Best Mortgage Refinance Companies in Redwood City

Allwin Capital handles simple or complex refinancing situations in the Redwood City metro. The company helps mortgage borrowers in switching to a different loan to save money or use the equity. Its consultants structure loans to best fit each client's financial goals. Additionally, Allwin Capital delivers disaster relief programs for affected renters and homeowners. It is an independently owned and operated business that has been serving the community since 2010. Its staff can assist in Mandarin, Cantonese, and Filipino.

Ascend Mortgage was established in 2005 to help residents of California, including those in Redwood City, with home ownership and purchase financing. It also assists clients who need refinancing to consolidate mortgages, pay off debts, or lower their interest rates or payments. Its popular programs are VA, FHA, fixed-rate, and jumbo loans. In addition, it offers loans for those looking to buy commercial properties, such as spaces for offices, shops, and restaurants. Ascend Mortgage has a partnership with Arise Realty.

Bay Financial Company helps clients in Redwood City find the right loan that suits their needs. Its loan consultants specialize in residential mortgages. They offer loan products from various providers, giving borrowers different options. It helps homeowners with existing mortgages refinance their loans, assisting them to find another loan with a better term and lower rate. The agency offers fixed-rate, adjustable-rate, FHA, and VA loans. It is NMLS-certified and has been serving clients for over two decades.

California Mortgage Company, Inc., serves clients in Redwood City. It helps homeowners lower their monthly payments and interest rates through mortgage refinancing. In addition, it provides borrowers with various mortgage rate options, such as adjustable and fixed-rate, graduated payment, and interest-only. Loan programs like CalHFA, USDA, jumbo, VA, and FHA are also available. A client commended the staff for being knowledgeable about the refinancing process and providing convenience when notarized loan documents were sent to their house.

Herzer Financial Services, Inc., provides refinancing solutions to individual and commercial clients in Redwood City. As a direct lender, it provides refinancing loans for homeowners who need a large cash-out to consolidate debts or to fund a major renovation. It has solutions for individuals who may get turned down by banks, like borrowers with previous bankruptcies, those with a recent sale or foreclosure, and those who are self-employed. Herzer Financial started operating in 1950, while company president David Herzer has been in the industry since 1985.

Jeff Ling is a loan officer and Realtor serving Redwood City residents. He helps homeowners refinance their outstanding mortgages to secure reduced rates or pay off their balance within a shorter period. He also offers conforming loans, including ARMs, five-year to 30-year fixed-rate programs, and jumbo mortgages. Ling operates under MaxReal. One customer commended how he found information from previous forms to fill out paperwork on their behalf and eliminated second income documents to streamline the refinance process.

Sean Kameli caters to homeowners and first-time homebuyers in Redwood City and the surrounding areas to help them purchase houses or refinance mortgages. He assists clients in the mortgage process and aims to find the perfect loan for their unique situation by drawing from a wide range of conventional and government lending programs, including FHA, VA, adjustable rate, fixed rate, conventional, and jumbo. Sean Kameli is a loan officer for the service-oriented mortgage company, Supreme Lending.

Serenity Home Loans is a mortgage firm that serves borrowers in the greater Redwood City area. It was established with the primary purpose of assisting buyers of manufactured homes in locating the best financing options. The company offers mortgage refinancing solutions for people looking to tap into their home equity, lower their monthly payments, pay off high-interest debts, or purchase a new property. The firm also provides fixed-rate mortgage programs with 15-year and 30-year maturities. Serenity Home Loans is certified by the NMLS.

Simons & Company is a mortgage brokerage company that serves homeowners and home buyers in Redwood City. It offers mortgage refinancing services for existing properties. Its team also provides different loan products to meet the needs and current financial picture of each borrower, including conforming, conforming jumbo, and jumbo with 15-year and 30-year fixed rates. Simons & Company is owned and operated by John B. Simons, who has over 35 years of experience as a mortgage broker.