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Best Homeowners Insurance Agencies in San Marcos

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405 South Las Posas Road, San Marcos, CA 92078
San Marcos, CA 92078
  • Multiple Policy Types

John Hadley is a State Farm insurance agent in San Marcos with more than 32 years of experience helping personal clients find policies that provide them with coverage should the worst happen, such as a fire or earthquake. The licensed agent can tailor policies and look for ways to reduce premiums. He can also discuss additional coverage for high-risk needs, such as liability and the replacement of expensive items, such as jewelry.

405 South Las Posas Road, San Marcos, CA 92078
San Marcos, CA 92078

Website(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1458 Encinitas Boulevard, Encinitas, CA 92024
Encinitas, CA 92024
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Lisa Trapp, State Farm Insurance Agent, sells homeowners insurance policies to clients in and around the San Marcos metro area. This agency can assist clients with any needs involving homeowners insurance policies and it provides them with comprehensive assistance when they need to claim damage to their homes or personal items. Lisa Trapp, State Farm Insurance Agent, helps clients to purchase new policies and can valuate properties to advise on necessary coverage amounts.

1458 Encinitas Boulevard, Encinitas, CA 92024
Encinitas, CA 92024

InstagramWebsite(760) 230-0231

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

49 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1307 Stratford Ct Del Mar , CA 92014, Del Mar, CA 92014
Del Mar, CA 92014
  • Personal Property Insurance
  • Multiple Policy Types

Lutz Insurance Services Inc. is an independent insurance agency that's licensed to serve personal and business clients throughout California, Arizona, Nevada, and Oregon. The agency can provide unbiased advice on a range of home insurance policies that its agent's source from major insurers. The agents can also discuss additional coverage if they believe it may be appropriate, such as meeting the costs of losing expensive items, including art and jewelry.

1307 Stratford Ct Del Mar , CA 92014, Del Mar, CA 92014
Del Mar, CA 92014

Website(858) 509-3006

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1001 West San Marcos Boulevard, San Marcos, CA 92078
San Marcos, CA 92078
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Mercury Insurance provides comprehensive coverage products, including homeowners insurance, in San Marcos and other locations. The agents advise clients on the coverage choices and options the company carries and write a customized plan that suits the clients' insurance needs. Some of the coverages that can be included in the homeowners policy are dwelling protection, personal property, extended replacement cost, additional living expenses, and personal liability protection. Mercury Insurance was recognized by Forbes Magazine as one of America's Most Trustworthy Companies.

1001 West San Marcos Boulevard, San Marcos, CA 92078
San Marcos, CA 92078

InstagramWebsite(800) 956-3728

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

900 Canterbury Place, Escondido, CA 92025
Escondido, CA 92025
  • Multiple Carriers
  • Multiple Policy Types

North County Insurance offers homeowners insurance near San Marcos and consults clients on their coverage needs and their options. It generates quotes for insurance coverage and advises people about the kinds of coverage they should purchase based on risks introduced by their properties. For instance, its agents can advise clients to increase liability limits when they have swimming pools. North County Insurance also helps people to collect from carriers when they file claims.

900 Canterbury Place, Escondido, CA 92025
Escondido, CA 92025

Website(760) 745-9511

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

27357 Valley Center Road, Valley Center, CA 92082
Valley Center, CA 92082
  • Fire
  • Multiple Policy Types

Pauma / Valley Insurance Agency Inc. carries homeowners insurance products and sells coverage to clients in the San Marcos metro area. It offers liability coverage to shield individuals from liability related to guest injuries. These policies also cover any damage inflicted upon houses and the replacement costs of personal items that are destroyed. Pauma / Valley Insurance Agency Inc. offers several kinds of policies for health insurance, life insurance, auto insurance, and business insurance as well.

27357 Valley Center Road, Valley Center, CA 92082
Valley Center, CA 92082

Website(866) 598-9368

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6994 El Camino Real, Carlsbad, CA 92009
Carlsbad, CA 92009
  • Individual Plans
  • Life Insurance

Reinhardt Insurance Services serves the residents of San Marcos and the surrounding communities. The company specializes in providing home insurance solutions that protect homeowners from damages caused by wind, floods, storms, and hail. Car owners can also take advantage of the company's auto insurance policies. These policies cover a wide range of vehicles, from motorcycles and classic cars to boats and RVs. Reinhardt Insurance Services also offers umbrella options that help clients get additional coverage beyond that of traditional policy limits.

6994 El Camino Real, Carlsbad, CA 92009
Carlsbad, CA 92009

Website(760) 634-0801

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

809 West San Marcos Boulevard, San Marcos, CA 92078
San Marcos, CA 92078
Instagram
  • Multiple Policy Types

Schaub Insurance Agency, Inc., is a woman-owned, independent insurance agency located in San Marcos. It helps individuals and families protect their homes from disasters and losses with homeowners' insurance. The policy typically covers both the exterior parts of the house and the contents and pays for the replacement or restoration of damaged properties. Personal belongings that have been stolen or vandalized can also be included in the policy. The company specializes in packaging homeowners' policies with auto insurance.

809 West San Marcos Boulevard, San Marcos, CA 92078
San Marcos, CA 92078

InstagramWebsite(760) 362-4646

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

148 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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