and $277. Smoking is a proven health risk, according to life insurance companies. As a result, if you get coverage, your insurer will take on more risk. Additionally, when applying for life insurance, you should be honest about your smoking habits because lying about them could result in your policy being canceled.

  • How do Santa Clarita life insurance companies classify smokers?

    If you occasionally consume cigarettes, cigars, vaporized tobacco, marijuana, or chew tobacco, Santa Clarita insurance companies may classify you as a smoker. In addition, if you only use nicotine patches or gum, you may be considered a smoker because nicotine can be detected in your body during a health exam. Cigar smokers who inhale 1-2 cigars per month may be considered nonsmokers for life insurance purposes. This may apply to occasional smokers and varies by insurance provider.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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