Best Mortgage Brokers in San Marcos

Above All Real Estate Services, Inc., serves the people of San Marcos and nearby areas. Its mortgage broker, James Clark, has been in the industry for over two decades. To establish a personal connection with clients, Clark takes the time to meet with them and learn about their finance and homeownership aspirations. He advises and guides borrowers through the entire loan process, from application to closing. The support team of Clark consists of professionals from the escrow, title, processing, banking, and real estate industries.

HomePlus Mortgage offers residents of San Marcos a variety of broker services. Its options include adjustable-rate and fixed-term mortgages, which come with periods ranging from 15 to 30 years. Government programs tailored to military veterans are available. The company takes an educational approach when dealing with buyers and has instructional videos online that teach procedural matters, such as underwriting and preapproval. HomePlus Mortgage has funded over $10 billion in loans and catered to more than 13,700 borrowers.

Integrity Mortgage Group is a brokerage firm that caters to individuals and families in the greater San Marcos metro and nearby localities. The company provides loan services and helps clients find the right mortgage program to suit their needs. Its selection of loan products includes FHA, VA, fixed-rate, adjustable-rate, jumbo, and USDA mortgages. In addition, it offers reverse mortgages, HARP, and 203K loans.

iServe Residential Lending, LLC, strives to help clients achieve their dream homes through mortgage refinancing solutions in San Marcos. The company provides a selection of options such as USDA, VA, FHA, jumbo, and conventional loans. Its team assists individuals who aim to switch from adjustable-rate to fixed-rate mortgages or consolidate debts through refinancing options. The firm's down payment assistance programs include Chenoa Fund and state bond options. It was established in 2007 as a multi-state residential mortgage banker.

Maggio Capital is a mortgage brokerage company that caters to families and enterprises in San Marcos. It helps clients secure residential and commercial properties for business and consumer purposes. It also offers fix & flip rehab loans for entrepreneurs in the real estate market. Additionally, it provides refinancing services, as well as equity cash-outs. The company was founded in 2009 by Carl Maggio, a real estate expert who has been selling residential estates since the late 1990s.

Mar Financial is a mortgage brokerage firm that has been serving clients in the San Marcos area since 2007. It provides various loan options for people looking to purchase a house. These include VA, jumbo, USDA, FHA, conventional, and HECM reverse mortgage loans. It also helps homeowners who wish to lower their interest rates, consolidate debts, and get cash out of their equity through mortgage refinancing. Mar Financial's employees guide clients throughout the loan process, from application and processing to underwriting and closing.

Maureen Martin is a San Diego-based mortgage loan originator for HomePlus Mortgage who caters to clients throughout California. She sets up FHA mortgage programs for first-time homebuyers and offers loans backed by the VA to current or former military service personnel. Maureen also educates clients on other programs, including conventional and jumbo loans. In addition, she helps senior homeowners with reverse mortgages, helping them to convert a portion of their property's equity into cash. Maureen has over 23 years of experience in the industry.

Mission Pacific Mortgage is a Carlsbad-based business that serves people across San Marcos. It caters to individuals looking to purchase properties and provides loan programs backed by various government agencies, including the FHA and VA. The company also offers non-qualified mortgages to help borrowers finance property acquisitions without the need for traditional income verification. It recommends other solutions, including reverse mortgages for senior homeowners. Robert Boladian, its founder and owner, once worked under iServe Residential Lending as an area sales manager.

Prospect Home Finance has been serving home buyers in San Marcos since 2006. The loan options it offers include 15-year and 30-year fixed mortgages, ARMs, and VA and FHA programs. It helps homeowners evaluate their property’s value and compare rates between lenders. The company employs an in-house team of loan processors and coordinators focused on responding to customer concerns. Prospect Home Finance is a member of the Association of Independent Mortgage Experts. It sponsors nonprofits and sports clubs around the community.

ShubhMortgage caters to clients throughout the San Marcos metro and close-by communities. The company assists aspiring homeowners through the process of mortgage pre-approval and offers conforming loan programs. It provides a comprehensive online mortgage calculator that contains data like payment schedules to guide clients with their decision-making. It also shows individuals how their credit scores are calculated and how it impacts their homeownership goals. The company is affiliated with the Association of Independent Mortgage Experts.

Solidify Mortgage Advisors serves clients in San Marcos and the surrounding areas. Its team of personal loan advisors guides individuals and families in choosing loan programs suitable for their home purchase needs and financial goals. The company also offers mortgage refinancing services to help clients minimize or change their interest rates and monthly payments. Cash-out loan programs are also available for individuals wishing to invest in their children's education, pay off their debts, and obtain emergency funds.

Team Sleder provides San Marcos individuals with mortgage plans from RWM Home Loans, a locally owned mortgage banking corporation funding residential home loans throughout California. It carries traditional conforming loans, jumbo with interest-only options, FHA, and VA streamline programs. In addition to helping clients purchase homes, the company assists homeowners in managing their mortgages through its refinancing options. Team Sleder is headed by Shanne Sleder, a second-generation mortgage banker who has developed comprehensive mortgage plans for over 16 years.