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Best Homeowners Insurance Agencies in San Diego

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored San Diego Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 734 444 10

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Advanced Brokers Insurance Services

Since 2010, Advanced Brokers Insurance Services has been providing home insurance policies to residents of San Diego, California. Working with insurance carriers such as Mercury Insurance, Travelers and Progressive, the company's home insurance solutions cover everything from structural damage to loss of contents inside the home due to fire, natural disaster, theft or other accidents. In addition to home insurance, Advanced Brokers Insurance Services offers auto, life, disability and business insurance products.

360 N El Camino Real Ste 1A
Encinitas, CA 92024


BFI Insurance Services

Brandt Financial Insurance serves residents of San Diego, California, with additional locations in Nevada, Texas, and Arizona. The company works with carriers such as Progressive, Travelers, and Liberty Mutual to provide comprehensive homeowners insurance to its customers. Its convenient online portal allows customers to submit and check the status of their claims online, as well as pay their premiums. In addition to home insurance, Brandt Financial Insurance offers commercial and auto insurance policies.

888 West E. Street Unit 2303
San Diego, CA 92101


Encircle Insurance Services

Encircle Insurance Services, located in San Diego, California, partners with nationwide home insurance carriers to help local homeowners find the right policies to hedge against potential losses. Its agents strive to educate customers on the best options for their specific situations, and they shop for coverage on the client's behalf from a range of providers in the agency's portfolio. Encircle also helps policyholders by serving as a liaison with the insurer if they ever need to file a claim.

2525 Camino del Rio S Ste 100
San Diego, CA 92108


Kazerouni Insurance Services

Kazerouni Insurance Services is an independent insurance agency that serves the greater San Diego, California, area. President Nick Kazerouni has been providing homeowners insurance from multiple highly-rated providers for over 13 years. Homeowners insurance policies are customizable and include dwelling coverage, personal property protection, personal liability, medical payments, and coverage for other structures on the property. Kazerouni Insurance Services also offers renters, condo, earthquake, umbrella, boat, auto, and motorcycle insurance.

3525 Del Mar Heights Rd Ste 754
San Diego, CA 92130


Macario Insurance Group

Marcario Insurance Group is an independent insurance agency located in Solana Beach, California, that helps homeowners understand their options and find a policy that fits their needs and budget. The agency offers coverage for homes of all sizes, up to 100-years-old with a maximum replacement cost value of $3.5 million, including condominiums, in California, Arizona, Texas, Utah, and Washington. Marcario Insurance also offers life and pet coverage for individuals and several types of business policies.

440 Stevens Ave Ste 200
Solana Beach, CA 92075


OP Insurance Agency, Inc.

OP Insurance Agency, Inc. provides home insurance packages to clients throughout the La Mesa, California, metro area. It typically structures policies involving coverage for the structure itself, property within, and liability for guests injured or otherwise harmed on the premises. Earthquake and flood insurance are also offered, and renter's insurance is available for clients leasing property who wish to protect personal assets. OP Insurance Agency, Inc. often structures home insurance as part of an umbrella policy with auto coverage.

8100 La Mesa Blvd Ste 105
La Mesa, CA 91942


San Diego Insurance

San Diego Insurance is an insurance brokerage that sells home insurance and serves the San Diego metropolitan area. Founded in 1991, the company provides insurance for homeowners by establishing the age, location, and value of the property as well as its size. San Diego Insurance is licensed to sell property and casualty, accident, fire, life, and health insurance in California and is committed to providing great service with low prices.

4411 Mercury St Ste 105B
San Diego, CA 92111


Teague Insurance Agency

Teague Insurance Agency is an independent insurance company based in La Mesa, California, founded in 1954. The company's agents are skilled in offering home insurance and renters options, including coverage for expenses involving injuries sustained on the property, personal liability, and additional living expenses as well as property repair and reconstruction. It also offers coverage for specific items, such as jewelry and collectibles. Additionally, Teague Insurance Agency insurance policies may cover for loss of life, floods, and earthquakes.

4700 Spring St Fl 4
La Mesa, CA 91942


True Pro Insurance Center, Inc.

True Pro Insurance Center Inc., which has operated as an independent insurance agency since 2013, is based in Santee, California. The firm represents top carriers including Mercury, The Hartford, and Nationwide. Owner Autumn Hart's motto is "Your Needs, Our Profession." The firm offers homeowners insurance tailored to the needs of Californians with specialized coverage for earthquake, flood, and forest fires. Loss or damage to personal belongings, personal liability, and additional living expenses should a home become uninhabitable are also available.

8733 N Magnolia Ave
Santee, CA 92071


Wateridge Insurance Services

Wateridge Insurance Services is a locally owned insurance agency based in San Diego, California. Founded in 1984, Wateridge works with Liberty Mutual, Traveler, and a dozen other insurance carriers to provide homeowners with insurance plans. Policies are designed to help clients with expenses relating to damages to the home, theft, and loss of personal property. The agency's liability policies cover medical and legal costs. Wateridge also assists clients with business coverage and life insurance.

10717 Sorrento Valley Rd
San Diego, CA 92121


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