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Best Life Insurance Companies in San Pedro

2024

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Providers

Last updated:

Website
333 West 5th Street, San Pedro, CA 90731
  • Life Insurance
  • Health Insurance

Why choose this provider?

Arroyo Insurance Services provides various lines of insurance products for residents in San Pedro. The company consists of second-generation employees who are dedicated to helping families and individuals prepare for the risks specific to their life and financial situations. They offer universal, whole, and term life insurance plans and can conduct yearly reviews to adjust policies according to each client's needs. The LA Business Journal has also named Arroyo Insurance Services as one of the top insurance agencies in the area in 2019.

License Verified:

License: 0735912

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 West Valencia Drive, Fullerton, CA 92833
  • Health Insurance
  • Group Plans

Why choose this provider?

Skyline Benefit Insurance Solutions is an independent health insurance agency that serves individuals and businesses from San Pedro. It offers health insurance, Medicare insurance, dental insurance, and vision insurance. It works with Covered California and HealthCare.Gov. CEO David Keum has been working in the insurance industry for more than 15 years. He is the former president of the Southern California Insurance Accounting and Systems Association. He is also a member of the American Institute of Certified Public Accountants.

License Verified:

License: 0M92208

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1851 North Gaffey Street, Los Angeles, CA 90731
  • Life Insurance

Why choose this provider?

Frank Leon is a licensed State Farm insurance agent. He has delivered services throughout the San Pedro metro since 2006. Some of the services he offers include life insurance, health insurance, automobile insurance, home and property insurance, and business insurance. Aside from this, he also assists clients in their banking needs. He finished B.A. Economics and also speaks fluent Spanish. He is a Travel Qualifier, a Wilmington Chamber of Commerce member, and a Lifelong Legion of Honor Qualifier.

License Verified:

License: 0K12193

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2601 Airport Drive, Torrance, CA 90505
  • Life Insurance
  • Health Insurance

Why choose this provider?

Barnett & Associates Insurance and Financial Services has been serving the insurance needs of San Pedro and nearby communities for over 42 years. Its team of agents assists individuals in obtaining life insurance policies under term life, whole life, and combined term and whole life insurance. It has a diverse range of life insurance products and helps clients find the right match for their unique needs. The company also offers insurance products and services under personal, commercial, and group health insurance lines.

License Verified:

License: 0K77680

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
24705 Narbonne Avenue, Lomita, CA 90717
  • Life Insurance

Why choose this provider?

LA Insurance Agency is a full-service insurance company located in Lomita providing services to the San Pedro metro and surrounding areas. Its team of advisors, headed by Tom T. Lin, Clifton Lin, and Jennifer Lin, offer life insurance such as term, whole, universal, and group as well as accidental death, senior, and pre-need policies. Its other services include health, commercial, home, car, worker’s compensation, vision, and dental insurance. The company has been in operation since 1983.

License Verified:

License: 0637330

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
882 West 9th Street, Los Angeles, CA 90731
  • Life Insurance
  • Health Insurance

Why choose this provider?

Cristian Amaya is a State Farm insurance agent who has been servicing San Pedro and the nearby communities since 2015. He offers term, whole, and universal life insurance coverage options to individuals who want to secure their future. Amaya also helps small businesses obtain life insurance coverage for employee benefits, business continuation, and employee incentives. Amaya and his team cater to English-speaking and Spanish-speaking clients. He is a member of the San Pedro Chamber of Commerce.

License Verified:

License: 0G59996

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does life insurance cover death with dignity in San Pedro?

    Yes, life insurance policies in San Pedro cover doctor-assisted suicide, also known as "death with dignity," as long as the suicide clause and contestability period have passed and there are no exclusions that would make the policy legally invalid. California is one of the states where death with dignity is considered legal in some instances.

  • Do you need life insurance if you have savings in San Pedro?

    Yes. Even if you have savings and other assets in San Pedro, you may still need life insurance. Among the benefits of purchasing a life insurance policy are replacing your income if you pass away, protecting your spouse and children from financial losses, helping to pay for living expenses, helping to pay off debts, and helping to pay final expenses.

  • Is your insurance company in San Pedro covered by the California Life and Health Insurance Guarantee Association?

    To find out if your company in San Pedro is covered by the California Life and Health Insurance Guarantee Association, you will have to check if it is licensed to write and do business in California. You can call the California Department of Insurance at (800) 927-4357 or (213) 897-8921.

  • How long is the period of contestability for life insurance in San Pedro?

    According to California's laws, the contestability period is two years from the effective date of the life insurance policy in San Pedro. The life insurance contestability period refers to the time when the insurance company can investigate death claims. The purpose of having this clause in life insurance policies is to protect the companies against fraud claims and enable them to evaluate the credibility of the information.

  • What happens to a life insurance policy if there aren't any beneficiaries in San Pedro?

    If a life insurance policy in San Pedro has no designated beneficiaries, the insurance proceeds or the death benefit will be paid out to the estate of the policyholder. The proceeds, along with the deceased's investments and assets, will then be distributed according to the insurance contract and will. After that, the estate may have to go through the probate process, and the death benefit may be subject to state and federal taxes.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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