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Best Bankruptcy Attorneys in Santa Clara

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Ericksen Law Office logo
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Ericksen Law Office

210 North 4th Street, San Jose, CA 95112
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Ericksen Law Office is a law firm that serves clients in Santa Clara. Cathay Fulton Ericksen is a bankruptcy attorney providing legal representation to individuals in chapter 7 and chapter 13 consumer bankruptcy cases. She prepares and files documents on behalf of her clients. She provides consultation services to discuss the client's debt relief options. She is a debt relief agency and is a member of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Gold and Hammes logo
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Gold and Hammes

1570 The Alameda, San Jose, CA 95126
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  • Debt Settlement

Business Description

Gold and Hammes is a bankruptcy law firm that has been serving Santa Clara and other areas since 1978. This debt relief agency provides bankruptcy protection and solutions to help clients eliminate unsecured debts, stop creditor harassment, improve credit scores, and restart their financial lives. The firm's attorney, James Gold, is a bankruptcy law specialist certified by the California Board of Legal Specialization. Gold was also a co-founder of the National Association of Consumer Bankruptcy Attorneys in 1992.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Henry G Rendler logo
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Henry G Rendler

1550 The Alameda, San Jose, CA 95126, San Jose, CA 95126
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Henry G Rendler is a bankruptcy attorney serving the Santa Clara area. Rendler handles personal and corporate bankruptcies and deals mostly with cases under chapters 7, 11, and 13 of the US Bankruptcy Code. He first assesses the financial status of each client to see which type of bankruptcy protection the client qualifies for and advises the client on alternatives in case bankruptcy is not the fitting solution. Rendler also helps clients repair their credit after bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
Hopkins & Carley logo
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Hopkins & Carley

70 South 1st Street, San Jose, CA 95113
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  • Debt Settlement

Business Description

Hopkins & Carley has been providing various legal services to the people of Santa Clara since its establishment in 1968. One of the firm's practice areas is bankruptcy where it offers legal representation to creditors, such as businesses, financial institutions, landlords, leasing companies, secured and unsecured lenders, and vendors. Its team of bankruptcy lawyers handles various bankruptcy proceedings, litigations, and financially troubled transactions. Hopkins & Carley is involved in supporting various civic, professional, and non-profit organizations like Black Women Lawyers of California, Planned Parenthood, and Boy Scouts of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Law Office of John T. Nguyen logo
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Law Office of John T. Nguyen

1625 The Alameda, San Jose, CA 95126
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  • Debt Settlement

Business Description

The Law Office of John T. Nguyen is a bankruptcy law firm serving the Santa Clara area. Nguyen helps clients assess their current financial status and finds the best way to get out of debt, either by filing for the right type of bankruptcy or by recommending non-bankruptcy solutions like debt collection defense or debt settlement. He negotiates with creditors to possibly decrease the amount of debt to be paid. He also deals with estate planning, family law, and personal injury.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Julie Cliff logo
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Law Office of Julie Cliff

20 South Santa Cruz Avenue, Los Gatos, CA 95030
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Julie Cliff is a bankruptcy law firm in Santa Clara. Julie Cliff is a bankruptcy lawyer who represents involved parties in bankruptcy adversary proceedings. Cliff has the experience and knowledge to guide and advise clients filing for chapter 7, chapter 11, and chapter 13 bankruptcies under the United States Bankruptcy Code. The Law Office of Julie Cliff is a member of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Stanley A. Zlotoff logo
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Law Office of Stanley A. Zlotoff

300 South 1st Street, San Jose, CA 95113
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Law Office of Stanley A. Zlotoff is a bankruptcy law firm serving Santa Clara and the surrounding areas. The professionals from this business specialize in providing chapters 7, 11, and 13 bankruptcy options to help small businesses and families achieve debt relief. The firm's founder and bankruptcy attorney, Stanley A. Zlotoff, has more than 30 years of experience in representing clients in creditor and bankruptcy issues. Zlotoff is a bankruptcy specialist certified by the State Bar of California Board of Legal Specialization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
5.0 / 5 (5)
Avvo
4.0 / 5 (5)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Aaron Lipton logo
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Law Offices of Aaron Lipton

325 Soquel Avenue, Santa Cruz, CA 95062
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Aaron Lipton is a bankruptcy law firm serving the Santa Clara area. Lipton and his team help clients file for chapter 7 and chapter 13 bankruptcies after thoroughly assessing their financial statuses to see for which type they qualify. They deal with pre-bankruptcy planning to ensure that each client maximizes all the exemptions available. They also help clients prevent foreclosures, negotiate home loan modifications, and handle car repossessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (1)
Law Offices of W. Kirk Moore logo
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Law Offices of W. Kirk Moore

586 North 1st Street, San Jose, CA 95112
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of W. Kirk Moore is the private practice of the San Jose-based bankruptcy attorney that also serves clients in the Santa Clara area. Moore concentrates on assisting his clients in navigating the chapter 7 or chapter 13 bankruptcy process. He is committed to helping people in every stage, from filing a petition and preparing the requirements to eliminating debts and restoring good credit standing. Past clients commend the attorney's diligence, knowledge, and promptness.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (86)
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rehon & Roberts, APC logo
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Rehon & Roberts, APC

830 The Alameda, San Jose, CA 95126
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  • Debt Settlement

Business Description

Rehon & Roberts, APC is a law firm representing banks, Fortune 500 companies, public agencies, and other institutions throughout Santa Clara and the surrounding areas. The firm's bankruptcy attorneys negotiate loan workouts, prosecute claims in bankruptcy proceedings, dispute resolutions and litigation, and other bankruptcy matters. Other practice areas include real estate, education, school district, and public agency law. The firm's attorney, Peter M. Rehon, is a panelist in programs selected by the California Bankers Association.

Terra Law LLP logo
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Terra Law LLP

50 West San Fernando Street, San Jose, CA 95113
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  • Debt Settlement

Business Description

Terra Law LLP is a San Jose office that also serves individuals and businesses in the Santa Clara area. The firm consists of bankruptcy attorneys who have experience in representing creditors in chapters 7, 11, and 13 bankruptcy proceedings. Other than handling bankruptcy law cases, the attorneys at Terra Law LLP also practice in other areas of law, such as corporate law, business and commercial law, intellectual property law, and real estate law. They are committed to providing cost-effective solutions.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Fuller Law Firm, PC logo
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The Fuller Law Firm, PC

60 North Keeble Avenue, San Jose, CA 95126
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Fuller Law Firm, PC is a law company in San Jose that also offers bankruptcy legal services in Santa Clara and the surrounding areas. Its legal team conducts consultation and provides representation to individuals and families with either a chapter 7, chapter 11, or chapter 13 bankruptcy petition. Since 1990, the Fuller Law Firm, PC has been assisting its clients in navigating the bankruptcy process. Its attorneys serve clients in Cantonese, English, Mandarin, Persian, and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.5 / 5 (28)
Google
4.8 / 5 (26)
Facebook
4.3 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Offices of David A. Boone logo
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The Law Offices of David A. Boone

1611 The Alameda, San Jose, CA 95126
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Law Offices of David A. Boone is a bankruptcy law firm that serves Santa Clara residents. David A. Boone represents small businesses and individuals in chapters 13, 12, 11, and 7 bankruptcies, dealing with foreclosures, taxes, and loan modification matters and helping clients obtain financial recovery. He conducts consultative meetings to walk clients through the bankruptcy process, evaluate their financial circumstances, and inform them of the possible case outcomes. Boone also has a background in engineering.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
3.5 / 5 (18)
Google
4.9 / 5 (15)
Avvo
3.2 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TRINH LAW, APC logo
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TRINH LAW, APC

255 North Market Street, Suite 125, San Jose, CA 95110
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Trinh Law, APC delivers legal services to the Santa Clara area. The bankruptcy lawyers in Trinh Law, APC are knowledgeable in handling legal matters concerning bankruptcy, with experience in representing both debtors and creditors. The firm can assist clients in filing liquidating assets under chapter 7 and payment plan reorganizations under chapter 11 and chapter 13. The firm can also handle personal injury and real estate cases. Trinh Law, APC can also assist Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (14)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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