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Laurels

Best Mortgage Refinance Companies in Sacramento
2022

We scored 250 Mortgage Refinance Companies in Sacramento, CA and Picked the Top 9

Here are the Picks:

Fred Bermudez Home Loans

Hawkins Home Loans Inc.

Jason Mata

Mortgage Masters of California

SAFE Credit Union

Green Haven Capital Inc.

Evans Mortgage Co.

Absolute Mortgage Company

Golden 1 Credit Union

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Sacramento Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 250 153 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Fred Bermudez Home Loans

  • NMLS #: 39166

Fred Bermudez Home Loans is a mortgage refinance company based in Sacramento. Fred leads his team in assessing whether mortgage refinancing programs suit clients' financial circumstances, helping them reduce monthly payments, consolidate high-interest debts, or shorten mortgage terms. The mortgage advisors offer assistance in understanding and selecting appropriate loan packages, such as jumbo, VA, FHA, USDA, and fixed-rate mortgages. Additionally, they provide loan programs for investment properties. Fred Bermudez has been a mortgage lender for more than 19 years.

Click to Call

1812 K Street
Sacramento, CA 95811

Website

(916) 832-6355 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Hawkins Home Loans Inc.

  • NMLS #: 39166

Hawkins Home Loans, Inc. is a mortgage refinance company that serves residents in Sacramento. The business helps clients in finding the right loan option for their unique needs. Its team of professional specialists tailors its approach based on the demands of the client because it believes that there is no standard style for a mortgage loan. The team is well-versed in handling a wide range of loans including FHA, VA adjustable rate, and fixed rate.

Click to Call

1401 Halyard Drive
West Sacramento, CA 95691

Website Instagram

(916) 371-6300 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Jason Mata

  • NMLS #: 39166

Jason Mata is a mortgage specialist affiliated with American Pacific Mortgage. Jason and his team of loan officers help clients in Sacramento through the mortgage process, educating them on available options and loan requirements. They can walk clients through refinancing VA loans, adjustable-rate mortgages, and FHA loans. Their refinancing process includes consulting with clients on their financial goals and helping them decide the best option. Jason Mata has been featured in Sactown Magazine and has also made a guest appearance on Money 105.5 Radio.

Click to Call

980 9th St Ste 1780
Sacramento, CA 95814

Website Instagram

(800) 455-0986 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: 3200 dollars

Mortgage Masters of California

  • NMLS #: 39166

Mortgage Masters of California is a local lending company servicing the Sacramento community. It assists clients in purchasing a home and or refinancing a mortgage depending on their needs and preferences. A wide range of loan products is available for different types of home financing solutions. The company's website features the Walton Funding Payment Calculator, which allows clients to acquire a precise rate based on principal, interest, property taxes, and homeowners' insurance. Branch manager Eric Wiegand manages a team with specialization in residential and multi-unit properties.

Click to Call

338 Cernon Street
Vacaville, CA 95688

Website

(916) 662-2745 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

SAFE Credit Union

  • NMLS #: 39166

SAFE Credit Union offers refinancing options to homeowners. Its mortgage officers are experienced with both fixed and adjustable-rate mortgages as well as conventional home loans, jumbo loans, FHA home loans, and a variety of other types. This credit union helps clients to complete the refinancing process in order to enjoy lower interest rates and monthly payments. SAFE Credit Union also offers services to assist clients with other aspects of the home buying process, such as initial financing and retaining real estate agent services.

Click to Call

2295 Iron Point Rd Ste 100
Folsom, CA 95630

Website Instagram

(916) 979-7233 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

Green Haven Capital Inc.

  • NMLS #: 39166

Green Haven Capital Inc. is a mortgage refinancing company serving Sacramento for more than 13 years. It is also licensed in three more states apart from California such as Colorado, Utah, and Maryland. It comprises a staff of real estate and loan professionals with over 40 years of combined industry experience. Green Haven Capital helps clients looking to buy their first home or refinance their existing loans. The company offers personalized services such as VA, FHA, USDA, Jumbo, Non-QM, and Down Payment Assistance loans.

Click to Call

5890 South Land Park Drive
Sacramento, CA 95822

Website

(916) 476-6507 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: Appraisal fee- 500-600 dollars

Evans Mortgage Co.

  • NMLS #: 39166

Located in Sacramento, Evans Mortgage Co. is a mortgage lender that has been in operation for more than 28 years. It offers home mortgage refinancing options for those looking to obtain financial benefits such as decreased interest rates, reduced loan terms, and the replacement of adjustable-rate loans with fixed-rate loans. It handles FHA loans, VA loans, and home equity loans. Marcia Evans, one of the founders of Evans Mortgage, has been working in the mortgage industry since the mid-80s.

Click to Call

1350 Sutterville Road
Sacramento, CA 95822

Website

(916) 731-4405 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Absolute Mortgage Company

  • NMLS #: 39166

Absolute Mortgage Company provides refinancing solutions to clients in the Sacramento area. It provides its services to individuals looking to acquire a new home mortgage or those looking to lower their mortgage rate through refinancing. The company keeps clients informed and guides them through the entire mortgage transaction. Absolute Mortgage Company assists clients in mortgage processing, underwriting, and loan closing and funding. It has more than 18 years of experience in the real estate and mortgage industry.

Click to Call

P O Box 4713
Davis, CA 95617

Website

(530) 756-7653 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Golden 1 Credit Union

  • NMLS #: 39166

Golden 1 Credit Union offers services for home mortgage refinance in Sacramento. Clients can refinance first and second mortgages through this credit union, which provides financing for home loans in general. It manages an application process to determine each client's eligibility for refinance programs and consults clients to help them understand the refinance process and the associated financial effects of agreements. Golden 1 Credit Union also does standard loans for home purchases as well as a range of consumer loans such as auto loans.

Click to Call

5337 Elkhorn Blvd
Sacramento, CA 95842

Website

(877) 465-3361 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

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