Best Mortgage Refinance Companies in San Mateo

Allwin Capital is a mortgage firm serving clients in and around San Mateo. It caters to homeowners seeking to maximize their monthly savings by applying for a refinance mortgage, which enables them to modify loan terms and lower monthly payments. Loan products for first-time homebuyers, investors, and foreign nationals are also available. The firm helps borrowers structure their loans to match their financial needs. Some of its consultants are multilingual and provide assistance in different Asian languages, like Tagalog, Cantonese, and Mandarin.

Ascend Mortgage has been addressing loan applications and financial inquiries from prospective refinancers in San Mateo since 2005. Its team works with a diverse roster of local lenders to help applicants compare a variety of refinancing programs with rates and terms that meet their needs. It assists clients in obtaining and maximizing potential cash-outs to cover their goals, such as debt consolidation and home improvements. It also tailors its advice to local economic factors such as marketing trends and interest rate differences.

Bay Financial Company helps clients choose from mortgage refinancing options in San Mateo. It works with multiple lenders to provide a selection of loan programs, including FHA and VA. It offers fixed-rate and adjustable-rate loans with terms ranging from 10 to 30 years. In addition, it helps borrowers maximize their monthly income by refinancing to lower rates or longer-term mortgages. Its website features a refinance calculator to empower clients in making informed financial decisions.

Joanne Shen works with clients across the San Mateo metro. She advises homeowners through the process of refinancing their mortgages. Shen offers online tools like the refinance break-even point calculator, which helps her clients visualize the impact of their decision to refinance. She also deals with homebuyers and provides a range of mortgage programs, from fixed-rate loans to adjustable-rate programs. Shen is a member of the Silicon Valley Association of Realtors. She holds a bachelor's degree in Finance.

Mortgage Services offers refinancing loan products for clients residing in San Mateo. The company commits to putting its clients first through the application of its residential lending industry expertise. It offers loan programs home purchase, refinancing, or specialized needs. Some of the loans that it provides include conventional, challenged credit, high debt ratio, construction, second mortgage, and investor loans. Its Jumbo loan offerings include fixed rate and competitive ARM mortgage. Mortgage Services is an equal housing opportunity lender.

Phil Caulfield is a loan officer who deploys refinancing strategies in the San Mateo metro and nearby areas. He assists homeowners in securing refinancing to replace existing mortgages through options such as HELOC programs and conforming or jumbo loans. Backed by the resources of Guarantee Mortage, he provides loan solutions for foreign nationals, self-employed borrowers, and clients whose mortgage was turned down by another lender. In addition, Caulfield serves irregular-income individuals like artists, consultants, and freelancers.

Sean Kameli is a San Mateo-based loan officer that works with clients across the metro. He educates homeowners on the mortgage refinancing process and assists them in lowering monthly payments, interest rates, or program terms. Kameli has worked with owners of residential properties and investment properties. He also helps clients with the mortgage application process and offers solutions such as FHA loans. Kameli collaborates with Supreme Lending, a company named on Inc. magazine's list of the fastest-growing businesses in 2021.

United Money Center is a full-service brokerage that offers different kinds of lending plans to San Mateo-based individuals and families. Its residential refinancing options help prospective clients manage their interest rates and improve their designated monthly payments with adjustable term durations that fit their income capabilities. Its team provides programs from a variety of lenders, including Homepoint Financial, Caliber Home Loans, and Stearns Lending. It has closed numerous loans worth more than $600 million since the firm's start in 1996.