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Best Mortgage Refinance Companies in Sacramento
2021

We scored 251 Mortgage Refinance Companies in Sacramento, CA and Picked the Top 10

Here are the Picks:

Absolute Mortgage Company

American Pacific Mortgage - Jason Mata

Evans Mortgage Co.

Fred Bermudez Home Loans

Golden 1 Credit Union

Green Haven Capital Inc.

Hawkins Home Loans

Pacific Mortgage Consultants

SAFE Credit Union

United Wholesale Lending

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Sacramento Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 251 154 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Absolute Mortgage Company

Absolute Mortgage Company provides information and guidance to clients who are pursuing refinance programs for home mortgage loans. In typical cases it works with clients seeking to lower their rates and monthly payments and generates projections of their expenses that help them to make informed decisions. This company has over 18 years of experience with home mortgages and is experienced with a diverse set of loan types. Absolute Mortgage Company also offers assistance with new mortgages, second mortgages, and home equity loans.

Click to Call

PO Box 4713
Davis, CA 95617

Website

(530) 756-7653 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

American Pacific Mortgage - Jason Mata

American Pacific Mortgage - Jason Mata can serve the needs of home owners seeking mortgage refinance lenders in Sacramento. Its loan officers consult clients and help them to apply for loans, a process which ultimately informs them of their fitness for a variety of refinance programs. Clients are able to compare refinance programs side-by-side and choose one that best fulfils their needs. American Pacific Mortgage - Jason Mata also provides purchase loans that fulfil specific purposes for first-time home buyers, investors, and those seeking vacation homes.

Click to Call

980 9th St Ste 1780
Sacramento, CA 95814

Website Instagram

(800) 455-0986 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

Evans Mortgage Co.

Evans Mortgage Co. is a mortgage company that offers refinancing packages for home loans. These packages can help clients to lower their monthly payments, cash-out equity, and consolidate debt. In some cases clients are able to drop their private mortgage insurance. Evans Mortgage Co.'s refinance packages also have points-based and low-cost refinancing options. This company is experienced with conventional loans, FHA loans, VA loans, and USDA loans. It also offers reverse mortgages.

Click to Call

1350 Sutterville Rd
Sacramento, CA 95822

Website

(916) 471-4617 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

Fred Bermudez Home Loans

Fred Bermudez Home Loans is a mortgage refinance company in Sacramento that provides information and guidance concerning refinance rates and options. It advises clients on the best refinance programs for their unique situations. While it has experience in a manner of residential properties, it typically assists clients who have existing mortgages on single-family homes. Fred Bermudez Homes also offers a variety of home purchase loan types including VA, FHA, USDA, and rollover renovation loans.

Click to Call

1819 K St
Sacramento, CA 95811

Website

(916) 832-6355 Website

Golden 1 Credit Union

Golden 1 Credit Union offers services for home mortgage refinance in Sacramento. Clients can refinance first and second mortgages through this credit union, which provides financing for home loans in general. It manages an application process to determine each client's eligibility for refinance programs and consults clients to help them understand the refinance process and the associated financial effects of agreements. Golden 1 Credit Union also does standard loans for home purchases as well as a range of consumer loans such as auto loans.

Click to Call

5337 Elkhorn Blvd
Sacramento, CA 95842

Website

(877) 465-3361 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Green Haven Capital Inc.

Green Haven Capital Inc. offers home mortgage refinance in Sacramento. Founded in 2008, its trained staff offers mortgage refinancing that lowers monthly payments and pays off higher-interest debts by refinancing to a lower rate. The firm also helps those with less than perfect credit lower their monthly payments by consolidating them into one monthly payment. It additionally offers FHA loans with government-insured fixed-rate loans, adjustable-rate mortgages, and VA home loans that require no down payment or monthly insurance.

Click to Call

5890 S Land Park Dr
Sacramento, CA 95822

Website

(916) 476-6507 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

Hawkins Home Loans

Hawkins Home Loans Inc. is a mortgage company serving the Sacramento metro area that offers refinanced home loans. It helps clients considering refinancing to explore their options and complete qualification steps. Clients also receive assistance with predictive calculations which they can use determine the affordability of loan options. Along with home refinance loans, Hawkins Home Loans Inc. assists with standard mortgages and often helps first-time buyers to complete the lending process.

Click to Call

1401 Halyard Dr Ste 130
West Sacramento, CA 95691

Website

(916) 371-6300 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Pacific Mortgage Consultants

Pacific Mortgage Consultants refinances loans for mortgages on residential properties. This company works with dozens of lenders, allowing it to provide a range of options to clients seeking to refinance while pursuing the lowest rate. It also does streamline refinancing for FHA loans and refinancing for low and zero-down loans. Pacific Mortgage Consultants is experienced with lending for commercial and apartment buildings as well, and it assists investor clients with financing arrangements.

Click to Call

513 Angela St
Davis, CA 95618

Website

(855) 562-6705 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

SAFE Credit Union

SAFE Credit Union offers refinancing options to homeowners. Its mortgage officers are experienced with both fixed and adjustable-rate mortgages as well as conventional home loans, jumbo loans, FHA home loans, and a variety of other types. This credit union helps clients to complete the refinancing process in order to enjoy lower interest rates and monthly payments. SAFE Credit Union also offers services to assist clients with other aspects of the home buying process, such as initial financing and retaining real estate agent services.

Click to Call

2295 Iron Point Rd Ste 100
Folsom, CA 95630

Website Instagram

(916) 979-7233 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

United Wholesale Lending

United Wholesale Lending provides mortgage refinance services to home owners throughout the Sacramento metro area. It refinances most types of residential property buildings and offers targeted refinance programs for primary residences, investment properties, and vacation homes. It also assists clients by helping them to determine whether they are eligible for these programs and advising them on the best choice for their circumstances. United Wholesale Lending also offers programs for home purchase as well as home equity lines credit.

Click to Call

917 7th St Fl 1
Sacramento, CA 95814

Website

(916) 662-2745 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

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