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2024

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Best Life Insurance Companies in Redwood City, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Redwood City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3785Reviewed

2274Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

855 Jefferson Avenue, Redwood City, CA 94063
WebsiteLicense: 0G17832

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Red Cedar Insurance Agency has been providing insurance services and risk management consulting to the residents of Redwood City for more than 25 years. It offers employee benefit plans, which cover life insurance, medical insurance, dental insurance, and vision insurance. The company works with over 150 insurance carriers. President Chris Larmore has been working in the insurance industry for more than a decade. In 2011, he was voted a top specialty insurance agent by US Specialty Brokers Magazine. He is a Certified Insurance Counselor.

  • Life Insurance
  • Health Insurance

1100 Industrial Road, San Carlos, CA 94070
WebsiteLicense: 0467457

Expertise.com Rating

Review Sources

Google
3.0 (14)
Yelp
3.0 (8)

Why choose this provider?

Professional Insurance Associates serves residents and businesses in the Redwood City area that seek to evaluate options for their insurance coverage. Founded in 1960, the family-run agency helps clients analyze life insurance policies from over 140 carriers to ensure sufficient preparation for unforeseen events. The firm's agents also work to ensure that families are financially protected against financial strains such as disability and extended care expenses. In addition to securing coverage, the agency also assists in requesting loans on life insurance policies.

  • Life Insurance
  • Health Insurance

3125 Middlefield Road, Redwood City, CA 94063
WebsiteLicense: 0D70252

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (5)

Why choose this provider?

Bay Tech Insurance Services is an independent agency servicing Redwood City. It offers term and whole life insurance policies that can be utilized for different purposes such as a source of savings, income for beneficiaries, inheritance, or making a charitable contribution. Burial and final expenses insurance plans are also available. The agency specializes in a wide range of personal and business lines of insurance. One of its brokers, Diana Monica Rios, has more than 10 years of industry experience.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1121 Laurel Street, San Carlos, CA 94070
WebsiteLicense: 0429797

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Established in 1935, ISU Lovering Insurance Services is an independent agency that covers clients in Redwood City. It offers to shop and compare the rates of life insurance policies from over 300 insurance carriers such as Foremost, MetLife, and Nationwide. The agency provides term-life and whole-life plans for individual clients, families, and commercial groups. It can also recommend specialized coverages for disability protection and living benefits. ISU is licensed in all 50 states and has provided over $3.8 million in premiums.

  • Life Insurance
  • Health Insurance

1622 Hudson Street, Redwood City, CA 94061
WebsiteLicense: 0620774

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Redwood City Insurance Center is an insurance agency that offers various coverage types for individuals, such as life, health, automobile, and umbrella insurance. Some of the life insurance carriers it represents are The Hartford, Blue Cross Blue Shield, and Chubb. With a focus on small businesses and public transportation, it also offers commercial packages, including health insurance, workers’ compensation, and disability insurance. Redwood City Insurance Center has been serving California residents since 1928.

  • Life Insurance
  • Health Insurance

Attorney Information

Attorney NameBar StatusExperience
Kent Johnson - OwnerActive42 yrs

3 Plaza View Lane, Foster City, CA 94404
WebsiteLicense: 0C89496

Expertise.com Rating

Review Sources

Google
4.0 (69)
Facebook
5.0 (23)

Why choose this provider?

Jennifer Selvitella is a State Farm insurance agent who has been providing services in Redwood City and its surrounding areas for more than 25 years. She provides a variety of life insurance policies including whole, term, and universal life insurance. She also offers different policies for individuals like home, renters', condominium, and supplemental health insurance. In addition, Jennifer offers services for businesses such as business owners', workers' compensation, liability umbrella, and commercial auto policy.

  • Life Insurance

501 Seaport Court, Redwood City, CA 94063
WebsiteLicense: 0696152

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

CB Acker Associates is an independent insurance agency that serves clients in Redwood City and the surrounding areas. It offers term life and permanent life insurance policies that provide financial security to beneficiaries in the event of an untimely death. The agency covers insurance coverage for individuals with breast cancer, sleep apnea, tobacco habit, and diabetes. ​Agency owner Chris Acker started his insurance career as a brokerage representative with The Manufacturers Life Insurance Company in 1985. He holds CLU and ChFC designations.

  • Health Insurance

4204 Olympic Avenue, San Mateo, CA 94403
WebsiteLicense: 0H62934

Expertise.com Rating

Review Sources

Yelp
5.0 (27)
Google
5.0 (25)
Facebook
5.0 (13)

Why choose this provider?

Wilson Ku is a State Farm insurance agent who serves clients in Redwood City. He offers term and whole life insurance policies to individuals who have dependents that need financial assistance and security in the event of an unexpected death. Wilson also offers a variety of insurance products that include auto, renters', small business, and commercial insurance plans. State Farm Life Insurance issues the life insurance and annuities offered by his insurance agency.

  • Life Insurance
  • Health Insurance

20 El Camino Real, Redwood City, CA 94062
WebsiteLicense: 0C41304

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Gordon Insurance helps the residents of Redwood City explore their life insurance choices. The agency carries individual life insurance plans and provides coverage for a specified term or for lifelong protection, which includes cash value build-ups as a benefit. Its term life insurance policies are available in level or annual renewable options. Established in 1997, Gordon Insurance also offers auto, home, and recreational vehicle insurance. Founder David B. Gordon worked with State Farm for 17 years before starting the brokerage agency.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Red Cedar Insurance Agency
855 Jefferson Avenue, Redwood City, CA 94063
Professional Insurance Associates
1100 Industrial Road, San Carlos, CA 94070
Bay Tech Insurance Services
3125 Middlefield Road, Redwood City, CA 94063
ISU Lovering Insurance Services
1121 Laurel Street, San Carlos, CA 94070
Redwood City Insurance Center
1622 Hudson Street, Redwood City, CA 94061
Jennifer Selvitella
3 Plaza View Lane, Foster City, CA 94404
CB Acker Associates
501 Seaport Court, Redwood City, CA 94063
Wilson Ku
4204 Olympic Avenue, San Mateo, CA 94403
Gordon Insurance
20 El Camino Real, Redwood City, CA 94062

FAQs

  • How can residents of Redwood City determine the amount of life insurance they require?

    Adding up income, benefits like medical insurance, retirement savings, and personal contributions like child care or home maintenance can help Redwood City residents determine how much life insurance they should have. They must then deduct their yearly personal outlays, such as food and leisure. This approach ensures that surviving family members maintain their quality of living after the insured's passing.

  • How can residents of Redwood City benefit from a second-to-die insurance policy?

    Residents of Redwood City can utilize a second-to-die insurance policy to secure funds for their beneficiaries, ensuring they can cover estate taxes without selling valuable assets. This joint policy, mainly for couples, pays out after the second partner passes. It offers a more affordable premium and can be more cost-effective than the impending estate tax bill.

  • Why is choosing a reputable life insurance agency crucial for residents of Redwood City?

    Selecting a trustworthy life insurance firm guarantees Redwood City residents proficient management of policies and effortless handling of claims. Premier agencies present diverse insurance options, facilitating policy adjustments aligned with personal financial goals and evolving life scenarios. Their robust financial foundation, outstanding track record, and dedication to client satisfaction are essential for safeguarding one's future.

  • How can residents of Redwood City ensure their life insurance policies remain updated and effective over time?

    Residents of Redwood City should opt for insurance firms that offer regular policy assessments. Doing so ensures that their insurance adapts to life's ever-changing circumstances. Such reviews minimize coverage gaps and align the policy with the individual's current situation, making it vital for residents to choose the right firm.

  • How can businesses in Redwood City prepare for the unexpected loss of an owner or essential employee?

    Redwood City businesses can establish a buy-sell agreement to facilitate seamless ownership transitions after an owner's death. Similarly, a stock-redemption agreement is beneficial for corporations. To financially support these agreements, life insurance is recommended. Additionally, businesses can purchase life insurance for key employees to offset costs related to finding and training replacements and fulfilling financial commitments to the departed employee's family.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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