Laurels

Best Mortgage Refinance Companies in Riverside
2022

American Funding Center

American Funding Center

American Funding Center provides home mortgage refinance in Riverside and the surrounding areas. It refinances mortgages for various properties, including condominiums, townhouses, manufactured homes, and single-family and multifamily residences to facilitate debt consolidation, home improvements, cash-out, and changing loan terms. The loan specialists fund primary residences, vacation homes, and investment properties. This firm requires a minimum credit score for borrowers to qualify for loans. Some loan programs available from this company include FHA, VA, fixed-rate, adjustable-rate, and hybrid adjustable-rate mortgages. American Funding Center offers additional lending options such as home equity and balloon loans, graduated payments, and reverse mortgages.

19192 Turrell Way
Riverside, CA 92508

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Americasloan Mortgage

Americasloan Mortgage

  • Reverse Mortgages

Located in Riverside, Americasloan Mortgage, a family-owned business, is a full-service mortgage company established in 1999. In addition to helping prospective homeowners fulfill their dreams of buying a home, the company also helps current homeowners who are struggling to make payments keep their homes through mortgage refinancing. The loan types they offer include home refinancing, home purchase, home equity, and reverse mortgages. It offers cash out, rate and term, and HELOC refinancing mortgages.

11671 Sterling Avenue
Riverside, CA 92503

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Campbell Financial Services, Inc.

Campbell Financial Services, Inc.

Founded in 1989, Campbell Financial Services Inc. handles home mortgage refinance in Riverside. The professionals on staff help clients secure appropriate home loan refinancing solutions for their individual needs, including lower interest rates, reduced monthly payments, changes in mortgage terms, and cash-outs via home equity lines of credit. The firm handles VA, USDA, conforming, FHA, and jumbo loans. It also provides fixed- and adjustable-rate term limits. Other lending solutions available include reverse mortgages and 203(k) loans. Campbell Financial Services offers preapproval services for mortgages to first-time or repeat home buyers.

4181 Flat Rock Dr Ste 250
Riverside, CA 92505

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Website
Cherry Creek Mortgage - Riverside-Jesse Lane

Cherry Creek Mortgage - Riverside-Jesse Lane

  • Reverse Mortgages

Cherry Creek Mortgage - Riverside-Jesse Lane has been providing mortgage refinancing solutions to clients in Riverside for over 30 years. The full-service mortgage company assists individuals in reducing their mortgage rates, leveraging home equity, getting new mortgage terms, and lowering monthly payments. Some of the loan products it handles are FHA, USDA, VA, conventional, jumbo, and low-downpayment loans. Cherry Creek Mortgage also offers refinancing resources, such as a live rate calculator, to help clients determine their new financing solution.

19340 Jesse Lane
Riverside, CA 92508

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

100 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

First Lending Solutions

First Lending Solutions

First Lending Solutions is a mortgage refinance company in Riverside. Its loan officers help clients get shorter terms, reduce monthly payments, or cash out their home's equity by leveraging refinancing solutions. The loan programs that the staff works with for refinancing include VA, FHA, USDA, conforming, and jumbo loans, with payment term limits ranging from five to 30 years. The company offers reverse mortgages, 203(k) loans, and variable- and fixed-rate lending. First-time home buyers can take advantage of the preapproval process to get a letter that enables easy access to home loans.

6370 Magnolia Ave Ste 210
Riverside, CA 92506

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Full Circle Home Loans

Full Circle Home Loans

Since 2009, Full Circle Home Loans has provided home mortgage and refinancing services. Full Circle Home Loans offers a personalized, streamlined refinancing process to help customers get lower monthly mortgage payments, shorten loan terms, reduce interest rates, or obtain cash from the home and consolidate debt. Clients can reach the Full Circle Home Loans team 24/7 online and through text or phone call. The company also offers free online financial education and mortgage news. Full Circle Home Loans also helps home buyers, including first-time buyers, understand mortgage options with free, no-obligation consultations.

99 C St Ste 200
Upland, CA 91786

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Website
Jayco Home Loans

Jayco Home Loans

A full-service mortgage company, Jayco Home Loans serves the Riverside area. It offers home refinance services, including online prequalification to simplify the mortgage process. Its experts handle mortgages for townhouses, condominiums, manufactured houses, and single-family and multifamily homes, and it loans for primary residences, investment properties, and vacation homes. The company requires minimum credit scores to discharge loans, and its mortgage refinance options include interest-only, FHA, VA, FRMs, and ARMs, with the possibility of cashing out. Jayco Home Loans also provides home equity and home improvement loans to finance remodeling, repairs, and maintenance.

490 Alabama St Ste 101
Redlands, CA 92373

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Website
JB Mortgage Capital, Inc.

JB Mortgage Capital, Inc.

  • Multi-Family Loans
  • New Construction

JB Mortgage Capital, Inc. provides mortgage refinancing options to homeowners in Riverside and the surrounding areas. Kevin O'Connor, the company's loan officer with over 16 years of experience in the industry, helps homeowners seeking to lower their mortgage interest rates. He offers refinancing services that give clients an option to cash out of the home's equity for improvement projects. Additionally, Kevin helps clients consolidate high interest rates, reduce their number of payments, and convert ARMs to fixed-rate loans.

16310 Porter Avenue
Riverside, CA 92504

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Locke Your Loan

Locke Your Loan

  • Reverse Mortgages

Locke Your Loan is a mortgage loan and refinance company that has a main office operating in Riverside. It can advise both first-time homebuyers and existing homeowners about loan program options, credit, and refinancing plans. The company allows its customers to schedule 30-minute appointments to address mortgage concerns and issues. It also offers loan programs include conventional loans, refinance loans, and reverse mortgage loans. Furthermore, the company has an online glossary to educate clients on mortgaging terms like interest rates, debt consolidation, and cash-out.

2900 Adams Street
Riverside, CA 92504

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

103 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Mortgage Express

Mortgage Express

  • Reverse Mortgages

Mortgage Express is a mortgage refinancing company serving Riverside. Owner and broker Carole Ryan has been in the industry for 24 years and provides personalized services, including 30-year fixed, FHA, high-balance, VA, jumbo, USDA, and reverse mortgages. She helps customers seeking reduced monthly payments, home equity cashouts, or shorter mortgage lengths. The company's online refinance analysis feature also helps clients identify programs tailored to their situation. Additionally, customers can use the mortgage calculator to gauge how different interest rates and loan types affect monthly payments.

Riverside, CA

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Mortgage Solutions Financial-Riverside, CA

Mortgage Solutions Financial-Riverside, CA

  • Reverse Mortgages

Serving clients near Riverside, Mortgage Solutions Financial is a family-owned mortgage company that was established in 1995. The company offers a wide range of services to help aspiring homeowners fulfill their dreams and help current homeowners keep theirs through mortgage refinancing. Mortgage Solutions Financial helps homeowners who struggle to pay their monthly due by refinancing existing mortgages through a streamlined process to lower the loan's overall cost, lower its monthly payment, or decrease the interest rate.

5225 Canyon Crest Drive
Riverside, CA 92507

Website

Website
New American Funding - Riverside

New American Funding - Riverside

  • Reverse Mortgages

New American Funding, which is located in Riverside, is a family-owned business that assists clients in several areas, including refinancing which involves replacing a current mortgage with a new one that is customized according to clients' preferred term length and interest rate type. In addition, the company helps clients with other mortgage loan options such as FHA loans, conventional loans, and reverse mortgages. Each step of the process, from processing to underwriting, is done by New American Funding's team.

11820 Pierce Street
Riverside, CA 92505

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

147 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Provident Bank

Provident Bank

Provident Bank has been serving the Riverside community since 1956. Its experienced loan officers help homeowners secure a lower interest rate or new loan terms to reduce monthly payments or pay off the balance quicker. Another refinancing option is to consolidate a first and second mortgage into a single, lower payment. The staff walks customers through all the steps, from finding the best rates to attending the closing. Provident Bank also works with first-time homebuyers to get their first mortgage through a selection of adjustable and fixed-rate mortgage programs.

3756 Central Avenue
Riverside, CA 92507

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Website
Secure Choice Lending

Secure Choice Lending

  • Reverse Mortgages

Secure Choice Lending is a mortgage lending firm serving Riverside and neighboring communities. It assists first-time homebuyers and existing homeowners through loan plan recommendations that suit a client’s needs and risk level. It also offers VA IRRRL and FHA streamline refinancing. Other loan and mortgage options include conventional, jumbo, fixed-rate, and adjustable-rate loans. It also provides a reverse mortgage option for seniors who want to convert their home equity as cash income that can be used for monthly bills and emergency funds.

7211 Magnolia Avenue
Riverside, CA 92504

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

157 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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