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Best Health Insurance Agencies in Roseville

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2023
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CMA Insurance Services logo
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License Verified:

License: 0735758

California Department of Insurance

CMA Insurance Services

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100 Irene Avenue, Roseville, CA 95678
  • Group Plans

Business Description

CMA Insurance Services provides policy options to clients in Roseville. It offers coverage for health, short and long-term disability, dental, and vision. The company also has life insurance for individuals and groups. Its other available products include executive benefit planning and identity theft planning. Established in 1982, CMA Insurance Services specializes in delivering employee benefits to both large and small businesses. The firm creates a direct link to employees when claiming issues, coverages, and change requests.

License Verified:

License: 0735758

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dick Harris Insurance Agency logo

License Verified:

License: 0679244

California Department of Insurance

Dick Harris Insurance Agency

10 Sierra Gate Plaza, Roseville, CA 95678
  • Life Insurance

Business Description

Since 1972, Dick Harris Insurance Agency has been providing health insurance services to Roseville. Its team of agents helps clients find the right insurance policies that fit their medical needs. These include HMO, EPO, POS, and PPO. It also offers life insurance products to aid clients' beneficiaries in receiving benefits to pay debts, tuition, mortgages, estate taxes, and groceries. Dick Harris Insurance Agency represents partner carriers CNA Surety, Financial Pacific, Liberty Mutual Insurance Co., and Philadephia Insurance Companies.

License Verified:

License: 0679244

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Don Holliday logo
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License Verified:

License: 0H76359

California Department of Insurance

Don Holliday

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3853 Taylor Road, Loomis, CA 95650
  • Individual Plans
  • Life Insurance

Business Description

Don Holliday is a State Farm agent who provides financial and health insurance services in Roseville. He also markets insurance packages for life, home, auto, property, and business. He and his team of professionals are available to deliver 24-hour support to answer concerns about coverage plans. Don's mission is to grow his agency to become a preferred provider in the insurance industry. He strives to secure every client's financial stability by presenting customized products to fit their needs.

License Verified:

License: 0H76359

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Employers Select Insurance Services Inc logo
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License Verified:

License: 0H81881

California Department of Insurance

Employers Select Insurance Services Inc

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5701 Lonetree Boulevard, Rocklin, CA 95765
  • Life Insurance

Business Description

Employers Select Insurance Services Inc is an insurance agency that caters to mid-size and large employers looking for health insurance plans in Roseville and the surrounding areas. It also helps simplify different insurance products and benefit programs by providing expert advice and leading education programs. Its offered employee benefits include contribution strategies, benefit plan analysis, and consumer-driven programs. Medical coverage includes HMOs, PPOs, POS, and CDHP. Dental, vision, and group disability plans are also available.

License Verified:

License: 0H81881

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Julie DeCarlo logo
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License Verified:

License: 0B98828

California Department of Insurance

Julie DeCarlo

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1402 Blue Oaks Boulevard, Roseville, CA 95747
  • Life Insurance

Business Description

Julie DeCarlo is a State Farm insurance agent who has been serving the Roseville community since 1990. She provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is also available like supplemental health, Medicare Supplement, and individual medical coverage plans. Disability insurance is offered for short and long-term needs. She also handles auto, life, and homeowners' insurance. Julie is a member of the Roseville Chamber of Commerce and volunteers as an inspector or judge in the Placer County Election.

License Verified:

License: 0B98828

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Miller Insurance Associates logo
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License Verified:

License: 0M76470

California Department of Insurance

Kelly Miller Insurance Associates

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6119 Horseshoe Bar Road, Loomis, CA 95650
  • Life Insurance
  • Health Insurance

Business Description

Kelly Miller Insurance Associates is an insurance company that serves clients in and around the Roseville area. Based in Loomis, this agency offers a variety of business and personal insurance plans. It offers individual health and dental insurance policies, such as Medicare supplemental insurance. Its insurance brokers also help clients choose the right policy that will suit their insurance needs. Furthermore, the agency provides retirement planning services, as well as final expenses insurance coverage. Kelly Miller Insurance Associates represents over 80 insurance carriers.

License Verified:

License: 0M76470

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael J. Welch logo
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License Verified:

License: 0E93627

California Department of Insurance

Michael J. Welch

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414 Vernon Street, Roseville, CA 95678
  • Life Insurance

Business Description

The local State Farm agency of Michael J. Welch has been serving the Roseville area since 2017. His office assists in purchasing insurance products, including health insurance. In addition, he arranges auto, home, property, business, life, and pet insurance plans. Ancillary services, such as banking, mutual funds, and annuities are handled as well. Michael has earned the CLU and ChFC designations in 2009. He is a member of the Sacramento Estate Planning Council and the NAIFA.

License Verified:

License: 0E93627

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (5)
Yelp
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trusted American Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0J15378

California Department of Insurance

Trusted American Insurance Agency

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6556 Lonetree Boulevard, Rocklin, CA 95765
  • Individual Plans
  • Life Insurance

Business Description

Trusted American Insurance Agency serves the insurance needs of individuals, families, and businesses in Roseville and the surrounding communities. It carries life and health plans like health insurance, dental and vision, short-term care, long-term care, life insurance, and final expense insurance. In addition, it offers Medicare plans like Medicare Advantage, Medicare Part D, and Medicare Supplement. Trusted American Insurance Agency offers business plans like BOP. Rosamaria Marrujo is the president and CEO of the firm.

License Verified:

License: 0J15378

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (23)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Valley Oaks Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0724045

California Department of Insurance

Valley Oaks Insurance Agency

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1508 Eureka Road, Roseville, CA 95661
  • Individual Plans
  • Life Insurance

Business Description

Valley Oaks Insurance Agency has been providing health insurance benefits and other financial plans to individuals and businesses in Roseville and the surrounding areas since 1975. This independent insurance agency offers health care packages that include dental, vision, health savings account, group health, and individual and family health plans. Additionally, the agency handles other insurance products such as life, home, auto, and recreational vehicle policies as well as identity theft and data backup personal insurance solutions.

License Verified:

License: 0724045

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.