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Best Mortgage Brokers in Rancho Cucamonga

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Adam Tice logo

Adam Tice

3595 Inland Empire Boulevard, Ontario, CA 91764
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  • New Construction
  • Refinance
  • Reverse Mortgages

Adam Tice is a mortgage broker who handles a variety of home loan programs that are available in the market. He lends his services to the residents of Rancho Cucamonga and nearby areas. He offers loan services which are a mixture of conventional and non-traditional loans such as FHA, VA, jumbo, reverse mortgages, and down payment assistance programs. Adam assists both first-time and second-home buyers and also caters to homeowners looking to refinance for a better rate.

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Adriel Esparza logo

Adriel Esparza

8577 Haven Avenue, Rancho Cucamonga, CA 91730
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  • New Construction

Adriel Esparza is a mortgage broker and a direct lender who serves clients in Rancho Cucamonga. He specializes in first-time homebuyer programs, real estate investments, and home equity management. Esparza speaks Spanish and has been providing mortgage advice for 16 years. He has closed more than 1,200 loans and has prepared more than 2,200 tax returns. His company, EZ Fundings, Inc., is headquartered in Pomona, where it handles various operations, such as loan origination, loan processing, and funding.

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American Best Realty logo

American Best Realty

3175 Sedona Court, Ontario, CA 91764
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  • New Construction
  • Refinance

American Best Realty is a mortgage broker company that serves clients in Rancho Cucamonga and the surrounding areas. Its loan officers are determined to find and secure the mortgage loan options for home purchases and refinancing that meet the needs of the clients. In order to do this, they provide clients with relevant information not only about their loan options, but also about real estate listings, foreclosures, or real estates valuations. The company was founded by Yesid F. Rojas, a real estate broker and mortgage loan originator.

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Atlas Crown Financial, Inc. logo

Atlas Crown Financial, Inc.

300 East State Street, Ste 460, Redlands, CA 92373
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  • New Construction

Atlas Crown Financial, Inc., is an intermediary between borrowers and lenders throughout Rancho Cucamonga. It offers a variety of real estate financing options, including conventional, FHA , VA, and jumbo fixed or adjustable programs. The company networks with lenders versed in residential financing options, while its loan officers utilize their technical skills to guide clients through the lending rules and policies. Nancy Overgaag, one of its mortgage professionals, has over 32 years of experience and strives to ease the home-buying process for every client, including veterans.

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Best Option Mortgage logo

Best Option Mortgage

8280 Aspen Avenue, Rancho Cucamonga, CA 91730
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  • Refinance

Best Option Mortgage is a mortgage bank serving clients in Rancho Cucamonga and the neighboring areas. With more than five decades of combined experience, the company aims to provide a faster loan application process by specializing in mortgage loans for home purchases and refinancing. It assists first-time homebuyers and clients looking for a duplex or second home. The company offers loan products such as conventional, jumbo, FHA, and VA loans. Best Option Mortgage works with various vendors, including Realtors.

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Brent Bruce logo

Brent Bruce

9121 Haven Avenue, Rancho Cucamonga, CA 91730
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  • New Construction
  • Refinance
  • VA Financing

Brent Bruce is a mortgage specialist who is part of Rancho Capital Home Loans. Equipped with knowledge on various financing options such as jumbo, reverse, VA, and FHA mortgages, he assists Rancho Cucamonga homebuyers in selecting home loans that suit their unique needs. Furthermore, he provides mortgage tools and resources, helping clients make informed decisions. The mortgage advisor also guides homebuyers in the application process, and he maintains open lines of communication via email, phone, and fax.

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Choice Lending Corp - Victorville logo

Choice Lending Corp - Victorville

12640 Hesperia Road, Victorville, CA 92395
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  • Refinance

Choice Lending Corp. is a brokerage firm that serves Rancho Cucamonga, Victorville, and the surrounding areas. It offers several residential loan options to homebuyers, such as FHA loans, conventional fixed-rate mortgages, and USDA rural housing loans. In addition, people who are looking to refinance to lower their interest rates, change from an adjustable-rate mortgage to a fixed-rate one, or get cash-out from the built-up home equity can also connect with the company and explore their options.

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Deercreek Financial logo

Deercreek Financial

10700 Jersey Boulevard, Rancho Cucamonga, CA 91730
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  • New Construction
  • Refinance
  • Multi-Family Loans

Based in Rancho Cucamonga, Deercreek Financial offers mortgage services to clients in the area. It helps clients pre-qualify for different types of loans such as purchase, refinance, VA, FHA, and construction loans. It also provides other mortgage services such as underwriting, mortgage processing, loan closing, and funding. Deercreek Financial employs advanced mortgage processing software and an automated mortgage underwriting system to help speed up the mortgage process. Its president, Jeffrey Tosha, has over 38 years of experience helping clients obtain VA loans.

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Esteem Mortgage logo

Esteem Mortgage

10670 Civic Center Drive, Rancho Cucamonga, CA 91730
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  • New Construction

Esteem Mortgage is a non-bank brokerage company that serves Rancho Cucamonga and the surrounding locations. Since 2007, the company has offered various options for homebuyers and refinancers such as FHA loans, VA loans, USDA loans, and jumbo loans. Esteem Mortgage's loan officers all have more than a decade of experience in the industry. The company also offers reverse mortgage services for senior citizens looking to get some cash out of their home equity. This helps them get some supplementary income apart from their retirement benefits.

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EZ Fundings logo

EZ Fundings

8577 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Refinance

EZ Fundings Home Loans is a mortgage company headquartered in Rancho Cucamonga. It serves as a mortgage broker, informing and guiding clients throughout the home buying process. The company offers its assistance in choosing loan programs such as VA loans, FHA loans, and conventional loans. Dritan "Tano" Kapidanja serves as the president of EZ Fundings Home Loans. He is a broker with over two decades of experience and has served more than 3,000 families. Kapidanja is fluent in five languages.

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Gabriela Ortolani logo

Gabriela Ortolani

10535 Foothill Boulevard, Rancho Cucamonga, CA 91730
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  • Refinance

Gabriela Ortolani is a mortgage broker from Commerce Home Mortgage who serves clients in Rancho Cucamonga and nearby areas. She offers several mortgage loan options for borrowers, including traditional, conventional, FHA, VA, USDA, and jumbo loans. This mortgage advisor is also committed to helping homeowners refinance their loans to reduce their mortgage payments, consolidate their debt, convert to a fixed-rate mortgage, and get cash out of their real estate properties. Commerce Home Mortgage was established in 1994.

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GHI Mortgage Inland Empire logo

GHI Mortgage Inland Empire

9227 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Multi-Family Loans

GHI Mortgage Inland Empire is a company that helps the people of Rancho Cucamonga with their mortgage needs. Its team of loan consultants has the skills and experience to assist individuals and families with a variety of loan purposes including refinancing for home improvements, purchasing a second home or property, consolidating credit card debt, funding a dream vacation, and paying for tuition fees. For home equity lines of credit, GHI Mortgage Inland Empire arranges loans with third-party providers.

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Global Mortgage logo

Global Mortgage

12505 North Mainstreet, Rancho Cucamonga, CA 91739
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  • New Construction
  • Refinance

Global Mortgage is a brokerage that counsels its clients in the Rancho Cucamonga area who are looking for home financing and mortgage refinancing options. As an independent broker, the firm is partnered up with over 100 investors, which allows it to offer a variety of loans and mortgages to its clients. Global Mortgage is able to apply for and secure fixed- and adjustable-rate mortgages, conventional loans, government loans, home equity lines, and even commercial loans.

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Global Mortgage logo

Global Mortgage

12505 North Mainstreet, Rancho Cucamonga, CA 91739
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  • New Construction
  • Refinance

Global Mortgage aims to provide homeowners a variation of home financing options in Rancho Cucamonga. This company focuses on first-time buyers and clients looking for refinancing assistance. Its line of loan products includes home improvement loans, fixed-rate loans, FHA loans, and Home Affordable Refinance Program. These programs entail various benefits such as little to no down payment, stable interest rate, and flexible terms. Global Mortgage also offers refinancing program which enables clients to lower the monthly mortgage payment and consolidate debt.

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Lynn Munger Perry logo

Lynn Munger Perry

2335 West Foothill Boulevard, Upland, CA 91786
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  • New Construction
  • Refinance

Lynn Munger Perry is a professional loan broker catering to families and individuals in West Valley City, Rancho Cucamonga, and surrounding areas. Perry has been in the real estate industry for over 20 years and has assisted clients in investing and financing properties. Munger leads her own team under Tri-Star Properties. She provides a variety of loan options, including FHA, VA, home equity options, jumbo, and reverse mortgages. Perry is also a Realtor and provides full-service assistance for buyers and sellers.

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Mark 1 Mortgage logo

Mark 1 Mortgage

3595-1 Inland Empire Boulevard, Ontario, CA 91764
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  • Refinance

Fernando Castellanos has been the managing partner of Mark 1 Mortgage since August 1994 to service Ontario. The company offers various services such as home purchase loans, rate comparisons, fast funding, refinance rates. The business also evaluates a client's property, offering 30 years fixed mortgage, 15 years fixed mortgage, adjustable-rate mortgage, and reverse mortgage. The company even offers various tools for its clients like refinance analysis, and real-time mortgage rates.

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ML Mortgage Corp logo

ML Mortgage Corp

8270 Aspen Avenue, Rancho Cucamonga, CA 91730
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  • New Construction

ML Mortgage Corp is a mortgage company that has been providing its services to those in Rancho Cucamonga and the surrounding communities since 2007. It assists clients in financial processes by ensuring they are streamlined and sensible. It offers various products such as VA, FHA, jumbo, and conventional mortgages. Its brokers will help clients understand the different types of mortgages which may include fixed-rate, adjustable-rate, and balloon. Additionally, the company also provides services related to refinancing.

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Mountain West Financial Inc. logo

Mountain West Financial Inc.

8275 Sierra Avenue, Fontana, CA 92335
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  • New Construction
  • Refinance

Mountain West Financial Inc. is a mortgage lender delivering home financing solutions in Rancho Cucamonga since 1990. It offers various products, including energy-efficient mortgages, renovation lending, FHA, VA, and conventional loans. In addition, it provides exclusive loan programs created for the benefit of individuals that help in the local community. Mountain West Financial has over 30 years of experience in the industry. Its mission is to help clients overcome challenges in the application and approval process.

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Nathan Rufty logo

Nathan Rufty

2375 East Camelback Road, Rancho Cucamonga, CA 85016
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  • Refinance

Nathan Rufty is a mortgage loan originator that has been delivering solutions to the financial needs of homebuyers and homeowners in Rancho Cucamonga since 1988. He offers a wide range of loan products, including conventional, FHA, VA, HARP, USDA, and downpayment assistance. Nathan has over 25 years of experience in the lending trade. Growing up in a military family, he learned the importance of dedication, commitment, and service. He has given credence to these values in his work as he strives to deliver smooth and timely transactions for clients.

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Platinum Home Mortgage - Rancho Cucamonga, CA logo

Platinum Home Mortgage - Rancho Cucamonga, CA

9620 Center Avenue, Rancho Cucamonga, CA 91730
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  • Refinance

Platinum Home Mortgage has been providing Rancho Cucamonga residents and prospective homebuyers with mortgaging options for 28 years. The company's consultants educate and assist first-time homebuyers and move-up buyers in selecting from their financing options, such as FHA financing, FHA sweat equity, VA mortgage, and USDA rural housing. They also help clients with 30-year or 40-year mortgages accelerate equity growth by changing them to a 15-year mortgage option. Additionally, Platinum Home Mortgage offers standard refinancing and FHA 203(k) refinancing.

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Rantax logo

Rantax

9223 Archibald Avenue, Rancho Cucamonga, CA 91730
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  • Refinance

Rantax is a firm that offers a variety of mortgage services to help address the homeownership needs of the Rancho Cucamonga area. The firm's staff walks individuals and businesses through the loan application process and assists them in determining the most suitable loans for their unique situations. Rantax aims to deliver independent advice on mortgage options from a variety of lenders in its network. In addition to mortgage services, the firm also handles tax preparation and real estate assistance.

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Tom Bass logo

Tom Bass

1041 East 16th Street, Upland, CA 91784
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  • New Construction

Tom Bass is the owner and mortgage broker of Bayport Financial Inc. who provides services in Upland as well as Rancho Cucamonga. He is a mortgage speaker and coach with nearly 30 years of experience in the mortgage industry, assisting clients with their home purchasing, mortgage refinancing, or home equity cash-out. Tom and his team help clients all throughout the home loan process, from finding the right mortgage loan to the qualification and application process until the approval of the loan.

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Frequently Asked Questions

Q: Do mortgage brokers need to be licensed?

A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Q: Is it difficult to pass the mortgage brokers’ test?

A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

Q: What is a surety bond for mortgage brokers?

A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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