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Best Homeowners Insurance Agencies in Riverside

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Adolfo Saldana logo
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Adolfo Saldana

7344 Magnolia Ave, Suite 100, Riverside, CA 92504
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  • Renter's Insurance

Business Description

Adolfo Saldana is an insurance agent of State Farm that serves clients in Riverside and the surrounding areas. He offers homeowners' and renters' insurance policies to help protect homes and families. In addition, he provides insurance products for motor homes, condos, trucks, motorcycles, and pets. Professional, workers' compensation, business office, and personal liability umbrella insurance are also available. Saldana has over 30 years of experience in the industry. He is a member of the Financial Industry Regulatory Authority.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (46)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aguayo Insurance Solutions, Inc. logo
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Aguayo Insurance Solutions, Inc.

14055 Perris Boulevard, Moreno Valley, CA 92553
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Aguayo Insurance Solutions Inc. serves the Riverside metro area, selling homeowners insurance policies. Types of available coverage include property coverage for dwellings themselves, personal property coverage for furniture and other contents, and liability coverage for any incidents homeowners might be sued for. Aguayo Insurance Solutions Inc. also offers coverage for medical expenses and living expenses in case customers are hurt on their properties or need money to stay elsewhere as houses are repaired.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Solutions Insurance LLC logo
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All Solutions Insurance LLC

22364 Alessandro Blvd, Moreno Valley, CA 92553
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  • Renter's Insurance
  • Homeowners

Business Description

All Solutions Insurance LLC, a full-service insurance agency based in Moreno Valley, has served the Riverside metro area since 1994. It works with carriers such as Liberty Mutual and Stillwater. Agents provide home insurance for clients with a wide variety of properties, such as mobile homes, frame houses, townhouses, and concrete block structures. The company's policies cover storm damage and replacement costs for personal property. All Solutions Insurance LLC also offers renters, life, and auto insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (159)
Facebook
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anita Jacob Insurance Agency logo
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Anita Jacob Insurance Agency

12139 Mount Vernon Avenue Suite 110, Grand Terrace, CA 92313
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  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Anita Jacob Insurance Agency arranges various coverages for individuals, families, and small businesses in Riverside. Its team of financial advisors works with homeowners' insurance to protect clients from unforeseen accidents, including theft, fire and storm damage, and flood, without the risk of having to pay for replacements and repairs. They also offer other comprehensive coverage options like auto, life, renters', and commercial auto insurances tailored to clients' needs. The company has been in the industry for 23 years and offers 24/7 services for financial emergencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Are You Covered Inc. dba R U C Insurance Agency logo
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Are You Covered Inc. dba R U C Insurance Agency

14420 Elsworth Street, Moreno Valley, CA 92553
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  • Multiple Policy Types

Business Description

Are you Covered Inc. dba R U C Insurance Agency provides general homeowners insurance services and sells policies that protect clients in the event that their properties or possessions are damaged or lost. It provides quotes based on each client's needs and assesses their properties to determine insurance costs. Are you Covered Inc. dba R U C Insurance Agency is also a point of contact when clients need to make claims. Auto insurance and health insurance products are available.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ayala's Quality Insurance Services, Inc. logo
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License Verified:

License: 0E16977

California Department of Insurance

Ayala's Quality Insurance Services, Inc.

1450 University Ave Suite C, Riverside, CA 92507
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Ayala's Quality Insurance Services, Inc., addresses the coverage needs of clients in Riverside and the surrounding areas. The company has been in the industry since 1999, providing a wide selection of products, including homeowners', renters', auto, and commercial insurance. Its agents design each coverage to protect the policyholder and their investments. They have access to various insurance carriers, allowing them to find the coverage that fits the client's needs. The company also offers income tax and notary services.

License Verified:

License: 0E16977

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beth Yancu - State Farm Insurance Agent logo
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Beth Yancu - State Farm Insurance Agent

2214 Vesper Circle, Corona, CA 92879
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  • Multiple Policy Types

Business Description

Beth Yancu, State Farm Insurance Agent, serves customers in the Riverside metro area, delivering comprehensive options for homeowners insurance via State Farm. This office assists clients as they look for insurance quotes and create customized policies that lower their personal liabilities. Policies are available to pay for home repairs or replace the cost of destroyed homes and other properties, and clients can also cover their personal items. Beth Yancu, State Farm Insurance Agent, insures businesses too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (182)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Canyon Crest Insurance Services, Inc. logo
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License Verified:

License: 0D51775

California Department of Insurance

Canyon Crest Insurance Services, Inc.

5051 Canyon Crest Drive, STE 104, Riverside, CA 92507
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  • Multiple Carriers

Business Description

Canyon Crest Insurance Services, Inc., has been serving clients in the Riverside metro and its surrounding communities since 1962. The independent agency provides individuals with homeowners insurance. It also offers personal plans such as automobile, motorcycle, watercraft, classic car, and pet insurance. Its team of agents handles commercial policies for cosmetic manufacturers and distributors, contractors, apartments, retail establishments, and outfitters. It has a separate division that works on writing coverage for the automotive industry. The agency is also licensed in Arizona and Nevada.

License Verified:

License: 0D51775

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone Commercial & Personal Insurance Services Inc. logo
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Cornerstone Commercial & Personal Insurance Services Inc.

9340 Baseline Rd Ste 103, Rancho Cucamonga, CA 91701
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Cornerstone Commercial & Personal Insurance Services Inc. is a locally owned and operated homeowners insurance agency based in Rancho Cucamonga and serving the Riverside, California, area since 2004. Its agents have 80 years of combined homeowners insurance experience working with national underwriters such as Travelers, Liberty Mutual, and Nationwide. Cornerstone offers condo insurance which can extend the coverage provided by a condominium community policy. Renters and mobile home insurance policies are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Faro Insurance & Income Tax logo
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Faro Insurance & Income Tax

3570 Arlington Ave Ste B, Riverside, CA 92506
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  • Multiple Policy Types

Business Description

Faro Insurance & Income Tax is an agency that has been serving Riverside and its surrounding communities since 2006. It offers homeowners' insurance policies that include coverage for the structure of the home, personal belongings, liability protection, and additional living expenses if the property is temporarily unavailable to live in due to covered circumstances. Its team of professionals can communicate with clients in English and Spanish. The agency also assists with income tax preparation for life changes like having children, change of employment, or opening a new business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (17)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gibson Hadley Insurance Agency Inc. logo
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Gibson Hadley Insurance Agency Inc.

19510 Van Buren Blvd., #F3-236, Riverside, CA 92508
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  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Business Description

Established in 1980, Gibson Hadley Insurance Agency Inc. is an independent insurance agency serving the Riverside, California, metro area. Gibson Hadleyoffers home insurance policies from a range of underwriters, with options including personal property protection, extended replacement cost, guest medical protection, and identity theft protection. Discounts are available for protective devices, newer homes, gated communities, and fire-resistant construction materials. The agency also provides auto, business, life and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (10)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Guidance Insurance Agency logo
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Guidance Insurance Agency

16746 Lakeshore Dr Ste A, Lake Elsinore, CA 92530
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  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 1999, Guidance Insurance Agency is a family-owned, independent insurance agency located in Lake Elsinore, California, and serves customers in the Riverside, California, metro area. The agency offers policies from over 25 carriers, and residential insurance offerings include homeowners, renters, and mobile home insurance policies. Other types of insurance Guidance Insurance Agency provides include auto, commercial, general liability, and boat insurance. The agency does business in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hawk’s Bay Insurance Agency logo
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Hawk’s Bay Insurance Agency

5800 Van Buren Boulevard # 108, Riverside, CA 92503
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  • Renter's Insurance

Business Description

Hawk’s Bay Insurance Agency is a service provider catering to the protection needs of the Riverside metro. It works with major insurance carriers to help homeowners insure different kinds of residential properties including mobile. homes, condominiums, and apartment complexes. Its insurance agents assist clients in choosing from a variety of additional options such as flood or fire coverage, policy bundles, and earthquake coverage. The company supports charities like The Salvation Army and St. Jude Children's Research Hospital.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (26)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU Insurance Services logo
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ISU Insurance Services

2469 Pomona Rd Ste 101, Corona, CA 92880
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  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

As an independent agency under ISU International, ISU Insurance Services is located in Corona, California. Serving the Riverside metro area and represented by The Willingham and Starkey Agency, it provides personal coverage and homeowners insurance. Clients can choose various options including homeowners liability, property, renters, and condo insurance. They may enlist the help of specialists to find a coverage that meets clients' specific needs. ISU Insurance Services also offers auto, life, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JMW Insurance Solutions logo
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JMW Insurance Solutions

10800 Hole Ave Ste 8, Riverside, CA 92505
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  • Renter's Insurance
  • Condos
  • Earthquake
  • Personal Property Insurance
  • Homeowners

Business Description

JMW Insurance Solutions in Riverside, California, is an independent insurance agency offering home insurance throughout the metro and surrounding areas since 2008. Most policies provide coverage for damage to a home's structure, contents, personal effects, and other structures on the property, such as fences and pools. Personal liability, loss of use, and catastrophic loss coverage are also typical. In addition to home insurance, JMW offers condominium, renters, flood, and earthquake insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loyalty Shield Insurance logo
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License Verified:

License: 0G69422

California Department of Insurance

Loyalty Shield Insurance

4193 Flat Rock Drive 200, Riverside, CA 92505
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  • Renter's Insurance

Business Description

Loyalty Shield Insurance serves individuals, families, and companies in Riverside. It offers a wide range of coverage plans for personal needs, including homeowners' insurance. Its homeowners' insurance policy covers both property damage and liability. The independent agency also provides insurance for cars, motorcycles, boats, trucks, and recreational vehicles. Its business protection plans include general liability, workers' compensation, builders' risk, and commercial auto insurance. Loyalty Shield Insurance has over three decades of experience in the industry.

License Verified:

License: 0G69422

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mey’s Insurance Services logo
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Mey’s Insurance Services

5586 Mission Blvd, Riverside, CA 92509
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  • Renter's Insurance

Business Description

Mey’s Insurance Services provides various property protection solutions to the Riverside metro and the surrounding communities. Its insurance professionals guide homeowners in choosing from different types of property insurance plans, such as basic coverage, broad damage protection, special form coverage, and comprehensive insurance. They also assist in purchasing separate policies or adding extra coverage options to provide security from flood, earthquake, and fire damage. The company has been in business for more than 25 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (55)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MTN Insurance Services logo
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MTN Insurance Services

23795 Lake Dr, Crestline, CA 92325
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  • Renter's Insurance
  • Earthquake
  • Homeowners

Business Description

Founded in 2013, MTN Insurance Services is an independent insurance brokerage located in the Riverside, California, metro area. Policy experts get quotes from several top carriers to get clients the right amount of coverage to protect the structure of their home, total replacement cost, a set limit of personal items, liability, and temporary living expenses. Supplemental policies are available for additional valuables, and flood and earthquake damages. The agency also covers farms, ranches, condos, mobile homes, and rental property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rauda Insurance Agency logo
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License Verified:

License: 0C23878

California Department of Insurance

Rauda Insurance Agency

11606 Belmonte Rd, Fontana, CA 92337
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  • Multiple Policy Types

Business Description

Rauda Insurance Agency is an independent firm providing personal and business insurance to Riverside clients. Its owner and principal agent, Ana Rauda, has been in the insurance industry for more than 20 years. She focuses on providing homeowners' insurance coverage to protect clients' properties and belongings in the event of an unexpected accident, such as theft, fire, flood, and storm damage. She also offers business and life insurance coverages tailored to her clients' budget and needs.

License Verified:

License: 0C23878

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Star Insurance Services logo
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Red Star Insurance Services

11711 Sterling Ave Unit A, Riverside, CA 92503
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  • Multiple Policy Types

Business Description

Red Star Insurance Services caters to clients throughout Riverside and the surrounding cities. It offers personal insurance products, such as homeowners' insurance plans. Its team provides various policy coverages, including property, personal belongings, liability, and medical and living expenses. It also offers coverage for jewelry and automobile and from earthquakes and floods. The independent insurance agency represents multiple carriers in the market to help clients compare policies and assist them in selecting the right level of coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sarath Hernandez logo
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License Verified:

License: 0H99949

California Department of Insurance

Sarath Hernandez

12625 Frederick Street Suite B3, Moreno Valley, CA 92553
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  • Multiple Policy Types

Business Description

Sarath Hernandez is an insurance specialist who has been working with State Farm since 2013. She caters to individuals, families, and businesses in the Riverside metro and the surrounding areas. She offers homeowners' insurance plans, which cover personal belongings such as appliances, collectibles, electronics, furniture, and jewelry. She also provides auto, health, life, liability umbrella, personal article, and workers' compensation insurance plans. Hernandez's office is staffed by insurance agents who can offer services in Spanish.

License Verified:

License: 0H99949

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Supreme Choice Insurance Solutions logo
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Supreme Choice Insurance Solutions

10700 Jersey Blvd Ste 310, Rancho Cucamonga, CA 91730
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  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 2012, Supreme Choice Insurance Solutions is an independent insurance agency located in Rancho Cucamonga, California, and serving customers in the Riverside metro area. The team at Supreme Choice has more than 40 years of combined experience in the insurance industry. Supreme Choice offers packaged and comprehensive homeowners insurance policies, covering both damage to property and liability for injuries caused on the property. The agency also provides auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Empire Company logo
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The Empire Company

10201 Trademark St Ste D, Rancho Cucamonga, CA 91730
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  • Homeowners

Business Description

Founded in 1911, The Empire Company is an independent insurance agency based in Rancho Cucamonga, California. The home insurance specialist has additional offices in San Bernardino, Bonsall, Santa Ana, and Fort Collins, Colorado. Its advisors scour the policies of the insurance companies it represents and discusses the pros and cons with the client, tailoring it until it satisfies the client's unique needs and budget. Basic protection normally includes the building structure and associated buildings, like a garage, and personal belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (22)
Facebook
4.3 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Gonzalez Agency logo
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The Gonzalez Agency

1200 Arizona St Ste A13, Redlands, CA 92374
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  • Multiple Policy Types
  • Homeowners

Business Description

The Gonzalez Agency is an independent insurance agency based in the Redlands but serves the entire Riverside, California, area. The agency assists clients in obtaining the quality homeowners insurance plan that may cover everything from rebuilding costs to living expenses to liability protection. Agents compare rates and plans from numerous national insurance providers, including The Hartford, Safeco Insurance, and Travelers to ensure clients obtain the plan that is best for them. The Gonzalez Agency offers services in both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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