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Best Credit Repair Companies in Richmond

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​2001 Addison Street, Berkeley, CA 94704
Berkeley, CA 94704
  • Credit Monitoring
  • Credit Audit

His Majesty Credit Solutions assists Richmond clients in improving their credit scores. Its staff members file disputes with creditors and credit bureaus in order to correct, validate, or update questionable entries on their clients' credit reports. They work on accounts such as old addresses, student loans, late payments, and inquiries that reduce a client's creditworthiness. They prepare documents and submit them to the appropriate agencies. The team also offers credit education to teach customers how to develop good habits for maintaining good financial standing.

​2001 Addison Street, Berkeley, CA 94704
Berkeley, CA 94704

Website(866) 544-0706

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388 Market Street, Suite 1300, San Francisco, CA 94111
San Francisco, CA 94111
  • Debt Consolidation
  • Credit Monitoring

The 850 League is a credit repair company that helps Richmond residents in improving their financial situation. It provides financial rebuilding solutions such as debt and credit counseling, debt consolidation, bankruptcy assistance, and credit building for those with no bad history. Its financial consultants assist clients with every step of the process, from consultation and credit report analysis to management plan creation and credit education. The 850 League also offers guidance to small businesses regarding government loan programs.

388 Market Street, Suite 1300, San Francisco, CA 94111
San Francisco, CA 94111

Website(800) 988-1871

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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