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Best Mortgage Refinance Companies in Santa Ana

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2023
Laurels

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0pointLoan logo
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0pointLoan

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2700 N. Main Street,Suite 761, Santa Ana, CA 92705
  • New Construction

Business Description

0pointLoan offers solutions to Santa Ana individuals and families who need mortgage refinancing. Depending on the years to repay a mortgage, clients are offered 15- or 30-year refinance programs. The company offers VA refinance plans that help veterans and their eligible family members. It also walks clients through the process of securing IRRRL or getting cash from their equity. 0pointLoan's mortgage officers offer support to clients with plans of purchasing single-family homes, condominium units, townhomes, or multi-family homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.1 / 5 (32)
Google
5.0 / 5 (15)
ALT Financial logo
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License Verified:

License: 285120

Nationwide Multistate Licensing System and Registry

ALT Financial

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18022 Cowan, Irvine, CA 92614
  • Reverse Mortgages
  • NMLS #: 39166

Business Description

ALT Financial is a Santa Ana firm of mortgage specialists that helps clients looking for mortgage refinancing options in the area. The company is licensed under the California Department of Real Estate and is composed of NMLS certified loan officers. It offers clients various options for home refinancing, such as monthly payment reductions, mortgage term reductions, and debt consolidation. It has extensive experience in processing government loan options, such as the Home Affordable Refinance Program (HARP).

License Verified:

License: 285120

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Brendathelenda logo
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License Verified:

License: 239946

Nationwide Multistate Licensing System and Registry

Brendathelenda

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7700 Irvine Center Drive, Irvine, CA 92618
  • Reverse Mortgages
  • First Time Home Buyers
  • Investment Buyers

Business Description

BrendaTheLenda assists Santa Ana-based residents with their financing needs. Together with a team of loan officers, Brenda Dintino guides clients in a number of areas, including mortgage refinancing which caters to homeowners who wish to decrease their mortgage interest rates. In addition, she also provides lending assistance for first and second-time home buyers, self-employed individuals, investors, and seniors looking into obtaining reverse mortgages. BrendaTheLenda has more than four decades of experience in the mortgage industry.

License Verified:

License: 239946

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cross Mortgage logo
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License Verified:

License: 292789

Nationwide Multistate Licensing System and Registry

Cross Mortgage

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1633 East 4th Street, Santa Ana, CA 92701
  • New Construction

Business Description

Cross Mortgage is a mortgage refinance company that serves clients in Santa Ana and nearby areas. The business guides individuals in choosing the right mortgage loans for them with the best interest rates. Its team of mortgage brokers is also well-versed in handling a wide range of loan options, including FHA, VA, USDA, refinance, conventional, and home equity loans. Additionally, clients can utilize the calculator and other tools on the company's website for comparative and consultation purposes.

License Verified:

License: 292789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
E Mortgage Capital logo
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E Mortgage Capital

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18071 Fitch Ste. 200, Irvine, CA 92614
  • Multi-Family Loans

Business Description

E Mortgage Capital is a family-run business serving Santa Ana and the neighboring areas. Its team assists residential property owners in refinancing their current mortgage payments to reduce monthly payments and increase disposal cash. It also offers a variety of loans such as conventional home loans, FHA, and VA. In addition, clients can opt for personalized loans like USDA and Non-QM, allowing interest-only payments and accepting alternative income methods verification. Its principal owners have over four decades of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (1332)
Facebook
4.8 / 5 (235)
Yelp
5.0 / 5 (216)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fast Action Mortgage logo
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Fast Action Mortgage

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2700 N. Main Street, Suite 620, Santa Ana, CA 92705
  • Multi-Family Loans

Business Description

Fast Action Mortgage is a home loan service provider serving the residents of Santa Ana and the surrounding areas. It provides FHA Streamline refinancing services, which require no employment, income, or credit score verification. It offers refinancing solutions for different types of fixed-rate home loans, including conforming and non-conforming, jumbo, and portfolio loans. The company also provides down payment assistance, foreign national loans, and investment property loans. Fast Action Mortgage has been in operation for more than two years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (42)
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
GR Financial Services logo
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GR Financial Services

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416 Myrtle Street, Santa Ana, CA 92701
  • Multi-Family Loans

Business Description

GR Financial Services is a real estate and mortgage company that serves clients in Santa Ana and the surrounding areas. It helps first-time homebuyers, seasoned investors, and seniors needing reverse mortgages find the right option for them. It also assists clients in their home refinance needs to help them lower monthly payments, interest rates, and DTIs. The company deals with properties, such as single- and multi-family homes, townhouses, condos, and manufactured homes that serve as a primary residence, vacation or rental home, or investment.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.4 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keith De John logo
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Keith De John

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2932 Daimler St, Santa Ana, CA 92705
  • Multi-Family Loans

Business Description

Keith De John serves individuals in Santa Ana who need assistance with refinancing their home mortgages. He works with existing borrowers, explaining the process and helping them to choose from a selection of refinancing options. Keith also serves clients who want to buy a new primary residence or a second vacation home, senior citizens looking for reverse mortgages, and individuals purchasing real estate for investment purposes. He keeps customers informed of the status of their loans, reaching out to them through emails and calls.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LoanLock logo
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License Verified:

License: 237507

Nationwide Multistate Licensing System and Registry

LoanLock

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6 Hutton Centre Drive, Santa Ana, CA 92707
  • NMLS #: 39166

Business Description

LoanLock is a mortgage lender headquartered in Santa Ana and services clients within the vicinity. Whether a client is refinancing or buying, the company processes loans on-site and verifies all pertinent information so approval decisions are done right away. Fixed loans, ARM loans, and jumbo loans are some of the general types of loans it offers to clients. Also available are FHA and VA loans. LoanLock implements a fast and secure paperless processing of loans where applications and requirements are sent online.

License Verified:

License: 237507

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (9)
MGM Lenders Inc. logo
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MGM Lenders Inc.

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1912 N Broadway Suite 102, Santa Ana, CA 92706
  • Multi-Family Loans

Business Description

MGM Lenders Inc. is a non-bank financial services company that has been operating in Santa Ana since 2004. It assists individuals who are buying their first homes, investing in a property, refinancing their home, or consolidating debts through a wide variety of mortgage products or loan programs. These include VA, FHA, jumbo, conventional, and streamline refinance. MGM Lenders includes team members speak Spanish and Farsi. Additionally, the company helps clients with the pre-qualification process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
4.0 / 5 (12)
Google
3.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
RFG Mortgage Bankers logo
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RFG Mortgage Bankers

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1522 E. Fourth St., Santa Ana, CA 92701
  • Multi-Family Loans

Business Description

RFG Mortgage Bankers serves individuals and families throughout Santa Ana and the nearby communities. It offers assistance with refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts. The firm has access to a wide network of lending partners and helps its clients with finding appropriate mortgage options that fit their specific needs, circumstances, and budget. Loan programs include fixed-rate mortgage, ARM programs, non-conventional loans, and balloon loan programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smart Choice Realty & Mortgage Finance logo
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Smart Choice Realty & Mortgage Finance

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15 Macarthur Pl, Santa Ana, CA 92707
  • New Construction

Business Description

Smart Choice Realty & Mortgage Finance handles the lending needs of residents in the Santa Ana area. The broker works with more than 350 lending institutions and provides various home loan programs, including refinancing, fixed-rate mortgages, FHA, and VA home loans. Its mortgage refinance services help clients reduce their monthly payments, consolidate high-interest debts, and pay off mortgages faster. The professionals at the firm also help clients with cashing out to upgrade their properties, invest in other properties, or improve their businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (34)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sol Mortgage logo
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License Verified:

License: 53112

Nationwide Multistate Licensing System and Registry

Sol Mortgage

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2510 Red Hill Avenue, Santa Ana, CA 92705
  • Reverse Mortgages
  • Multi-Family Loans

Business Description

Sol Mortgage is a mortgage refinancing company serving homeowners and business owners in Santa Ana. The company offers a comprehensive line of mortgage options, including conventional, jumbo, FHA, VA, and first-time homebuyers loans. It gives clients all the available information about various loans to be able to identify what fits their needs. It provides a simple loan process, instant results, and quick deal completion. Furthermore, Sol Mortgage is an approved servicer of Ginnie Mae, Fannie Mae, and Freddie Mac.

License Verified:

License: 53112

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail