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Best Life Insurance Companies in Redding

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2023
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Affiliated Benefit Services logo

License Verified:

License: 0556632

California Department of Insurance

Affiliated Benefit Services

1910 Market Street, Redding, CA 96001
  • Life Insurance
  • Health Insurance

Business Description

Affiliated Benefit Services is a Redding-based life insurance firm that has been serving the metro since 1978. The firm is led by Margaret Beck who represents insurance companies such as Assurant Health and Blue Shield of California. The firm focuses on individual benefits including fixed life insurance, health savings accounts, medicare supplements, long-term care, and fixed annuities. Affiliated Benefit Services also offers employee choice, disability insurance, retirement plans, and dental or vision coverage for clients.

License Verified:

License: 0556632

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bryan McGruder logo
Visit WebsiteWebsite

License Verified:

License: 0J17108

California Department of Insurance

Bryan McGruder

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58 Lake Boulevard, Redding, CA 96003
  • Life Insurance
  • Health Insurance

Business Description

Bryan McGruder is one of State Farm's 19,000 agents, providing insurance solutions to clients in and near Redding since 2014. He has committed to simplifying insurance industry jargons so that clients can easily understand and decide which proposed plan fits their needs. He provides assistance to clients requiring auto, home, property, business, health, and life insurance. Being a Fortune 500 company, State Farm also provides various investment solutions, including mutual funds, annuities, educational savings plans, and retirement plans.

License Verified:

License: 0J17108

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Leslie A Williams Insurance Services logo

License Verified:

License: 6002816

California Department of Insurance

Leslie A Williams Insurance Services

2295 Hilltop Drive, Redding, CA 96002
  • Life Insurance

Business Description

Leslie A. Williams Insurance Services is a local insurance company serving individuals, small groups, and senior citizens in Redding and the surrounding neighborhoods. As an independent insurance broker, the firm collaborates with a variety of organizations to give clients a tailored life insurance policy that meets their specific needs. Its representatives are experts in both term and full life insurance. The company also offers individual and group health insurance, as well as Medicare plans. Prior to opening the company in 2011, Williams has been insuring people and businesses since 2001.

License Verified:

License: 6002816

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Local Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0L85990

California Department of Insurance

Local Insurance Agency

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1117 Hilltop Drive, Redding, CA 96003
  • Life Insurance
  • Health Insurance

Business Description

LIA Direct Insurance of Redding is a full-service insurance agency that has been servicing the Redding community and its surrounding areas since 2013. The company, represented by agents Michael Schrader, Edward Mehrer, and Rick Walley, is partnered with different insurance carriers and offers a range of insurance products. Rick provides assistance with life insurance and auto, home, business, long-term care, annuities, and Medicare insurance products. LIA Direct Insurance has other locations in Anderson/Cottonwood, Southern Butte, and County Sacramento Area.

License Verified:

License: 0L85990

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Margy Wenham Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0I32326

California Department of Insurance

Margy Wenham Insurance Services

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1510 Hartnell Avenue, Redding, CA 96002
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Margy Wenham Insurance Services is an independent agency in Redding. It offers various asset protection products such as term and whole life insurance, final expense insurance, and travel insurance. The company’s agents also help customers with vision plans and dental coverage. In addition, it handles policies like Medicare and Medicare Supplements. For more than 30 years, Margy Wenham Insurance Services has assisted clients with their healthcare-related concerns and provided access to several carriers.

License Verified:

License: 0I32326

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Maxwell Insurance & Financial logo
Visit WebsiteWebsite

License Verified:

License: 0B16280

California Department of Insurance

Maxwell Insurance & Financial

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1378 Hilltop Drive, Redding, CA 96003
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Maxwell Insurance & Financial is a Redding-based life insurance company that has been serving the metro for over two decades. A financial advisory organization that has been in the business for 20 years, Maxwell Insurance & Financial is experienced in finding the most appropriate insurance product for its clients. Aside from life insurance coverage, the company also handles auto, home, business, and property insurance for individuals and enterprises in the area. It also offers retirement, family, individual, and financial planning services.

License Verified:

License: 0B16280

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ross Rogers Insurance Services logo
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License Verified:

License: 0I27727

California Department of Insurance

Ross Rogers Insurance Services

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1666 East Cypress Avenue, Redding, CA 96002
  • Life Insurance
  • Health Insurance

Business Description

Ross Rogers Insurance Services is a life insurance company that serves clients in the Redding area. It offers a range of life insurance policies to help customers provide financial security to their families and loved ones. These include whole life, universal life, and term life insurance plans. These can also be used to pay off credit card balances and protect businesses as well. Its primary agent, Ross Rogers, has been in the industry for over a decade.

License Verified:

License: 0I27727

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shasta Health Insurance Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0E55327

California Department of Insurance

Shasta Health Insurance Services, Inc.

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926 East Cypress Avenue, Redding, CA 96002
  • Life Insurance
  • Health Insurance

Business Description

Shasta Health Insurance Services, Inc., is an independent insurance broker established in 2001 in Redding. The agency offers a range of coverage to customers including health insurance, life insurance, dental and vision insurance, and disability insurance. Shasta Health Insurance Services can also provide travel insurance, voluntary benefits, and small business insurance plans. It offers insurance plans through its different insurance carriers. Founders Lee Cohen and his wife, Marci, have been in the insurance industry for more than three decades.

License Verified:

License: 0E55327

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Yelp
5.0 / 5 (17)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sherrill Bambauer logo
Visit WebsiteWebsite

License Verified:

License: 0721339

California Department of Insurance

Sherrill Bambauer

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1890 Park Marina Drive, Redding, CA 96001
  • Life Insurance

Business Description

Sherrill Bambauer owns the Redding-based firm Sherrill Bambauer Insurance and Financial Services. Along with her team, she provides life, long-term care, and disability income insurances. She also handles investment concerns, including mutual funds, variables, and annuities. She also manages financial planning matters such as retirement, profit sharing, and estate planning. Sherrill strives to financially educate her clients to make the situation and the steps taken to address their concerns clearer. Sherrill Bambauer has been lending her insurance expertise for over 45 years.

License Verified:

License: 0721339

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Siskiyou Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0C52375

California Department of Insurance

Siskiyou Insurance Services

Visit WebsiteWebsite
857 Mistletoe Lane, Redding, CA 96049
  • Life Insurance
  • Health Insurance

Business Description

Siskiyou Insurance Services is a full-service agency that has been operating in Redding since 1993. It offers life insurance coverage by partnering with more than 50 insurance carriers nationwide. Term and permanent life insurance are available along with subclasses such as universal, whole, and endowment life insurance. Its team of independent agents also specializes in a wide range of insurance products under personal and business lines, including health, home, surety bonds, and workers' compensation. Agency founder Curtis Byron has more than 30 years of experience.

License Verified:

License: 0C52375

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Miller logo
Visit WebsiteWebsite

License Verified:

License: 0B33156

California Department of Insurance

Wayne Miller

Visit WebsiteWebsite
3075 Churn Creek Road, Redding, CA 96002
  • Life Insurance

Business Description

Wayne Miller is a local Farmers Insurance agent that serves individuals, families, and small businesses in Redding. He offers term, whole, and universal life insurance to ensure that beneficiaries have financial security in the event of an untimely death. Wayne also covers insurance products for homes, automobiles, renters, condominiums, and motorcycles. He has been a Farmers Insurance agent for more than 23 years. Since 1928, Farmers insurance has served more than 10 million households in 50 states, with over 19 million individual policies.

License Verified:

License: 0B33156

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (86)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.