Best Life Insurance Companies in Santa Barbara

Baratto, Sullivan & Co. Insurance helps protect families by providing life, personal, and family insurance options in Santa Barbara. The independent insurance agency also offers homeowner, commercial, and auto insurance plans that protect properties against unforeseen circumstances, such as fires and theft. It started as a small office agency in 1977 through the efforts of Giulio Baratto and John Sullivan. Its carrier offerings expanded after its acquisition by Insurance Matters Solutions & Financial Services, Inc., in 2012.

Family-owned and family-operated Baxter Insurance has been handling the insurance needs of Santa Barbara and other nearby metros since 1989. It serves individuals, families, real estate owners, not-for-profit organizations, HOAs, and businesses. It works with several insurance companies and finds the best policies that suit its clients' unique situations and long-term plans. It offers life and health coverage as well as home, landlord, and renters' insurance. For clients traveling overseas, the company also provides travel medical insurance and evacuation coverage.

Collins & Powell Insurance Services is an insurance provider based in Santa Barbara that has been serving individuals and families for more than 20 years. Its professional insurance agents connect with multiple reputable and financially sound carriers to help clients secure life insurance policies that will keep them financially supported during major life events. Coverage options offered include term, universal, critical, and long-term policies. Collins & Powell Insurance Services also provides medical, dental, and disability insurance packages.

Cornerstone Insurance Services strives to equip Santa Barbara individuals and families with the knowledge and guidance they need in understanding life insurance policies. The business is an independent agency founded in 1992, employing insurance agents with more than 50 years of combined industry experience. The firm assists clients in exploring different insurance options and guides them towards plans that are compatible with their needs. In addition to life insurance, the agency also offers other personal lines, including health, home, and auto insurance.

Gulley & Larsen Insurance Services LLC is an insurance agency based in Santa Barbara. It offers life, disability, and annuity insurance policies with the assistance of its experienced insurance professionals. Other insurance products offered by the agency include business, dental and vision, and Medicare plans. Gulley & Larsen Insurance Services LLC is a proud member of the Santa Barbara Association of Health Underwriters and state and national chapters of The National Association of Insurance & Financial Advisors.

Iris Chan-Sayre is a local Farmers Insurance agent who serves individuals, families, and small businesses in Santa Barbara. She offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. Her team also assists clients in obtaining insurance coverage for their automobiles and homes. Iris has been a Farmers Insurance agent for more than 10 years. Her agency has staff that can speak Chinese and Spanish.

Kait Cortenbach is a local committed to serving the Santa Barbara community by helping individuals, families, and businesses find the best insurance policy for them. Some of the insurance plans she offers are life, health, home, renters, auto, and property. Cortenbach worked as a State Farm team member for five years until she started her own State Farm agency in 2019. She and her team cater to English and Spanish clients and promise a friendly and personalized full-service.

Kirkpatrick and Associates is a company that has been providing life insurance assistance in Santa Barbara for more than 50 years. Specializing in life insurance, the agency also provides services in regards to Medicare supplement plans, individual or family ACA plans, and small group insurance coverage. Furthermore, it also aids in long-term care insurance plans, dental and vision insurance plans, and travel insurance. Kirkpatrick and Associates embraces digital communication, utilizing e-commerce platforms to handle its lines of business online.

Peters & Milam Insurance Services is an insurance agency that has been in the business for 15 years. It caters to clients in Santa Barbara and nearby areas. Its product line includes life insurance policies, which cover debts, final expenses, and taxes. Additionally, it offers dental, individual health, Medicare, and vision insurance plans. Some of the carriers it represents are Anthem Blue Cross, Blue Shield of California, and CenCal Health. Owner David Peters has served as president of the National Association of Insurance and Financial Advisors.

Richard Campos provides life insurance products to clients in Santa Barbara. Richard has 28 years of experience in the sector and is committed to ensuring clients have the best coverage from the available options for their specific needs. Working for State Farm, he helps clients choose the right universal, whole, or term life insurance for them. Richard can also communicate with clients who speak Spanish. He also provides insurance for health, property, auto, business, and pets.

Santa Barbara Health Insurance is an independent agency that caters to individuals, families, and businesses. It offers term life insurance policies that address temporary needs and whole life insurance options that provide permanent protection. It also carries individual and group health insurance coverages, including Medical Supplement and long-term care plans. The agency was founded by Rob Cavaness, a National Association of Health Underwriters member, and Steve Bryd, a National Association of Insurance and Financial Advisors member.

Santa Barbara Insurance Agency is a locally owned business that has been serving Santa Barbara since 1959. The business offers various personal and commercial products, helping clients protect their valuable assets. It specializes in providing life insurance coverage, including term and whole life. Its president, Peter Georgi, offers additional options for home, auto, and umbrella insurance, in addition to farm and ranch coverage. Furthermore, the business represents multiple carriers, such as GeoVera, Travelers, Nationwide, and the Capital Insurance Group.

State Street Insurance Solutions is an independent insurance brokerage company serving the Santa Barbara community. The firm supports individuals, families, and small businesses in evaluating their medical needs and finding the best health insurance plan in the market. Its advisors specialize in individual medical, dental, vision, group health, and Medicare insurance. The team represents Covered California and Blue California to give clients a variety of health coverage options. The firm also offers life insurance. The company has been insuring people and businesses for over three decades.

Stevens & Associates Insurance Agency, Inc., is a family-run insurance agency that has been serving the Santa Barbara metro and surrounding areas since 1984. It provides permanent life insurance plans including variable, survivorship, universal, and whole life. The agency also offers group retiree medical, critical illness, cancer coverage, Medicare Supplements, and individual health policies. Stevens & Associates Insurance Agency works with carriers including Health Net, Anthem, and Aetna. Founder Gerald “Ray” Stevens previously worked in national health insurance advisory boards.

Tisdale Insurance Services is an insurance agency that serves clients in Santa Barbara. It provides a wide range of insurance products for individuals and entrepreneurs, including life insurance, disability insurance, business insurance, and buy-sell key person coverage. The owner, Brad Tisdale, is an independent insurance agent who worked with LTPC Inc. as a long-term care insurance specialist. He uses customized insurance solutions and planning to provide wealth management services. Brad also keeps financial advisors updated on legislation and trends.

Travis Loughridge is a licensed insurance representative of Bankers Life and Casualty Company that serves the communities surrounding the Santa Barbara metro. He offers four kinds of life insurance policies that include term life, whole life, universal life, and juvenile life insurance. Loughridge began working for the company in 2015 and was awarded Rookie of the Year for the same year. He has since assisted his clients in planning for their retirement by providing services like Medicare Supplement insurance and long-term care insurance.