Expertise.com
2024

Last updated:

Best Health Insurance Agencies in San Leandro

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Leandro Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1705

Reviewed

1024

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
15200 Hesperian Blvd, Suite 102, San Leandro, CA 94578
  • Health Insurance

Why choose this provider?

Jerry Garcia helps individuals and families in San Leandro find health insurance plans that suit their needs. He strives to know more about his clients to identify policies they could get the most benefits from when they face sickness or long-term injuries. Garcia also offers life and pet insurance and auto, business, property, and home indemnities. Other services he provides include banking assistance, annuities, and mutual funds. Garcia, who speaks English and Spanish, has been a State Farm agent since 2001.

License Verified:

License: 0K62180

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (54)
Google
4.9 / 5 (51)
Yelp
4.7 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
176 Juana Avenue, San Leandro, CA 94577
  • Individual Health Insurance

Why choose this provider?

Harjeet Ghuman provides residents of San Leandro and surrounding areas with insurance products such as health, auto, property, life, and pet policies. The firm’s offerings help protect homeowners, condo owners, and renters from damages. The coverages it provides shields people from financial ruin due to earthquakes, personal injury, liability, and business and workers' compensation issues. It also provides financial services. Ghuman and his team have served the community for the last 33 years.

License Verified:

License: 0721072

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (35)
Yelp
4.0 / 5 (11)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
595 Market Street Suite 2100, San Francisco, CA 94105
  • Individual Health Insurance

Why choose this provider?

Gallagher Insurance, Risk Management, and Consulting is a company that offers insurance products and services to individuals, businesses, and families in the San Leandro metro. The company has been in business since 1927 and has over 850 offices in 56 countries worldwide. Some of its personal insurance products include health insurance plans that cover medical expenses and regular checkups with options to protect against disabilities or loss of income. Gallagher also provides wealth management and consulting services to businesses and employees.

License Verified:

License: 0D69293

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What benefits can employers get from providing group medical insurance to their workers in San Leandro?

    Through group medical insurance, employers in San Leandro are able to attract or retain workers. It helps workers and their families become healthy and less distracted because of health coverage. Most of the time, employers provide Health Maintenance Organization plans where employees can seek medical help from physicians within the network of healthcare providers.

  • Are businesses in San Leandro required to provide health insurance?

    Not all businesses in San Leandro are not required to provide health insurance. However, if the company employs more than 50 full-time employees, owners should purchase health insurance for their workers. Under the Affordable Care Act, employees must receive benefits, including emergency care and emergency room visits, laboratory services and testing, and wellness and preventive services.

  • Who is eligible for a Health Savings Account in San Leandro?

    To qualify for a Health Savings Account in San Leandro, individuals must meet the criteria set by the Internal Revenue Service. They can apply for HSA if they have a high-deductible health plan and no health coverage. They should not be enrolled in Medicare and dependent on someone's tax return.

  • How does the Small Business Health Options Program work in San Leandro?

    The Small Business Health Options Program helps employers and employees obtain group health insurance in San Leandro. It is a marketplace that allows consumers to determine whether they qualify for small business tax credits. To join the program, employers must have less than 25 full-time employees and pay average annual wages of less than $50,000.

  • When can you purchase short-term health insurance in San Leandro?

    You are advised to purchase short-term health insurance in San Leandro if you are turning 26 and your insurance coverage from your parents will be cut. You can also acquire this type of insurance if you are transitioning between jobs, missed open enrollment deadlines, and waiting for Medicare health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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