Best Mortgage Brokers in Redwood City

California Real Estate Services caters to clients throughout Redwood City and its surrounding areas. It offers a variety of mortgage options for first-time homebuyers and existing homeowners. These loan products include FHA, VA, jumbo, USDA, HARP, and reverse mortgage loans. It also provides a variety of loan term options, including adjustable-rate and 15-year and 30-year fixed mortgages. Clients can use the company's website to determine which loan programs they are eligible for and to compare rates for home purchases and refinances.

Emerson Financial is a San Mateo-based company that serves clients across Redwood City. It helps aspiring homeowners or second-time homebuyers through the process of applying for mortgage programs. The company checks each applicant's credit history and verifies their income and assets as part of its work process. It also caters to property owners seeking to refinance their loans. The company is experienced in working with the owners of vacation homes. It has been operating in the lending industry for more than 30 years.

Mortgage Services is a brokerage and lending firm that provides residential loan products to people in Redwood City. It offers different types of programs, including conventional, jumbo, challenged credit, high debt ratio, construction, and investor loans. Mortgage Services was founded in 1985. One of its experts, Joe Lanam, has been in the industry for over 20 years and is the founding president of the San Francisco Peninsula Chapter of the California Association of Mortgage Brokers.

Providential Mortgage has been serving Redwood City residents for over two decades. The company helps homebuyers acquire lending options for various kinds of residential and investment properties, such as single-family houses and condos. These lending options range from FHA or VA loans to mortgages with fixed, adjustable, and hybrid interest rates. Its mortgage professionals also assist mortgagors in refinancing their lending programs for debt consolidation or lowered terms. Managing senior broker Tuan Vo previously worked as the vice president of the mortgage lending department at the Bank of America.

Rainbow Funding is a non-affiliated, family-operated mortgage brokerage that helps Redwood City residents get the right loan for their needs. It assists borrowers, whether they need a loan for a home purchase or to refinance their homes. Although established five decades ago, the agency takes a modern and personalized approach. It provides in-person and remote options, such as phone and video consultations. Loan progress can be tracked via its secure online portal and most documents can be signed digitally.

Since 2015, Real Estate Exchange has been taking care of clients looking to buy or sell a home in Redwood City and the surrounding areas. Its team of mortgage brokers offers a wide variety of loan options, including conventional, jumbo, FHA, and VA loans, for first-time homebuyers. They also provide refinancing loan programs for borrowers with existing mortgages who want to get better rates. Real Estate Exchange has been featured on Bloomberg, The New York Times, The Wall Street Journal, and Forbes.

Realtor Elena caters to clients in Redwood City and the surrounding areas who seek mortgage solutions. Owner and broker Elena Wyman offers various mortgage products and maintains an online catalog of property assets for sale on the open market. She negotiates purchase transactions and checks the circumstances of each buyer to determine the programs they qualify for. The office also works with sellers who wish to cash out on their investments. Elena Wyman is bilingual and can also cater to speakers of Russian.

Reverse Mortgages Only caters to homeowners and seniors throughout Redwood City and the surrounding areas. The company provides customers with reverse mortgage loan programs, which include those regulated by the U.S. Department of Housing and Urban Development and the Federal Housing Administration. Reverse Mortgages Only has been helping clients with their mortgage needs since 2004. Its principal, Judy Schwartz, used to work as a regular contributor to the San Francisco Examiner’s Senior Spotlight section.

For over 20 years, Serenity Home Loans has been guiding Redwood City residents throughout the financing process. It assists clients in obtaining fixed-rate mortgage loans to purchase high-end manufactured homes in California parks. Its loan officer, Bob Arabian, also offers refinancing options for borrowers seeking to lower their monthly payments or cash out to pay off high-interest debts. He helps clients determine the option that fits their finances, history, and needs. Arabian is also affiliated with the Craigville Mortgage Group.

University Investments is a real estate financing company that serves clients in Redwood City and nearby areas. It offers purchase, refinance, and equity loans, working with clients from pre-qualification and loan selection to approval and closing. It provides fixed and adjustable mortgage rates. Its team conducts consultations and assesses clients' long-term goals and current financial situations and educates them on the loan process. University Investments has closed over $7 billion worth of mortgage loans since it was established in 1993.