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Best Mortgage Brokers in Riverside, CA

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Riverside Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

87Reviewed

58Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Riverside, CA
WebsiteLicense: 234945

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Mortgage Express BC Ryan & Assoc. Inc. assists clients with home purchasing and refinancing. The company delivers a wide range of loan options to Riverside clients, including 30-year fixed mortgages, FHA loans, VA loans, jumbo loans, reverse mortgage, and USDA loans. The company also offers renovation loans, niche loan products, and conforming and high-balance loans. Owner and broker Carole Ryan has been in mortgage lending for more than 20 years.

  • New Construction
  • Refinance

16310 Porter Avenue, Riverside, CA 92504
WebsiteLicense: 247447

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
5.0 (7)
Facebook
5.0 (1)

Why choose this provider?

Kevin O’Connor is a loan officer who serves the home purchasing and refinancing needs of customers in Riverside. He accommodates first-time homebuyers, skilled professionals, clients who need home improvements, and borrowers who need to consolidate their debts. Some of his loan programs include conventional, conforming, FHA, and specialized loan options, as well as reverse mortgages. Kevin has over 16 years of experience striving to help clients achieve their dreams to acquire their own homes.

  • Refinance

9267 Haven Ave., Rancho Cucamonga, CA 91730
WebsiteLicense: 1992428

Expertise.com Rating

Why choose this provider?

Isaac Sanchez is a mortgage broker serving business owners, real estate investors, and first-time homebuyers in Riverside. He keeps buyers informed throughout the mortgage process, starting from pre-approval to closing. He and his team at Virtual Lending assist in choosing from traditional and non-QM loan options. By working with niche lenders, they deliver mortgage solutions for applicants who cannot meet full-document loan requirements. Sanchez is an Army veteran who is a member of the MBA and AIME.

  • Refinance

1425 West Lugonia Avenue, Redlands, CA 92374
WebsiteLicense: 267884

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
5.0 (12)
Yelp
4.0 (10)

Why choose this provider?

Arrowhead Capital Mortgage is a company that offers financing and mortgage options to the community of Riverside and its surrounding areas. It has been in the industry for over 30 years. Arrowhead Capital Mortgage offers assistance to customers, whether they are first-time homebuyers or looking to refinance their loans. The loan options include conventional, VA, jumbo, and FHA loans. In addition, the agency also provides reverse mortgages for clients over 62 years old.

  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

6131 Orangethorpe Avenue, Buena Park, CA 90620
WebsiteLicense: 3277

Expertise.com Rating

Review Sources

Facebook
4.0 (225)
Google
4.0 (26)
Yelp
5.0 (1)

Why choose this provider?

Sun West Mortgage Company, Inc., provides financing options for Riverside residents who are purchasing or refinancing loans. Its team can help clients select suitable mortgages from a wide range of options which include conventional, jumbo, construction, and reverse mortgage loans, and it assists in purchasing single-family homes, multi-family properties, mobile homes, and condominiums. The mortgage professionals guide clients along the process, from selecting suitable programs to closing loans. Sun West Mortgage Company has been providing financing assistance since 1980.

  • Refinance
  • Reverse Mortgages

2191 5th Street, Norco, CA 92860
WebsiteLicense: 396540

Expertise.com Rating

Why choose this provider?

RAzone Mortgage Group is a full-service company located in Norco. It specializes in VA, FHA, conventional, and jumbo loans and also provides its services for clients in Riverside, Corona, and Orange. Its mortgage rate options include fixed-rate, adjustable-rate, interest-only, and graduated payments. The company has decades of experience in the industry. Moreover, it employs a consultative approach and works closely with its lender partners and underwriters in order to provide the financing solutions that its clients need.

  • Refinance

41591 Florida Avenue, Hemet, CA 92544
WebsiteLicense: 224284

Expertise.com Rating

Review Sources

Google
5.0 (17)
Yelp
5.0 (8)

Why choose this provider?

Larry lest is a mortgage broker based in Hemet who has been proving lending services for residential properties in the Riverside area since 2002. Larry aims to give every client an objective understanding of the mortgage process and their financial matters. He also offers different lending types, such as conventional fixed-rate loans, FHA loans, VA loans, USDA loans, and adjustable-rate mortgages. His other services include FHA 203K loans, downpayment assistance options, jumbo loans, and home-ready loans.

  • New Construction
  • Refinance

2900 Adams Street, Riverside, CA 92504
WebsiteLicense: 1939219

Expertise.com Rating

Review Sources

Google
4.0 (95)
Yelp
5.0 (7)
Facebook
5.0 (5)

Why choose this provider?

Locke Your Loan comprises a team of mortgage specialists that works with clients planning to refinance, buy, or sell properties in Riverside and the surrounding areas. They recommend conventional loan programs for individuals who are looking to finance an investment property, second home, and primary residence. They also assist clients in purchasing warrantable condominiums, single-family homes, and planned unit developments. Furthermore, Locke Your Loan provides a down payment assistance program that helps reduce the amount needed for a down payment.

  • Refinance

11810 Pierce Street, Riverside, CA 92505
WebsiteLicense: 1887712

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Serving clients in the Riverside area, Zip Mortgage Inc. is a mortgage broker providing various services such as refinancing and lowering mortgage payments. The company also works with several lenders to offer loan products that suit customer needs. In addition, its team helps homeowners who want to upgrade their homes or pay off debts. Zip Mortgage’s owner, Samuel Madrigal, is a bilingual professional with over 20 years of experience in the industry.

  • New Construction
  • Refinance

6700 Indiana Avenue, Riverside, CA 92506
WebsiteLicense: 246740

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (8)
Yelp
5.0 (3)

Why choose this provider?

National One Mortgage is a brokerage firm that offers mortgage services in Riverside and the neighboring areas. It assists clients ranging from new homebuyers to retirees and seniors who plan to generate cash income through their home’s equity. The firm provides various programs such as government-insured VA and FHA loans, as well as conventional and reverse mortgages. Private money lending is also available. National One Mortgage also has an in-house real estate agent who is affiliated with the National Realty Group.

  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

7211 Magnolia Avenue, Riverside, CA 92504
WebsiteLicense: 1689518

Expertise.com Rating

Review Sources

Google
4.0 (134)
Facebook
5.0 (33)
Yelp
4.5 (22)

Why choose this provider?

Secure Choice Lending is a full-service and independently owned mortgage company founded in 2017. It provides various home purchase loans to customers in Riverside, including conventional mortgages, FHA, VA, and jumbo loans. Similarly, its loan officers and consultants facilitate FHA streamline and VA IRRRL programs for refinancing. Before leading Secure Choice Lending, agency owner Mark Hossler worked as a client relations manager at Sun West Mortgage, where he dealt with borrowers from diverse backgrounds.

  • Refinance
  • Purchase Transactions

99 East C Street, Upland, CA 91786
WebsiteLicense: 1473429

Expertise.com Rating

Review Sources

Yelp
5.0 (121)
Google
5.0 (65)
Facebook
5.0 (47)

Why choose this provider?

Full Circle Home Loans is a mortgage brokerage that provides loans for purchasing and refinancing homes in Riverside. First-time buyer, physician, firefighter, and veteran loans are available. Its team presents a wide range of options and objective information to help its client make sound decisions. Full Circle Home Loans has over 15 years of mortgage experience, and it has served hundreds of clients in the community. It strives to help individuals and families with their homeownership plans and eventually achieve their goals.

  • Refinance

4181 Flat Rock Road, Riverside, CA 92505
WebsiteLicense: 01300753

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Campbell Financial Services, Inc., is an independent mortgage broker that addresses the lending needs of homeowners, buyers, and Realtors in Riverside. The firm delivers financing options ranging from home purchase loans to refinance programs. It particularly helps clients planning to apply for 203K, USDA, and ARM loans. Additionally, its team of brokers handles the property evaluation process and conducts a refinance analysis on behalf of its clients. Campbell Financial Services has been serving mortgage borrowers since 1988.

  • Refinance

3610 Central Avenue, Riverside, CA 92506
WebsiteLicense: 235342

Expertise.com Rating

Review Sources

Google
5.0 (58)
Yelp
5.0 (2)

Why choose this provider?

Todd Iles is a full-service mortgage broker who serves clients in Riverside and the surrounding areas. He offers a wide variety of loan programs, including FHA, VA, jumbo, and conventional loans, as well as fixed-rate and adjustable-rate mortgages. In addition, he provides buyer assistance programs that are customized according to need. Todd caters to homeowners and homebuyers with property types ranging from single-family residences and townhouses to UDSA properties up to 20 acres.

  • New Construction
  • Purchase Transactions

3400 Central Avenue, Riverside, CA 92506
WebsiteLicense: 298953

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (5)
Yelp
5.0 (5)

Why choose this provider?

Matthew Rundle is a branch manager of Westin Mortgage in Riverside, CA. Matthew assists clients seeking financing to purchase a home or refinance an existing one as a mortgage broker. His company offers various loan options, including conventional, FHA, VA, USDA, and combo home equity line of credit. It also offers CalPATH & PATH loan exclusive loan programs for those living in the local community area. Downpayment assistance programs are also available to clients.

  • Refinance

980 Montecito Drive, Corona, CA 92879
WebsiteLicense: 1873423

Expertise.com Rating

Review Sources

Facebook
4.0 (599)
Google
3.8 (24)
Zillow
4.9 (7)

Why choose this provider?

Lennar Mortgage comprises a mortgage team that delivers various loan options to customers in Riverside and the surrounding areas. With over 30 years of experience in the industry, its team of professionals provides guidance and support to seasoned and first-time homebuyers. They offer a USDA home loan option that allows borrowers to purchase a home in rural areas with no down payment. Their other home loan options are conventional, down payment assistance, FHA, VA, jumbo, and reverse mortgages.

  • Reverse Mortgages

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Mortgage Express
Kevin O'Connor
16310 Porter Avenue, Riverside, CA 92504
Isaac Sanchez
9267 Haven Ave., Rancho Cucamonga, CA 91730
Arrowhead Capital Mortgage
1425 West Lugonia Avenue, Redlands, CA 92374
Sun West Mortgage Company, Inc.
6131 Orangethorpe Avenue, Buena Park, CA 90620
Razone Mortgage Group
2191 5th Street, Norco, CA 92860
Larry Iest
41591 Florida Avenue, Hemet, CA 92544
Locke Your Loan
2900 Adams Street, Riverside, CA 92504
Zip Mortgage Inc.
11810 Pierce Street, Riverside, CA 92505
National One Mortgage
6700 Indiana Avenue, Riverside, CA 92506
Secure Choice Lending
7211 Magnolia Avenue, Riverside, CA 92504
Full Circle Home Loans
99 East C Street, Upland, CA 91786
Campbell Financial Services, Inc
4181 Flat Rock Road, Riverside, CA 92505
Todd Iles
3610 Central Avenue, Riverside, CA 92506
Matthew Rundle
3400 Central Avenue, Riverside, CA 92506
Lennar Mortgage - Inland Empire
980 Montecito Drive, Corona, CA 92879

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.