Best Mortgage Brokers in San Diego

2021

Prospect Home Finance FEATURED

• Refinance

Prospect Home Finance is a mortgage brokerage firm that has been serving clients in San Diego and the nearby areas since 2006. It provides home lending services to assist homeowners in lowering their interest rates, shortening their payment terms, and obtaining cash-outs from their homes. The firm offers various types of loans, including 15-year and 30-year fixed-rate loans, adjustable-rate mortgages, FHA loans, and VA loans. Its CEO, Jason Vondrak, has been in the industry since 2004.

BRIK Home Loans

• Refinance

BRIK Home Loans is a family-owned and family-operated, full-service mortgage broker company catering to San Diego residents and its surrounding areas. The company's principals have over 20 years of mortgage business experience. They have helped their clients find loan options that fit their needs whether it is buying a new home, cashing out, or just getting a better rate or term. The company offers conventional, FHA, VA, USDA, and jumbo loans. Loan provisions for first-time homebuyers are also available.

Community Mortgage

• New Construction

Community Mortgage is a San Diego-based mortgage brokerage firm that has been providing its clients with competitive mortgage options since 2009. This group of loan specialists specializes in VA loans, FHA loans, and conventional fixed-rate loans with a constant interest rate. It evaluates the client's needs and goals to formulate a refinancing plan specific to the client's situation. Community Mortgage aims to provide transparent services in all aspects of the lending process. The company ensures that borrowers are well-informed of their options to make better decisions.

DACA Financial Group

• Refinance

Founded in 2004, the DACA Financial Group is a full-service company that provides a variety of financial solutions involving mortgages, investments, taxes, trusts, and real estate to individuals, families, and companies in San Diego. It has a network of lenders that helps individuals with home purchasing and refinancing. DACA Financial Group also has a staff of financial consultants, insurance agents, tax professionals, and Realtors who are committed to helping clients with their finances, insurances, taxes, and real estate transactions.

First Liberty Funding Corporation

• Refinance
• New Construction

First Liberty Funding Corporation is a mortgage brokerage firm that serves San Diego and the surrounding areas. It offers home loan products for home buyers looking to purchase their first home and people looking to refinance an outstanding loan or consolidate their debt. Some of its services include fixed-rate mortgages, FHA and VA loans, rehab, USDA loans, jumbo loans, and investment property options. Additionally, First Liberty Funding Corporation also has products available for property investors like 15-year and 30-year loans.

GHI Mortgage

• Refinance

GHI Mortgage was founded in 2003 in San Diego and has since built a reputation as an "outstanding full-service mortgage lending firm." The company serves as a direct lender and can therefore process, underwrite, close, and fund all loans without relying on external companies. The company's team works to build life-long relationships with customers through the core values of integrity and professionalism. Loan options available include fixed-rate mortgages, conforming loans, FHA and VA government loans, jumbo loans, and conventional loans. State and local housing programs are also available.

Global Equity Finance

• Refinance

Global Equity Finance is a mortgage broker that serves clients in San Diego. The company specializes in helping homeowners pay off their mortgage loans through refinancing, increased monthly payments, extra annual payments, and non-essential income. It also assists first-time homebuyers to understand several mortgage loan options available to them, including fixed-rate mortgage, Veteran Affairs loans, and Federal Housing Administration loans. President and CEO Cornell Hough established the company in 2005. He is responsible for the continued growth of Global Equity Finance.

Grander Home Loans - California

• Refinance

Grander Home Loans is a San Diego-based team of mortgage brokers that educates homebuyers on various loan options, from jumbo, conventional, high balance, and VA to FHA government mortgages. They are committed to guiding clients during the entire process, from finding programs with suitable combinations of terms and rates to providing loan application updates regularly. Grander Home Loans' mortgage specialists are certified LendingTree professionals. The brokerage firm also has an office in Lanai City, Hawaii.

InterFinancial Capital

• Reverse Mortgages

InterFinancial Capital is a mortgage broker that delivers various home loan programs at reasonable mortgage rates in San Diego, Encinitas, and the nearby communities. Its team of mortgage professionals assists customers who are planning to consolidate debt, purchase a dream home, refinance an outstanding loan, or a first-time home buyer. The team specializes in jumbo, USDA, cash out, home purchase, and HARP loans. David Church, broker and owner of InterFinancial Capital, has been representing in structuring and financial agreements for businesses since 1992.

Jason Cota

• Refinance

Jason Cota is a senior mortgage advisor with Fairway Independent Mortgage Corporation, a firm founded by Steve Jacobson in 1996. Jason strives to educate his clients about their mortgage options. Moreover, he leads the Cota Team, a group of mortgage professionals who serves clients in the San Diego area. They offer a range of home loan programs, such as USDA, FHA, VA, conventional, and jumbo loans. They also provide a variety of mortgage refinance programs.

Maureen Martin

• Refinance

Maureen Martin is a real estate mortgage professional and owner of San Diego-based HomePlus Mortgage. She has nearly two decades of experience in the industry, with an extensive background in finance, marketing, and sales. She applies this knowledge when providing advice on financing, which is her area of expertise. She assists clients in selecting the loan program that best fits their needs. The options include reverse mortgage, conventional, FHA, jumbo, and VA loans. Martin also has resources for home purchase qualifiers and checking refinance rates.

Military Home Loans

• Refinance

Military Home Loans is a "VA home loan lender with a personal touch" in San Diego. The company is owned and operated by veterans Ken and Karen Bates, who seek to assist fellow veterans qualify for and find the best loans for their financial situations and future plans. The company works with home buyers in California, Washington, and Nevada and handles all paperwork to make the process as easy as possible. Customers can request a quote and submit a pre-qualification application directly on the company's website.

Morgan Home Funding Corporation

• Refinance
• New Construction

Established in 1985, Morgan Home Funding Corporation is a family-owned mortgage brokerage based in San Diego. Its main focus is providing mortgage and refinancing options such as low-interest rates, down payment options, low closing costs, conventional home loans, home equity loans, FHA loans, VA loans, and refinancing.  Morgan Home Funding is a member of the California Mortgage Brokers Association and the Mira Mesa Chamber of Commerce. The company's founder, Caron Cain, has been in the mortgage brokerage industry for 40 years.

NGG Mortgage

• Refinance
• New Construction

NGG Mortgage is a mortgage brokerage serving clients in San Diego and the surrounding areas. The company strives to ensure that its employees are well-informed on the wide range of loan programs and their underwriting guidelines. The mortgage professionals work with clients purchasing or refinancing their homes, helping them understand the different mortgage options, fees, rates, and procedures. They also provide property evaluation and rate comparison. Furthermore, NGG Mortgage aims to provide a transparent and consultative approach and a smooth and easy transaction for clients.

Parkview Investment & Loan

• Refinance
• New Construction

Parkview Investment & Loan is a San Diego-based firm that has been providing financial solutions since 2006. It assists individuals who want to purchase a new home, and those who need to refinance their outstanding loans or consolidate debt. It offers a variety of loan options including reverse mortgages, jumbo loans, conventional loans, and VA loans. The firm was founded by Mathieu Pollenz, who has more than 10 years of experience in the mortgage industry and has closed over 1000 transactions.

Ranch & Coast Mortgage Group

• Refinance

Ranch & Coast Mortgage Group is based in Encinitas. It has been providing mortgage lending services to residential properties in San Diego since 2006. Owner Elvin Wesley has been in the mortgage industry for over 20 years. His team of experienced professionals provides the lowest rates with the best possible terms. The company offers fixed-rate loans with 30 to 10 years fully amortized loan terms. Its professionals also provide fixed period ARM loans, super jumbo loans, FHA, and VA.

Robert Johnson

• Reverse Mortgages
• Refinance
• New Construction

Robert Johnson is a mortgage broker and the Vice President for Lending of San Diego Funding. Rob has been serving the San Diego metro and the surrounding areas for more than 27 years. He has extensive knowledge of loan policies relating to FHA, VA, Fannie Mae (FNMA), and Freddie Mac (FHLMC) financing. He is also a 12-time consecutive winner of the Five Star Mortgage Professional, an award provided by the San Diego Magazine.

The GreenHouse Group

• Refinance
• New Construction

The GreenHouse Group is a mortgage planning firm that serves home buyers and owners in San Diego. Whether clients need assistance in purchasing or refinancing loans, its team customizes plans and helps them throughout the process, from underwriting qualifications to shopping for programs from different lending institutions. In addition, The GreenHouse Group provides real estate consultation services for home buyers and sellers. Its co-founder, Jeremy Beck, has been offering financing solutions for more than 12 years.

Timothy Gray

• Refinance

Timothy Gray is a loan officer at Mortgage Alliance Group in San Diego who helps his clients understand the loan process and various loan terms. He assists customers with purchasing a home and refinancing a mortgage. Timothy also offers a broad range of loan options, including fixed-rate and adjustable-rate mortgages, home renovation loans, FHA loans, VA loans, balloon mortgages, and renovation loans for additional accessory dwelling units. In addition, Mortgage Alliance Group handles reverse and graduated payment mortgages.

Transparent Mortgage

• Refinance

Transparent Mortgage is a San Diego company owned by a mortgage broker with 12 years of industry experience. The company was founded to offer customers a trusted partnership and to make the mortgage or home loan application process as easy and transparent as possible. The company's team strives to empower homeowners and to adhere to the core values of communication, integrity, and operational efficiency. The business was voted San Diego's Best by U-T Readers' poll in 2015. The company helps customers qualify for home purchase loans, mortgages, and refinance loans. There are no upfront appraisal fees and the company promises to provide its clients with daily, personalized status updates throughout the process.

United Wholesale Funding Inc.

• Refinance

United Wholesale Funding, Inc., is a full-service mortgage financing company that serves customers in San Diego. It assists individuals, families, and real estate investors in acquiring new residential properties through a home mortgage loan. Its brokers connect with multiple lenders that can provide different home loan products, such as conventional, FHA, VA, jumbo, and reverse mortgage plans. The group also helps existing homeowners to reduce monthly payments and pay off debts easier through mortgage refinancing. The company aims to leverage technology in all its services.

USA Financial Consultants

USA Financial Consultants is an independent and diversified real estate firm and mortgage broker dedicated to the "financial well-being of American families." The BBB accredited company specializes in mortgage loans, real estate transactions, and insurance. The company's office is fully bilingual to better serve a range of customers and features a team of professional and friendly staff. Available products include VA and FHA loans, jumbo loans, conventional mortgages, and non-traditional loans.

VA Home Loans San Diego

• Refinance

VA Home Loans San Diego's mortgage brokers work to help veterans determine home loan options that suit their unique situations. The agency focuses on assisting veterans in securing loans that do not require down payments. It specializes in veterans-assisted mortgages as well as traditional mortgages and refinancing activities. Additionally, VA Home Loans San Diego offers programs for first-time homebuyers. Past clients commend the agency for its professional, thorough, and efficient service.

West End Mortgage Group

• Reverse Mortgages
• Refinance

West End Mortgage Group is a mortgage broker that serves clients in San Diego. It offers a wide range of loan options for borrowers, including conventional home loans, VA jumbo loans, FHA loans, mortgage refinancing, piggyback mortgage loans, and FHA 600 FICO. As a mortgage broker, West End Mortgage Group can sell multiple loan products from various sources, and its loan specialists can provide objective recommendations to borrowers. The company also strives to provide clients loans that suit their needs at wholesale rates.