Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Redwood City

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Redwood City Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53

Reviewed

33

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
303 Twin Dolphin Drive, Redwood City, CA 94065
  • Multiple Policy Types

Why choose this provider?

Tyce Fields is a Farmers Insurance agent who provides homeowners' coverage to clients in Redwood City. Beyond securing repairs costs for a dwelling, his offered policies cover select personal belongings and living expenses in events of complete property loss. They cover common hazards such as fires, tornadoes, and theft, as well as liability protection and medical expenses for injured parties. With more than 14 years of experience in the industry, Tyce also services communities in Belmont, San Mateo, Burlingame, and Foster City.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (8)
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20 El Camino Real, Redwood City, CA 94062
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Gordon Associates Insurance Services, Inc. has been serving Redwood City and nearby areas for more than 30 years. The company works with individuals and families in creating a customized homeowners insurance policy that best serves their situation. Its licensed and independent specialists use a 22-point checklist in evaluating the coverage options of several insurance carriers. These include property coverage, homeowners liability, scheduled property, and in-home business. They also assist renters, mobile home and condominium owners, as well as landlords. Other offerings include auto, life, recreational, business, and commercial insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3125 Middlefield Road, Redwood City, CA 94063
  • Earthquake
  • Flood

Why choose this provider?

Bay Tech Insurance Services is an independent insurance agency that provides insurance solutions in Redwood City. It comprises home insurance specialists who offer tailored policies that match the financial needs of individuals and families. Its home insurance plan pays for the repairs of damaged homes, replaces the loss of belongings, protects from lawsuits against accidental injuries, and additional living expenses. Bay Tech Insurance Services also has other types of personal insurance products for auto, individual life, and motorcycle.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1560 Laurel Street, San Carlos, CA 94070
  • Renter's Insurance
  • Flood
  • Earthquake
  • Rental Properties

Why choose this provider?

Paul R. Nadler Insurance Services is a family-owned and operated agency near Redwood City that's been serving individuals, families, and businesses in the San Francisco Bay Area for more than 90 years. Its agents routinely find affordable home insurance policies for clients who want coverage for repairs to structural damage, protection from liability claims, replacement of destroyed personal items, and their living expenses covered if they have to temporarily vacate their homes. Chris, There are a lot more lines of business that we offer aside from EQ and Flood… Home, Auto, Renters, Condo, Toys, Personal Umbrella, Rental Properties

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (32)
Yelp
4.5 / 5 (16)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 Lagoon Drive, Redwood City, CA 94065
  • Earthquake
  • Multiple Policy Types
  • Flood

Why choose this provider?

Bay Area Insurance provides assistance from its Redwood City location. The agency helps clients acquire various insurance policies, including homeowners' insurance. Its team offers different insurance plans for homeowners, including the single-family dwelling policy and the high-value homes policy. Furthermore, the insurance professionals create policies for condominium owners, renters, and landlords. They also offer coverage for flood damage, earthquake damage, and valuable possessions such as jewelry and antiques. Bay Area Insurance has been providing insurance solutions for over six decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is coverage for fire damage included in standard home insurance in Redwood City?

    The majority of typical homeowners' insurance policies in Redwood City include coverage for fire damage, including incidents involving wildfires. Various coverage options exist to assist policyholders in managing the expenses related to restoring or replacing their homes, as well as replacing personal belongings. Additionally, if a person resides in a high-risk location in California, the insurance provider may be compelled to have fire coverage.

  • What option is available to individuals who are unable to obtain home coverage from insurance companies in Redwood City?

    People can choose to apply for the FAIR Plan in Redwood City, a scheme that offers essential home coverage through its basic policy. It operates as a last resort for people unable to find insurance elsewhere and as a temporary safety net. Californians and businesses in urban and rural areas are eligible for this insurance opportunity. Individuals may begin the application process for the FAIR Plan either through a licensed property insurance agent or broker or by calling the FAIR Plan directly at 800-339-4099.

  • Does the homeowners' policy in Redwood City cover laundry expenses when the insured house becomes uninhabitable?

    Homeowners' policies in Redwood City may cover laundry expenses if the insured individuals need to send their laundry out due to a lack of access to laundry facilities in their temporary living situation. This type of coverage falls under Additional Living Expense, which also includes payments like hotel accommodations and dining costs until policyholders can return to their dwelling.

  • Does home insurance in Redwood City provide coverage for damage caused by the policyholder's child to another house?

    Yes, homeowners insurance in Redwood City includes liability coverage, which provides protection in situations where a policyholder or their child accidentally causes damage to another person's property. Additionally, homeowners' insurance provides no-fault medical coverage to friends, guests, or neighbors injured inside the insured house. Intentional injuries are generally not covered.

  • Does homeowners' insurance policy in Redwood City cover a friend who has just moved into the insured house?

    Homeowners' insurance in Redwood City usually applies only to people living in the household and might not cover someone unrelated. However, if the policyholder's friends have a stake in the home, like financial interest, they could potentially be added to the policy as a co-policyholder or additional insured. For non-relatives, renters' insurance could be a good choice to protect their belongings.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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