Expertise.com
2024

Last updated:

Best Health Insurance Agencies in San Mateo

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Mateo Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1737

Reviewed

1044

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

205 San Marin Drive, Novato, CA 94945
WebsiteLicense: 0E28888

Expertise.com Rating

Review Sources

Yelp
4.5 (13)
Facebook
5.0 (2)

Why choose this provider?

Active for over a century, Anixter & Oser, Inc. is a family-owned agency that provides health insurance plans for clients in San Mateo. The company examines Medicare and employee health plans from multiple insurance carriers. These include national companies like Employers, Markel, and Safeco Insurance. The agency searches for general health plans that include hospice care and prescription coverage. It can also customize each policy with copayments, vaccine shots, and ambulance coverage. The firm's other insurance options include home, automobile, and life insurance policies.

  • Individual Plans

300 N. San Mateo Dr., San Mateo, CA 94401
WebsiteLicense: 0H58302

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (5)

Why choose this provider?

James K. Mason Insurance is an agency that provides life insurance solutions for individuals, families, and businesses in the San Mateo area. Its insurance brokers offer health insurance policies to protect clients from financial losses in the event of an accident or illness. They help clients pay large medical expenditures through the health insurance plan. They also have a range of insurance products for business owners, including general liability, business property, workers' compensation, and employment practices insurance plans.

  • Individual Plans
  • Group Plans
  • Health Insurance

1801 Murchison Drive, Burlingame, CA 94010
WebsiteLicense: 0581386

Expertise.com Rating

Why choose this provider?

Gary Hernandez has been a State Farm insurance agent since 1980. He offers insurance and banking services to clients in San Mateo and nearby areas. Gary provides health insurance policies such as supplemental health and individual medical plans. His life insurance plans include coverages for whole, universal, and term life. He also assists commercial clients with business insurance plans. Other personal lines include coverage for homeowners, renters, and vehicles. Gary is a member of the National Association of Insurance & Financial Advisors.

  • Individual Plans
  • Life Insurance

485 Broadway, Millbrae, CA 94030
WebsiteLicense: 0C63348

Why choose this provider?

HCM Wealth Management is an investment advisory and insurance company that serves clients in San Mateo and its neighboring communities. The company's insurance plans include annuity, 401(k) savings, and life insurance plans. It also offers quotes for long-term care plans to cover debilitating and expensive medical bills. Its agents can also modify each policy to cover disabilities and replace income loss. In addition, HCM Wealth Management can calculate the monthly payments needed to pay off credit card or mortgage refinancing debts.

  • Life Insurance

2882 Sand Hill Rd. Ste. 119, Menlo Park, CA 94025
WebsiteLicense: 0C60215

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

Bay Area Health Insurance Marketing, Inc., is a local brokerage catering to policy buyers in San Mateo. It offers a range of health care policies, including health insurance plans for families, individuals, and groups as well as disability, dental, and vision plans. Medicare coverages and employee benefits are also available. The brokerage has been in the industry since 1988, and its team provides annual policy reviews and helps clients with administrative tasks, like billing and claims.

  • Individual Health Insurance
  • Employee Benefits

1816 Tully Rd Suite 186, San Jose, CA 95122
WebsiteLicense: 0D67903

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (10)

Why choose this provider?

Bay Area Health Solutions is a local insurance firm that delivers a range of health care products for residents and businesses in San Mateo. It offers individual and group health insurance policies as well as critical illness and disability coverage. Medicare plans, long-term care, and dental and vision policies are also available. Its founder, Gary Church, is a U.S. Army veteran who has been in the insurance industry for over 19 years. He is a certified Covered California health insurance agent.

  • Individual Plans
  • Group Plans
  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What type of health insurance is required for self-employed residents in San Mateo?

    Self-employed residents in San Mateo are required to carry health insurance compliant with the standards of the Affordable Care Act. If not, they might be penalized. Individuals without employer-offered plans or plans not covering all family members should also consider this insurance. Having coverage that suits one's needs and budget is vital.

  • What is the purpose of the Medi-Cal program in San Mateo?

    Medi-Cal is a program that pays for an individual's required medical expenses like doctor visits, medications, hospital stays, surgical procedures, dental checkups, and rehabilitation services. Its purpose is to assist those with limited finances by ensuring that they receive essential medical care in a timely manner. San Mateo residents who meet the necessary criteria can access these benefits.

  • What is the California Life & Health Insurance Guarantee Association and its purpose for policyholders in San Mateo?

    The California Life & Health Insurance Guarantee Association is a vital resource for policyholders in San Mateo. Established in 1991, the association safeguards policyholders whose insurer becomes insolvent and faces liquidation. It covers up to the limits defined by the California Life and Health Insurance Guarantee Association Act.

  • What does the California Department of Insurance do for San Mateo residents?

    For San Mateo residents, the California Department of Insurance guarantees insurers abide by the law. It checks each policy for sale in the state, reviews proposed rate changes, and offers consumer assistance. It also investigates insurance fraud, verifies the stability of insurance companies, and grants licenses to insurance brokers and agents.

  • How does the Inflation Reduction Act benefit San Mateo residents?

    San Mateo residents stand to benefit from the Inflation Reduction Act because it extends the American Rescue Plan by allowing an additional $5.1 billion for health insurance. With this assistance, numerous families and households could be eligible for sizeable reductions in the amount of money they pay each month for their health insurance premiums.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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