Best Mortgage Brokers in Sacramento

Agave Home Loans is a mortgage broker providing clients in Sacramento products sourced from its network of hundreds of lenders. It offers a variety of loan options for new home purchases, including conventional, VHA, FHA, and non-qualifying programs. Additionally, the firm helps find refinancing solutions, whether clients are looking to lower interest rates, switch mortgage payment terms, or cash out equity. Clients work with a single loan officer and processor, to better ensure tailored services. The CEO of this agency, Marshall Gottlieb, worked as a senior director of mortgage banking for a national lending company.

995Hope is a housing mortgage company that serves the Sacramento community and surrounding localities. The firm assists individuals and families in seeking financial help for a new home purchase with its mortgage services. Its mortgage professionals network with multiple lenders that can provide home loan plans depending on the client's needs. Some of the loan products the firm offers include conventional fixed-rate, FHA, USDA, and reverse mortgage plans. The firm has helped over nine million customers since 2004.

Brizzi Financial is a mortgage brokerage that has been serving families and individuals in Sacramento, Roseville, and the surrounding areas. It assists homebuyers with loan products from various entities designed to meet their needs and goals. It is experienced in a variety of programs, including conventional, FHA, VA, fixed-rate, and adjustable-rate loans. The company also provides refinancing services designed to replace existing mortgages with a new loan and lower monthly payments or interest rates. Brizzi Financial is owned by broker Ethan Brizzi.

California Capital Mortgage Company provides financing assistance from its Sacramento location. The family-owned business helps home buyers and builders select from various loan types, from USDA, VA, and FHA to conventional loans. Furthermore, it provides assistance for homeowners looking into refinancing. The mortgage firm, which is also licensed in Colorado, Montana, and Wyoming, was founded in 2008 by Gary Prudler, who specializes in working with complex borrowers and first-time homebuyers. He has more than 15 years of industry experience.

CARE Finance Group is a mortgage solutions provider serving clients in Sacramento and nearby communities. The locally owned firm helps customers in finding the right home loan for their mortgage needs. Its mortgage brokers apply an education-first approach to assess the needs of their clients and help them compare loan options among multiple lenders. The team provides an array of home loan products, such as fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo programs. The company's lead loan officer carries over 17 years of experience.

Chris Bist works for Coastal Pacific Mortgage, a company that helps Sacramento residents achieve their dream of homeownership. As a mortgage advisor, Chris guides clients through the home loan process and helps them make informed decisions in selecting the right mortgage for their families' needs. Some of the mortgage options he offers include fixed-rate loans, jumbo loans, reverse mortgage, adjustable-rate loans, FHA loans, and USDA loans. Chris has his own office at Citrus Heights.

Chris Lamm is the vice president of mortgage banking at Change Home Mortgage, which serves clients in Sacramento. His team offers various loan programs for homebuyers, homeowners, and real estate investors that include conventional mortgage, FHA, VA, and USDA loans. They also handle home loan refinancing and reverse mortgages. Lamm has more than 15 years of experience in the mortgage industry, working with brokers, financial planners, land developers, and attorneys. He is also familiar with credit reports.

City Center Financial is a mortgage brokerage firm that serves Sacramento and the surrounding areas. The company offers loan programs that help first-time homebuyers or people moving up to a new home. Its list of services includes FHA 203k, conventional, FHA and VA, and jumbo loans. City Center Financial also offers refinancing programs to help clients get better interest rates or get some cash out of their home's equity. Additionally, the company's website has an online purchase assistant that narrows down loan options based on clients' needs.

Dennis Bergstrom is a 17 year home loan veteran and refinance officer that works for Big Valley Mortgage, serving incoming and seasoned residents of Sacramento. Early in his life, he moved over ten times to different households. He uses this experience to help homeowners understand the importance and benefits of different loan programs like interest-only rates, fixed-rate plans, and jumbo loans. Dennis also guides his clients in their application for loans, examining their credit score and income information to see if they qualify.

Eric Teply Mortgage Advisor provides its services to Sacramento and the surrounding areas. Eric Teply assists clients who want to find a loan program or refinance their current mortgage. He also provides mortgage advice to help his clients choose the right loans, which include FHA, conventional, reverse, and VA loans. With over a decade of experience in the industry, Eric works with lenders, Realtors, wholesale lender representatives, and homebuyers. He has received praises from previous clients for providing professional assistance throughout the mortgage process.

Essex Mortgage is a brokerage firm that serves Sacramento and the nearby areas. It also has branches in several states across the US, like Arizona, Georgia, Maryland, Nevada, Texas, and Washington. The company offers full-service assistance in the loan process. So whether clients are looking to buy their first home or refinance, Essex Mortgage assists them through it all, from consultation to processing and underwriting. The company offers several products such as conventional, FHA, VA, USDA, and reverse mortgage.

GFL Capital Mortgage is a team of mortgage advisors and brokers in Sacramento specializing in residential loan programs for clients in the metro. The company was established in 2007 and has helped clients secure funds for home purchases and mortgage refinancing. Some of its loan programs include FHA loans, VA loans, fixed-rate mortgages, and cash-out refinancing. GFL Capital Mortgage is led by its CEO Greg Louie who has been in the real estate and mortgage industry for more than 18 years.

Golden Bay Mortgage Group is a company based in Sacramento that addresses the real estate financing needs of residents in the area. Its brokers are experienced in assisting individuals through the loan application and approval process. These mortgage professionals educate clients on various home purchase loan programs, such as jumbo loans, conforming loans, fixed-rate mortgages, and adjustable rates mortgages. They also help clients with home refinancing by comparing mortgage terms. Additionally, Golden Bay Mortgage Group's other loan options include FHA, VA, HARP, and USDA loans.

Iron Point Mortgage is a mortgage firm that serves first-time, second-time, and experienced homeowners and homebuyers in Sacramento. It is affiliated with Finance of America, a mortgage banker that offers both standard and customized loan plans. The company can compare and estimate the expenses of various programs like conventional loans, VA, FHA, and jumbo loans. Furthermore, it can give clients seasonal housing market and mortgage reports. Iron Point Mortgage has multiple online resources, such as a checklist of pre-approval requirements.

Jeremy Williams is a loan officer with the brokerage firm Professional Mortgage Associates, serving clients in the Sacramento area. He assists those looking to buy their first home, refinance their current property, or purchase an investment property. Jeremy's team offers home loan programs, including FHA, VA, conventional, and jumbo. Additionally, Professional Mortgage Associates has multiple specialty loan plans and custom mortgages for first-time homebuyers, as well as government-sponsored downpayment assistance.

JP Mortgage & Realty, Inc., is a mortgage lending company serving the Sacramento metro area and the surrounding communities. The firm provides mortgage financing solutions to support the homeownership goals of potential homebuyers. The company carries an extensive portfolio of residential loans, including conventional, high balance, Jumbo, and non-QM loans. The team also delivers VA, FHA, and commercial loans. CEO and mortgage loan officer JP Singh has been working for real estate since 2003. He started leading the company in 2017.

Kappel Mortgage Group Incorporated is a team of mortgage professionals based in Sacramento. The company offers a selection of loan programs, including VA, conventional, and jumbo loans. Its specialists carry Location Efficiency Mortgage (LEM) options, which provide higher funding for individuals looking to purchase homes in areas that have efficient public transportation systems. They also guide clients on local housing programs. Danielle Carson, its Sacramento business manager, has been a resident for 20 years and has focused on client relations for 15 years.

Keith Collins Team is a mortgage loan and refinancing firm that works for Movement Mortgage and serves homeowners in Sacramento. It offers to help first-time homeowners understand the mortgage process and oversees their application information, from credit score to desired loan programs. It also helps those with existing contracts refinance for lower interest rates or a change in contract duration. The firm's namesake, Keith, is a certified mortgage planner and has been praised for quickly responding to mortgage questions or queries.

Ken McKee is a licensed mortgage advisor representing Canopy Mortgage in the Sacramento metro. He has been in the real estate finance industry for more than 17 years and is committed to sourcing loan and mortgage options based on the client's budget and needs. Some of the loan programs he offers include conventional loans, jumbo loans, USDA loans, FHA loans, and downpayment assistance. Ken and his team have been named one of the Top 1% of the Mortgage Originators in America in 2020.

Masters Team Mortgage is home to mortgage professionals with more than 100 years of combined lending experience. Serving Sacramento and nearby communities, the company offers a variety of programs such as FHA and VA home loans, home refinances, home equity loans and lines of credit, and fixed and adjustable rates mortgages. Other areas of specialization include commercial, construction, jumbo, and bridge loans. Masters Team Mortgage utilizes technology where its clients can process and complete their mortgage transactions through its website.

Mortgage Consultants Group helps the residents of Sacramento access suitable financial solutions. The mortgage broker offers a variety of loan options, including reverse mortgages, FHA and cash-out refinance loans, jumbo home loans, state housing programs, and conventional purchase mortgages. Clients receive assistance in navigating the mortgage process and completing loan applications. Mortgage Consultants Group has an online calculator, refinance advisor, and purchase assistant. Lee Hurst, its branch manager, carries over two decades of experience matching borrowers to appropriate loan packages.

New Way Mortgage is a real estate financing company that serves the Sacramento area. The firm assists individuals and families in finding the right home loan that can serve their homeownership and purchasing goals. Fixed-rate, FHA, VA, Jumbo, and USDA loans are among the residential loans that its mortgage advisors specialize in. The group also offers traditional and cash-out mortgages to those wish to lower their current payments and reduce their loan terms. The company started serving customers in 2020.

Northern California Mortgage is a full-service mortgage company that serves the residents of Sacramento. It offers purchase loan programs such as conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans. It also assists clients looking to refinance existing mortgages, with programs such as VA Streamline, VA Cash Out, FHA Streamline, FHA Cash Out, and USDA Streamline. Other refinancing options it offers include HELOC, HARP, jumbo, conventional, and commercial loan programs. Northern California Mortgage also arranges reverse mortgages.

PMG Home Loans is a company that provides purchase, refinancing, and mortgage assistance to clients in and near the Sacramento area. With over 20 years of industry experience, it has already underwritten 1,500 plus home loans with an average of 13 days loan closing time. It offers loan options for clients like conventional, FHA, VA, USDA, jumbo, and reverse mortgage. Meanwhile, PMG is a company that provides opportunities and benefits to its staff, having team-building events for its members and medical benefits packages for full-timers.

Sacramento City Mortgage is a company that caters to customers in the metro and nearby areas. It offers a wide variety of loan options, including adjustable- and fixed-rate mortgage, combined ARMs, conventional, FHA, and HARP. In addition, it provides jumbo and VA loans and state and local housing programs. Sacramento City Mortgage's loan officers serve various clients, including those who are consolidating debts, purchasing a house, and refinancing outstanding loans. They focus on providing customized solutions to match the clients' necessities.

Solcosta Home Loans is a mortgage brokerage that serves clients in Sacramento and the surrounding areas. Its staff members help clients in selecting the loan programs for their home purchasing needs. These include conventional, jumbo, FHA, and VA loan programs. It also provides refinancing services to help clients receive cash from their home equity and lower down their monthly interest rates. Solcosta Home Loans is owned by Dan Patty, a mortgage broker who specializes in loan guidelines.

The Chris Kennedy Team is a mortgage brokerage under Reliant Lending that serves Sacramento. It offers several products, including conventional, FHA and VA, construction, and renovation loans. Refinancing options are also available for clients looking to lower their monthly payments or use their home's equity to better manage their debt. Senior loan officer Chris Kennedy has been in the mortgage industry for more than 21 years. He has also four years of experience as a damage control fireman aboard the USS Kitty Hawk.

Tim Halverson is a mortgage lender with Primary Residential Mortgage, Inc. He has nearly three decades of professional experience in the industry. He is guided by a client-focused and relationship-based approach when assisting homeowners in Sacramento through the loan application process. Halverson maintains transparency when coordinating with clients about any risks or updates. He also recommends the loan options that best meet the client's housing preferences, objectives, and financial situations. These options include home loans, new construction loans, low credit loans, refinancing, and conventional mortgages.

United Wholesale Lending is a mortgage brokerage firm that serves Sacramento and the surrounding areas. It provides fixed-rate loan options such as FHA, CalHFA, USDA, and VA programs. Adjustable-rate options are also available. Senior citizens can also take advantage of reverse mortgage programs, allowing them to get some cash out of their home's equity to supplement their income or pay for medical expenses. Additionally, the United Wholesale Lending team continually invests in its members' training to stay up to date with policies and changes in the industry.

As the oldest mortgage brokerage in California, Western Heritage Financial specializes in both home purchases and refinances since 1980. Western Heritage Financial takes pride in its excellent reputation and association with many outstanding and reputable organizations but values the customer first and foremost. As a pioneer in the mortgage industry and with over 6 decades of home loan experience, President Jerry Anderson has forged every market change. Mr. Anderson has a vast knowledge of all aspects of lending and requires excellent service and transparency to all customers. Customers for life has been a proven fact over the years. With creative Loan Officers, they are able to work past qualifying issues to ensure that if there is a way to get your loan closed, they will find it. They never give up on their clients.