Best Mortgage Refinance Companies in Sacramento

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Sacramento Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 251 154 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Fred Bermudez Home Loans

  • NMLS #: 39166

Fred Bermudez Home Loans is a mortgage refinance company based in Sacramento. Fred leads his team in assessing whether mortgage refinancing programs suit clients' financial circumstances, helping them reduce monthly payments, consolidate high-interest debts, or shorten mortgage terms. The mortgage advisors offer assistance in understanding and selecting appropriate loan packages, such as jumbo, VA, FHA, USDA, and fixed-rate mortgages. Additionally, they provide loan programs for investment properties. Fred Bermudez has been a mortgage lender for more than 19 years.

1812 K Street
Sacramento, CA 95811


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