Expertise.com

Best Homeowners Insurance Agencies in San Mateo

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Catalli Insurance Brokers logo
Visit WebsiteWebsite

Catalli Insurance Brokers

60 41st Avenue, San Mateo, CA 94403
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Based in San Mateo, Catalli Insurance Brokers offers services that cater to homeowners seeking financial protections and claims assistance for their properties. The firm helps clients ensure coverage for rebuilding and replacement costs in cases such as fire, flooding, theft, and mold infestation. Catalli Insurance also assists homeowners in obtaining coverage for personal liabilities, lost contents, and unattached structures. The agency has been in the insurance sector since 1960 and also offers insurance services for condominiums and townhouses as well as renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Yelp
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cavanaugh/Smith/Habel Insurance Agency logo
Visit WebsiteWebsite

Cavanaugh/Smith/Habel Insurance Agency

4633 Old Ironsides Drive, Santa Clara, CA 95054
Visit WebsiteWebsite
  • Multiple Policy Types
  • Flood
  • Renter's Insurance
  • Earthquake
  • Condos

Business Description

Cavanaugh/Smith/Habel Insurance Agency services San Mateo area residents that seek to financially protect their properties against damage-related expenses. Based in Santa Clara, the agency helps clients settle claims for replacement and repair costs associated with properties impacted by various covered events including windstorms and kitchen fires. CSH also provides assistance in securing coverage for liabilities and living expenses associated with properties that are temporarily unfit for habitation. The agency has been in the insurance industry since 1932.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Connell Insurance Agency logo
Visit WebsiteWebsite

Connell Insurance Agency

1710 S Amphlett Blvd UNIT 201, San Mateo, CA 94402
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Connell Insurance Agency has been providing insurance solutions and services to San Mateo residents since 1978. It provides homeowners' insurance plans for all types of residential properties, such as houses, townhomes, and condominiums. It has a team of expert agents who specialize in constructing exhaustive homeowners' insurance policies that take into account overlooked aspects of home insurance. The company also offers policies for auto insurance, life insurance, health insurance, business insurance, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flaig Insurances Services logo
Visit WebsiteWebsite

Flaig Insurances Services

72 37th Avenue, San Mateo, CA 94403
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Flaig Insurances Services helps secure homeowners in San Mateo and the neighboring communities. As a homeowners' insurance agency, it can protect the properties and assets of its clients from damage caused by accidents and calamities. It has coverage for different kinds of dwellings, such as single-family homes, townhouses, condominiums, and mobile homes. Clients can opt to avail of the mortgage protection insurance offered by the agency, which covers mortgage payment when needed. Flaig Insurances Services has been an independent insurance agency since 2002.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jennifer Selvitella - State Farm Insurance Agent logo
Visit WebsiteWebsite

Jennifer Selvitella - State Farm Insurance Agent

3 Plaza View Lane, Foster City, CA 94404
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Jennifer Selvitella is a State Farm insurance agent with more than a quarter of a century of experience helping personal and business clients in the San Mateo metro area find policies that meet their coverage requirements. Ms. Selvitella has significant experience in tailoring home insurance policies for home and condo owners and investors. She can help clients understand exactly what's covered and discuss additional coverage, such as extra liability. The licensed agent also specializes in life and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jessica Liu Insurance Services logo
Visit WebsiteWebsite

Jessica Liu Insurance Services

3428 Balboa Street, San Francisco, CA 94121
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Business Description

Jessica Liu Insurance Services is an independent insurance agency with offices in San Francisco and San Mateo. The agency helps its clients find a homeowners' insurance policy suitable to their needs. The insurance policy provides financial protection against losses due to fire, vandalism, or theft. It also covers any liabilities for injuries another person suffers within the client's property. Additionally, the insurance policy may cover additional living expenses in case the clients need to temporarily vacate their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (23)
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Insurance Services - Noel Sanchez logo
Visit WebsiteWebsite

TWFG Insurance Services - Noel Sanchez

14 41st Avenue, San Mateo, CA 94403
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types

Business Description

Noel Sanchez is a TWFG Insurance Services agent in San Mateo who can find a choice of home insurance policies for his clients. He can access the policies of multiple carriers, including Progressive, Liberty Mutual, and Safeco. Mr. Sanchez determines his clients' coverage needs and budgets, finds products that are within range, and tailors policies to give the client exactly what they need. He also specializes in renters, life, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs