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Best Health Insurance Agencies in Riverside

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DVBE Financial Services logo
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License Verified:

License: 0L45860

California Department of Insurance

DVBE Financial Services

4843 Arlington Avenue, Riverside, CA 92504
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  • Individual Plans
  • Group Plans

Business Description

DVBE Financial Services is a consulting firm and insurance brokerage that serves private and commercial clients in Riverside. The full-service firm offers risk management solutions, including individual health plans and employee benefit plans for small businesses. It also provides Medicare plans and commercial insurance policies, as well as accounting, consulting, and marketing services. Its owner and CEO, David Namazi, is a former US Army Infantryman. He holds 10 of the firm's licensing and designations.

License Verified:

License: 0L45860

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (9)
Yelp
3.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Epitome Insurance Solutions logo
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License Verified:

License: 0G44981

California Department of Insurance

Epitome Insurance Solutions

9590 Magnolia Avenue, Riverside, CA 92503
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  • Life Insurance

Business Description

Epitome Insurance Solutions is an independent agency that offers individual and group health plans in Riverside. Its team of agents handles a wide range of coverage possibilities, such as FFS, POS, PPO, HMO, and short term care. Epitome Insurance Solutions strives to deliver services with a personalized approach by providing information on various options that can accommodate every client's insurance preferences. Additionally, life, home, auto, workers' compensation, and personal and commercial umbrella packages are available.

License Verified:

License: 0G44981

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (51)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Faro Insurance & Income Tax logo
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License Verified:

License: 0D92524

California Department of Insurance

Faro Insurance & Income Tax

3570 Arlington Ave Ste B, Riverside, CA 92506
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  • Individual Plans
  • Group Plans

Business Description

Faro Insurance & Income Tax is an agency that has been serving Riverside and surrounding communities since 2006. It provides health insurance plans through Covered California, which helps individuals have a wide range of coverage options. The HMO and PPO policies cover medical expenses from existing medical conditions or if the client gets sick. Medicare insurance is also available for senior health plans with coverages for doctor visits, preventative care, and hearing services. The agency's team members communicate with clients in English and Spanish.

License Verified:

License: 0D92524

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ginger Roper Insurance Services logo
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License Verified:

License: 0G95848

California Department of Insurance

Ginger Roper Insurance Services

2655 Double Tree Drive, Riverside, CA 92506
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  • Life Insurance

Business Description

Ginger Roper Insurance Services offers health insurance policies for families and individuals in Riverside. The company provides access to small group health insurance, with options for group dental and disability coverage. It also educates its clients who are turning 65 years old about the Medicare program and helps them understand the Medicare Advantage and Supplement plans. Additionally, it crafts policies that include critical illnesses and accidents coverage. Ginger Roper is an insurance professional with over 10 years of experience serving the community.

License Verified:

License: 0G95848

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HRBC Insurance logo
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License Verified:

License: 0F27274

California Department of Insurance

HRBC Insurance

6809 Magnolia Avenue, Riverside, CA 92506
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  • Group Plans

Business Description

Since 2005, HRBC Insurance has been specializing in health insurance products. It provides services to clients in the Riverside area who need health and medical protection for themselves and their loved ones. These include Medicare Advantage plan that covers hospitalization, doctor visits, dental services, and prescription drugs. The company also helps small business owners purchase group health plans to assist with the medical needs of their employees. Additionally, HRBC Insurance supports the American Cancer Society, Music Changing Lives, and American Heart Association.

License Verified:

License: 0F27274

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Loomis Insurance Services logo
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License Verified:

License: 0586791

California Department of Insurance

Loomis Insurance Services

8175 Limonite Ave, Suite B, Riverside, CA 92509
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Loomis Insurance Services offers health benefits packages to its clients in Riverside. The business helps customers acquire proper healthcare plans to cover hospital bills when they get sick or injured. Its available health insurance programs include dental, disability, child health, individual, group, and family. The company also has specific plans designed for travelers and seniors. Its representatives have been crafting personal and commercial insurance policies since 1965. They also guide clients in improving and processing their plans until it aligns to their health needs.

License Verified:

License: 0586791

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lynne Dattilo logo
Visit WebsiteWebsite

License Verified:

License: 0B23356

California Department of Insurance

Lynne Dattilo

6560 Van Buren Boulevard, Riverside, CA 92503
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  • Individual Plans
  • Life Insurance

Business Description

Lynne Dattilo is a second-generation State Farm professional who provides health insurance packages in Riverside and the surrounding areas. Auto, motorcycle, life, condo, and homeowners' insurance products are also available. She aims to deliver personalized and stress-free solutions by guiding her clients through challenging times and helps them prepare for the future. Lynne has insured over 1,500 families in the community. Together with her team, they have more than 70 years of combined experience in the industry.

License Verified:

License: 0B23356

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (10)
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MedOptions logo
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License Verified:

License: 0M01463

California Department of Insurance

MedOptions

6370 Van Buren Boulevard, Riverside, CA 92503
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  • Individual Plans

Business Description

MedOptions is a health insurance company that serves clients in the Riverside area. It helps customers understand the benefits of Medicare and assists them in selecting plans that fit their needs. Its range of health policies includes Medicare Supplement plans, dental coverage, prescription drugs, and Medicare Parts A and B. Additionally, its other risk protection packages cover vision and transportation plans. MedOptions represents different insurance carriers. It has been in operation for over 12 years and has served at least 13,000 clients.

License Verified:

License: 0M01463

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patriot Insurance Services logo
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License Verified:

License: 0L91380

California Department of Insurance

Patriot Insurance Services

3847 Pierce Street, Riverside, CA 92503
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  • Individual Plans
  • Life Insurance

Business Description

Established in 1992, Patriot Insurance Services offers a variety of insurance products for clients in the Riverside area. Its insurance products include health, life, and auto insurance. Its health insurance products include a managed care plan that provides comprehensive health services to its clients. The agency also offers short-term disability and long-term disability policies. The insurance agents of Patriot Insurance Services have more than three decades of knowledge in the industry. Additionally, the agency works with Spanish- and Arabic-speaking clients.

License Verified:

License: 0L91380

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Star Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0G81259

California Department of Insurance

Red Star Insurance Services

11711 Sterling Avenue, Riverside, CA 92503
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  • Individual Plans

Business Description

Red Star Insurance Services is an independent insurance agency that serves clients in Riverside and surrounding areas. Partnering with multiple carriers, its team of agents helps individuals and families find appropriate policies for their health insurance needs. Its health insurance options include managed care and fee-for-service plans. The company also offers health insurance options that include vision coverage, dental, and health savings accounts for businesses. Red Star Insurance Services provides other insurance policies, including life and homeowners' insurance.

License Verified:

License: 0G81259

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Riverside Insurance Agency, Inc. logo
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License Verified:

License: 0682130

California Department of Insurance

Riverside Insurance Agency, Inc.

4166 Almond Street, Riverside, CA 92501
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  • Individual Plans
  • Life Insurance

Business Description

Riverside Insurance Agency, Inc., is an independent firm in Riverside. It offers products like health insurance, life insurance, homeowners insurance, and renters' insurance. The company also provides coverages for automobiles, watercraft and boats, motorcycles, trucks, and recreational vehicles. The agents from this firm also carry other policy options like business and commercial, flood, and earthquake. Riverside Insurance Agency searches the market for providers delivering plans that suit clients' needs. Some of its carriers are First American, The Hartford, Liberty Mutual, Stillwater, and Safeco.

License Verified:

License: 0682130

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SBHIS Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0F74466

California Department of Insurance

SBHIS Insurance Services

5509 Van Buren Boulevard, Riverside, CA 92503
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  • Life Insurance

Business Description

Serving clients in Riverside, SBHIS Insurance Services is an agency that specializes in Medicare. It offers a range of policies, such as Medicare Part D or prescription drug plans, Medicare Advantage plans (HMO and PPO), and Medicare Supplement plans (Medigap). The company also has a strong focus on helping people make informed decisions regarding Medicare and Medi-Cal by educating them on their coverage options. SBHIS Insurance Services has been delivering health insurance for more than 11 years.

License Verified:

License: 0F74466

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs