Best Bankruptcy Attorneys in Riverside

Frequently Asked Questions

• Where do I file for bankruptcy in Riverside, California?

  You may file for bankruptcy in the United States Bankruptcy Court of the Central District of California, located at 3420 Twelfth Street, Riverside, CA 92501.

• Where can I get bankruptcy forms in Riverside, California?

  You may get your bankruptcy forms at the website of the United States Bankruptcy Court of the Central District of California, which can be accessed below: https://www.cacb.uscourts.gov/forms/

• What are the bankruptcy exemptions in Riverside?

  Individuals who have lived in Riverside for at least two years before filing for bankruptcy qualify for California’s bankruptcy exemptions, which include up to $600,000 in equity in a home, up to $3325 in value of any number of vehicles, up to $8725 in jewelry, heirlooms, and works of art, and any reasonably necessary household furnishings, clothes, and appliances as per Section 704.

• What are dischargeable taxes in a Riverside bankruptcy?

  While sales taxes are not typically considered dischargeable, California allows it to be discharged in Chapter 7 or Chapter 13 bankruptcy. In Riverside, dischargeable taxes must have been due three years, filed at least two years, and assessed more than 240 days from the filing of bankruptcy. In addition, there must be no fraud or willful intent to evade taxes.

• Can creditors levy bank accounts in Riverside?

  As per the California Code of Civil Procedure § 700.140, indebted individuals in Riverside may have their bank accounts levied if their creditor can obtain a court judgment after retrieving their account information. Fortunately, the California Code of Civil Procedure § 704.220, which went into effect in September 2020, automatically protects a certain amount in one’s accounts from being levied.

• Can Riverside employers refuse to garnish wages?

  If an employer in Riverside refuses to garnish wages despite an earnings withholding order, they may face court action from the creditor and be subject to fines or jail time. Additionally, if the court finds the employer in contempt, the creditor may seek attorneys' fees from the corporation.

• How long does the Riverside foreclosure process last?

  While the foreclosure process in California often takes at least four months, it can also drag on to a year or more. For this reason, Riverside residents amid foreclosure are advised not to move out during the process, as they still retain ownership of their property until the lender has acquired the title.