Best Mortgage Refinance Companies in San Leandro

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Belete Lending logo
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License: 2234898

Nationwide Multistate Licensing System and Registry

Belete Lending

Oakland, CA 94601
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  • New Construction

Business Description

Belete Lending offers mortgage refinance solutions to individuals and families in San Leandro. Its mortgage experts assist clients throughout the entire refinancing process, from initial consultation to closing. They inform borrowers about their options so they will be able to make educated decisions on what type of loan product fits their needs. Belete Lending's loan programs include conventional, investment, non-QM, and FHA loans. It aims to simplify the mortgage process by leveraging the current technologies in the Fintech industry.

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License: 2234898

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
California Capital Mortgage logo
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License: 306447

Nationwide Multistate Licensing System and Registry

California Capital Mortgage

99 S Almaden Blvd, Suite 600, San Jose, CA 95113
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  • New Construction

Business Description

California Capital Mortgage serves first-time and repeat homebuyers in and around the San Leandro area. It offers residential lending options and refinancing services. Its staff collaborates with clientele throughout the application process, determining client specifications, searching the market for options fitting said specifications, and keeping regular communications with them to address their concerns and keep them updated on the process of their loan or refinance. California Capital Mortgage employs staff with over 15 years of industry experience.

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License: 306447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (19)
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (9)
Carousel Mortgage logo
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License: 1078061

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Carousel Mortgage

Foothill Blvd, Hayward, CA 94541
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  • New Construction

Business Description

Carousel Mortgage is a residential brokerage that serves San Leandro and the surrounding areas. It assists borrowers who are refinancing primary or second homes or investment properties like townhouses, condominiums, and manufactured housing. On behalf of its customers, it shops from different lenders to match products and rates to meet their needs. It offers fixed-rate, adjustable-rate, VA, FHA, and USDA rural mortgages. Carousel Mortgage also originates first-time purchase loans and provides home equity lines of credit and reverse mortgages.

License Verified:

License: 1078061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Carrie Sanford logo
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License: 286517

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Carrie Sanford

313 Sycamore Valley Road West, Danville, CA 94526
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  • New Construction
  • Reverse Mortgages

Business Description

Carrie Sanford is a senior loan officer for Bay Area Funding Group, who caters to clients in the San Leandro metro and nearby communities. She helps owners of single-family and multifamily units, condominiums, manufactured homes, and townhouses refinance their current mortgages to help them achieve their financial goals. She also offers a wide variety of lending options for homebuyers, including FHA, VA, jumbo, and conventional loans. Sanford guides customers through every step of the loan process.

License Verified:

License: 286517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Chris Brent logo
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License: 238564

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Chris Brent

380 Diablo Rd Suite 201, Danville, CA 94526
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  • New Construction
  • Reverse Mortgages

Business Description

Chris Brent offers refinancing options to San Leandro residents looking for a better rate or to cash out on their property. It serves individuals by educating them on the loan application process, providing professional assistance, connecting clients with low-interest rate programs, and working to close loans on time. Senior Vice President Chris Brent is a mortgage consultant at StoneCastle Land and Home Financial and has been in the industry since 1998. He prioritizes open client communication and allows clients to reach him through phone or email.

License Verified:

License: 238564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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David Shoffner logo
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License: 325673

Nationwide Multistate Licensing System and Registry

David Shoffner

3137 Castro Valley Blvd., Suite 212, Castro Valley, CA 94552
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Business Description

David Shoffner has a variety of mortgage and refinancing options for residents of San Leandro and the surrounding areas. He offers consultation services under the Preferred Mortgage Services banner and has refinancing programs on hand for buyers with current debts. Home purchase loans are available and the team maintains online resources to educate readers on real estate purchase topics like home inspections and property appraisals. Online facilities are provided for customers who prefer to transact remotely.

License Verified:

License: 325673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Groves Capital logo
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License: 1678775

Nationwide Multistate Licensing System and Registry

Groves Capital

4670 Edgewood Ave, Oakland, CA 94602
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  • Reverse Mortgages

Business Description

Groves Capital provides services across the San Leandro metro and the surrounding areas. It offers mortgage refinancing services to help individuals and families obtain cash from their home's equity to help them with their personal or home improvement funds. These refinancing services also allow them to lower their monthly payments and change their loan terms. It also serves home buyers applying for purchase loan programs, including conventional, VA, and FHA. Reverse mortgage and down payment assistance services are also available.

License Verified:

License: 1678775

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (207)
Facebook
4.8 / 5 (21)
Haven Home Lending logo
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License: 326741

Nationwide Multistate Licensing System and Registry

Haven Home Lending

26 Bormio Ct, Danville, CA 94526
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  • New Construction
  • Reverse Mortgages

Business Description

Haven Home Lending caters to people in San Leandro and the surrounding areas. Its senior loan advisor, Fiorella Giusti-Barrera, guides borrowers throughout the home refinancing process and helps them understand the differences between the loan programs they are qualified to apply for. Through a refinancing program, clients may cash out their home equity, shorten their loan terms, and seek better interest rates. Among the products the firm originates are VA, FHA, USDA, and jumbo or super jumbo loans.

License Verified:

License: 326741

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Jerry Siegel logo
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License Verified:

License: 236113

Nationwide Multistate Licensing System and Registry

Jerry Siegel

3059 Rohrer Dr., Lafayette, CA 94549
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  • Reverse Mortgages

Business Description

Jerry Siegel helps with the mortgage refinancing needs of people in San Leandro and nearby areas. He is a mortgage loan specialist from CA Mortgage Pro, a company in Lafayette with over two decades of lending experience. He is knowledgeable about different loan programs, including FHA, VA, first-time homebuyer, and jumbo loans. He also helps individuals seeking fixed-rate and low-down-payment mortgage options. Siegel assists clients throughout the loan process, from pre-approval and processing to loan closing.

License Verified:

License: 236113

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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MOA Financial Group Inc. logo
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License Verified:

License: 305861

Nationwide Multistate Licensing System and Registry

MOA Financial Group Inc.

1754 Technology Dr #236, San Jose, CA 95110
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  • Reverse Mortgages

Business Description

MOA Financial Group Inc. provides services to residents in the San Leandro metro and the surrounding areas. It serves clients who own condominiums, manufactured homes, single- or multi-family residences, and townhouses and offers them mortgage refinancing options. These allow borrowers to consolidate debts, improve their homes, lower their monthly payments, or take cash out. Some of the programs it offers are adjustable- and fixed-rate, jumbo, FHA, USDA, and VA loans. MOA Financial Group has been in operation since 2005.

License Verified:

License: 305861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage with Tiffany logo
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License: 1748307

Nationwide Multistate Licensing System and Registry

Mortgage with Tiffany

San Ramon, CA 94583
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  • New Construction
  • Reverse Mortgages

Business Description

Mortgage with Tiffany offers financial solutions for the home purchasing and refinancing needs of borrowers in the San Leandro area. Tiffany Castillo works as a mortgage broker and loan originator at Green Family Mortgage, a local and family-owned business. She provides multiple loan options, such as conventional, jumbo, FHA, VA, and USDA, with fixed and adjustable rates. Tiffany conducts one-to-one counseling sessions with her clients to discuss options that meet their financial situation, lifestyle, and home needs.

License Verified:

License: 1748307

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tradmor Mortgage Services logo
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License Verified:

License: 1637088

Nationwide Multistate Licensing System and Registry

Tradmor Mortgage Services

346 Rheem Blvd., #200, Moraga, CA 94556
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  • New Construction

Business Description

Tradmor Mortgage Services caters to clients in San Leandro and the surrounding areas. Its team of mortgage advisors walks clients through the loan application until closing for both home purchases and refinances. Some of the products offered include reverse mortgages, SBA, FHA 203K OR 203H, and apartment loans. There are also lending programs for investment properties or business purposes. The team works with clients' EAs, CPAs, or financial planners to establish a more strategic mortgage plan.

License Verified:

License: 1637088

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Venstar Financial logo
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License Verified:

License: 234572

Nationwide Multistate Licensing System and Registry

Venstar Financial

2603 Camino Ramon Suite 431, San Ramon, CA 94583
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  • Reverse Mortgages

Business Description

Venstar Financial offers individualized financing and refinancing solutions to clients in San Leandro and nearby locations. The firm works with over 100 lender companies, allowing them to offer a variety of loan options, including FHA and VA streamline loans, 15 to 30-year FRMs, 1 to 5-year ARMs, and reverse mortgages. It assists homeowners and real estate investors throughout the mortgage process, whether their goal is to reduce term length, lower interest and payment rates, or cash out home equity.

License Verified:

License: 234572

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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