Best Local Car Insurance Agencies in Richmond

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• What kinds of car insurance claims are common following a storm in Richmond?

  Following a storm, it is common for insurers to file damage claims after a tree fell on their vehicle. Some claims also require the repair of cracked headlights and the removal of debris from vehicle hoods. Customers in Richmond can take their vehicles to the shop for preventive maintenance after a storm. Checking for water damage and cleaning up tracks are two of these measures.

• How can you get in touch with the Richmond Police Traffic Unit?

  For non-urgent traffic complaints, call the Richmond Police Traffic Unit at (510) 620-6693. If you have any issues with abandoned vehicles or parking, please call (510) 620-6644. Monday through Thursday, 6:00 a.m. to 4:00 p.m., call the unit's captain at 510-965-4917. The police station is located at 1701 Regatta Blvd, Richmond, CA 94804.

• Is it possible to insure a salvaged car in Richmond?

  It is possible, but it will require some effort, time, and money. First, a state-authorized mechanic in Richmond must inspect and repair the vehicle. The vehicle must then be registered by submitting an application for a restored or rebuilt title to the CA DMV. Before this can be done, the owner must insure the vehicle. In most cases, these vehicles can only be insured with basic liability insurance that meets state requirements.

• What violations under the Vehicle Registration Financial Responsibility Program can lead to registration suspension in Richmond?

  If the owner provides false proof of insurance, it is considered a violation of the Vehicle Registration Financial Responsibility Program, which is punishable by suspension of the registration. Similar registration issues can arise if the DMV is notified of policy cancellation but no replacement policy is submitted within 45 days. A Richmond vehicle's registration can also be suspended if the owner fails to submit proof of insurance to the DMV within 30 days of receiving the registration card.

• Can you still get insurance in Richmond if you have a high-risk driving record?

  Yes, drivers in Richmond with a high-risk driving record can obtain liability coverage through the California Automobile Assigned Risk Plan. You may be considered high risk if you have been involved in several accidents or have several speeding tickets on your record. For more information on the plan, contact the CAARP at 1-800-622-0954.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.