Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in San Mateo

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Mateo Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41

Reviewed

27

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
72 37th Ave, San Mateo, CA 94403
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

David Flaig is an insurance agent who serves clients from San Mateo and its surrounding areas. He is the owner of Flaig Insurance Services. Flaig assists his clients in determining the proper coverage for their houses, automobiles, and health. He helps his clients plan or update their insurance packages and review their policies regularly to ensure that there are no gaps in coverage. Cars, condominiums, single-family residences, and mortgages are all covered by the firm.

License Verified:

License: 0D60393

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1606 S. El Camino Real, San Mateo, CA 94402
  • Home and Auto Insurance

Why choose this provider?

Tammie Pereira offers different property insurance in San Mateo, including renters' coverages. The agency helps clients understand the benefits and limitations of their policies to choose products that are appropriate for their needs. It assists consumers in selection options to cover their valuables from damages and losses and their families against injuries and liability claims. Tammie and her independent agency, Tammie Pereira Insurance Services, Inc., also provide vehicle and commercial indemnity policies from various carriers like HCC and Metlife.

License Verified:

License: 0G17826

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (8)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
763 Polhemus Road, 2nd Floor, San Mateo, CA 94402
  • Home and Auto Insurance

Why choose this provider?

Marilyn Wong and her team of professionals have been serving San Mateo for more than 20 years. The team is affiliated with State Farm Insurance, a company that has been in the insurance business since 1922. They offer renters' insurance to cover furniture, bicycles, cameras, electronics, and clothing from accidents related to fire, smoke, theft, and vandalism. In addition, they provide homeowners', auto, life, boat and motorcycle, and RV insurance solutions. Wong is an active member of the community by donating and volunteering to organizations.

License Verified:

License: 0734082

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Yelp
5.0 / 5 (39)
Facebook
5.0 / 5 (11)

Website
1900 S Norfolk Street, Suite 216, San Mateo, CA 94403
  • Multiple Policy Types

Why choose this provider?

Jim Breen is an insurance agent serving clients in San Mateo and the surrounding areas. He has been a State Farm agent since 2013, providing products that include renters', homeowners', life, condo, and auto insurance. Breen also offers insurance coverage for hospital indemnity, income replacement, and business continuation. He provides banking services as well. Breen has been a three-time qualifier for the State Farm Honor Club award. He is also a member of the San Mateo Chamber of Commerce.

License Verified:

License: 0I33479

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)
Yelp
5.0 / 5 (32)
Facebook
5.0 / 5 (10)

Website
414 E 3rd Ave, San Mateo, CA 94401
  • Multiple Policy Types

Why choose this provider?

EMC Insurance Services Inc. provides financial investment solutions in the San Mateo metro. It carries a wide range of personal insurance products, including renters' plans. The independent company creates comprehensive coverages to protect tenants and their personal belongings from events like theft and natural disasters. Its renters' policies cover policyholders' clothing, appliances, and electronics. It also offers mobile home, car, life, and health insurance. EMC Insurance Services works with various carriers to deliver customized plans suited to customers' insurance needs.

License Verified:

License: 0K51627

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3154 Campus Dr., San Mateo, CA 94403
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Telerate Insurance Services, Inc., is an independent insurance agency that offers renters' protection policies in San Mateo. It assists shoppers in assessing their needs and identifying suitable products from carriers like Mercury, Nationwide, and Hartford. Telerate Insurance Services, Inc., specializes in umbrella, home, and auto policies. Its agents also provide clients with options for classic cars, boats, and RVs, as well as condominiums. The agency was founded in 1981. It is also licensed to operate in Arizona and Nevada.

License Verified:

License: 0K46527

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4204 Olympic Avenue, San Mateo, CA 94403
  • Home and Auto Insurance

Why choose this provider?

Wilson Ku is a State Farm agent who runs a dog-friendly office in the San Mateo metro, offering renters insurance' to its locals. He offers a wide range of products including condo, homeowners, and small business insurance. Wilson focuses on business risk mitigation, specializing in helping small to medium business owners reduce different types of risks associated with entrepreneurship. He serves all of Arizona and Oregon, primarily Redwood City, Menlo Park, San Mateo, and Foster City.

License Verified:

License: 0H62934

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Yelp
5.0 / 5 (29)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1519 South B Street, San Mateo, CA 94402
  • Multiple Carriers

Why choose this provider?

Business Professional Insurance Associates, Inc., offers risk management solutions in the San Mateo metro. It provides an array of personal lines of insurance, which includes renters' insurance policies. The agency helps families and individuals protect their personal belongings from unexpected events like burglary, fire, and water damage. It also serves clients who want to acquire insurance plans for their condominiums and classic cars. Business Professional Insurance Associates is a woman-owned company that has been in the industry since 1999.

License Verified:

License: 0D69286

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Can your renters' insurance premiums increase in San Mateo after making a claim?

    Yes. After you file a renters' insurance claim in San Mateo, your insurance premiums will likely increase. This is because insurance companies reevaluate your rates by taking into account the characteristics of the claim, such as its nature, value, and how often you have made claims in the past. If you frequently file claims, it can make you appear riskier to insure, potentially leading to higher premiums.

  • What's the difference between actual cash value and replacement cost coverage in renters' insurance in San Mateo?

    In the context of renters' insurance in San Mateo, the difference between actual cash value and replacement cost value refers to how your insurance provider compensates you for your personal property in the event of theft or damage from covered events. ACV represents the item's value after depreciation, while RCV represents the cost of replacing it with a new one of the same type and quality.

  • Are roommates covered by your renters' insurance policy in San Mateo?

    Your renters' insurance policy in San Mateo will not extend coverage to your roommates unless they are family members or their names are included on your policy. Sharing your renters' insurance with your roommate may complicate claims in the future, so it is not advisable. Therefore, they should obtain their own policy to ensure coverage for their belongings.

  • Does renters' insurance cover damage caused by your pet in San Mateo?

    Renters' insurance policies in San Mateo can differ when it comes to coverage for damage caused by pets. Some policies may offer some coverage for this type of damage, while others might exclude it. It is best to communicate with your insurance provider to understand the extent of coverage and limitations of your policy regarding pet-related damage.

  • Is it possible to get renters' insurance for a short-term rental in San Mateo?

    Yes, you can obtain renters' insurance for a short-term rental in San Mateo. This type of insurance allows you to protect yourself from potential financial losses in case your personal property is damaged or stolen during your stay. Additionally, renters' insurance for short-term rentals offers coverage for guest medical expenses, liability coverage, and provisions for temporary housing if your rental becomes uninhabitable due to events covered by the policy.

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