Expertise.com

Best Homeowners Insurance Agencies in Redondo Beach

2024

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Providers

Last updated:

Website
25550 Hawthorne Boulevard, Torrance, CA 90505
  • Multiple Policy Types
  • Flood
  • Earthquake

Why choose this provider?

ISU-The Olson Duncan Agency is a large insurance company that serves a wide range of personal and commercial clients in multiple locations and industries. Since the agency started in 1945, it's been helping homeowners get the coverage they need for their properties. These typically include structural repairs after a fire or storm, liability from injured third-parties, and the replacement of personal items. Additionally, the agency can offer more coverage for liability and valuable items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (94)
Facebook
4.6 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1444 Aviation Boulevard, Redondo Beach, CA 90278
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Bookhammer Ins. provides a line of insurance products for Redondo Beach residents, including homeowners' insurance. The company assists clients in obtaining protection for their homes and personal property. Its team also offers insurance policies that cover rental property. Its agents review home insurance plans from multiple carriers, including Safeco, Mercury General Corporation, Travelers, and Foremost Insurance Group. Bookhammer is a family-owned business that was founded in 1945. Barbara Bookhammer, the company's president, has over 35 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 South Pacific Coast Highway, Redondo Beach, CA 90277
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Michael Eastman Insurance Agency is a team of independent agents providing insurance services and products throughout Redondo Beach and nearby areas. The business provides homeowners' insurance solutions to financially protect the client's apartment or home from damages caused by disasters. The company's home insurance policy can be written on an all-risk basis or named perils. Its group of professionals also offers mortgage protection, individual disability, commercial property, and final expense insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
730 South Pacific Coast Highway, Redondo Beach, CA 90277
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Located in Redondo Beach, Bichlmeier Insurance Services is a family-owned and operated agency that's been serving personal and business clients in the surrounding communities since 1961. As it's an independent agency, it can locate a choice of home insurance products for its clients that offer various levels of coverage and have different premiums. Its agents can discuss the benefits of each policy and explain them in detail so their clients know what they're paying for.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (29)
Google
3.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22330 Hawthorne Boulevard, Torrance, CA 90505
  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake

Why choose this provider?

The Peninsula General Insurance Agency has been serving personal and commercial clients in the Redondo Beach area and across California for more than 32 years. It's an independent agency with access to multiple home insurance products, allowing its agents to offer a choice to clients looking for coverage in case of a disaster, such as an earthquake or fire. The agents can talk clients through the coverage limitations of each policy and discuss optional additions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (37)
Google
4.8 / 5 (5)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2325 Palos Verdes Drive West, Palos Verdes Estates, CA 90274
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Elena Arellano-Meroth is a licensed State Farm insurance agent near Redondo Beach who routinely assists homeowners looking for suitable coverage for their main, second, and investment properties. The agent can tailor State Farm products to ensure each client gets the coverage levels they want for their homes. Additionally, she can discuss added coverage for expensive personal items, such as art and jewelry. Ms. Arellano-Meroth speaks English, Spanish, and Japanese fluently.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (8)
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What situations are not covered by Redondo Beach homeowners' insurance?

    The following situations do not usually qualify for homeowners' insurance coverage in Redondo Beach:

    • Flood
    • Earthquakes or shifts in the earth's surface
    • Invasive pests such as termites, insects, rats, or mice
    • Deterioration caused by leaking or seeping water
    • Losses to a house that has been unoccupied for 60 days or longer
    • War and/or insurrection
    • Tidal wave
    • Mold or mildew
    • Normal wear and tear or maintenance
    • Negligence
    • Nuclear threats
  • Are wildfires covered by homeowners' insurance in Redondo Beach?

    Yes. The majority of typical homeowner insurance packages include coverage for fire damage, even those caused by the regrettably frequent wildfires in California. Also, check your policy to see if it covers loss-of-use. If your home in Redondo Beach is destroyed by a wildfire, you will need to find temporary housing while your house is being rebuilt. This kind of insurance pays for meals, lodging, and other costs incurred when a wildfire prevents you from living in your home.

  • What can a Redondo Beach resident do when having trouble finding homeowners' insurance due to the escalating threat of wildfires in California?

    The California Fair Access to Insurance Requirements Plan, which offers basic fire insurance coverage for properties in high-risk regions when conventional insurance companies won't, is an option provided to Redondo Beach homeowners. California has over 1.2 million homes at risk for severe wildfires, which is the highest number compared to any other state, according to data from the Insurance Information Institute. This might explain why an increasing number of insurance companies have temporarily ceased selling homeowners' insurance coverage.

  • Does Redondo Beach homeowners' insurance coverage include dog bites?

    In Redondo Beach and the rest of California, homeowners' insurance may cover dog bites, but it is not always guaranteed. Certain plans offer optional dog bite coverage, so verifying your policy is crucial. Additionally, some insurance providers may exclude coverage for specific breeds of dogs. These include pit bulls, rottweilers, German shepherds, great danes, mastiffs, and Siberian huskies.

  • Are swimming pools covered by homeowners' insurance in Redondo Beach?

    Generally speaking, yes. You can find the coverage information in the "other structures" section of your homeowners' insurance policy. This portion also includes information about detached structures, such as driveways, fences, and detached garages. However, if the damage is caused by factors other than a covered peril, such as storms or fires, your policy will not provide coverage for the damage. Home insurance typically does not include damages resulting from wear and tear or lack of proper maintenance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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