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Best Homeowners Insurance Agencies in Rancho Cucamonga

2023

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Website
9333 Baseline Rd, Suite 210, Rancho Cucamonga, CA 91730
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Hance Insurance Agency was founded by Laurie Hance to provide a broad range of insurance options for individuals and families. The Rancho Cucamonga-based agent educates homeowners on the different insurance policies available to help them make an informed decision regarding their insurance product options. Some of her packages are homeowners' liability, scheduled property insurance, landlords' insurance, and property insurance. Hance also includes coverage for mobile homes, in-home businesses, and condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10700 Jersey Blvd Suite 230, Rancho Cucamonga, CA 91730
  • Flood
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Holt Insurance Agency, Inc., is an independent homeowners' insurance agency that serves individuals and families in Rancho Cucamonga and the surrounding areas. Its agents assist residential property owners with insuring their homes against potential risks. They help clients get quotes for home insurance, condo insurance, manufactured or mobile home insurance, and motor home insurance. Aside from homeowners' insurance, the team also answers inquiries and provides options in other types of personal insurance as well as business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 2235, Rancho Cucamonga, CA 91729
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

American Advantage Insurance Agency is located in Rancho Cucamonga. It covers homeowners and their properties for damage from incidents like sewer backup, freezing temperatures, and vehicular collisions. Its agents discuss these possibilities and other unique risks, like floods and earthquakes. Clients can also use liability coverage for the medical fees of physical injury of visitors. They can also get dwelling replacement in case they lose their home or are forced to temporarily relocate. The company also covers insurance for automobiles and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9121 Haven Ave #100, Rancho Cucamonga, CA 91730
  • Condos
  • Renter's Insurance
  • Fire
  • Earthquake

Why choose this provider?

Barranca Insurance Services, Inc., is a family-owned and operated company that serves the Rancho Cucamonga area. It has been in the business since 1972 and offers a wide range of insurance policies for clients to choose from. It caters to homeowners in need of protection for their homes from natural disasters such as earthquakes and flooding. The company offers policies for manufactured homes and condos. It also offers its services to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (116)
Yelp
4.5 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9267 Haven Avenue, Rancho Cucamonga, CA 91730
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

The S&R Insurance Group is a local homeowners' insurance agency that serves residents in Rancho Cucamonga and the surrounding areas. Its insurance agents can customize basic home insurance policies, which typically cover the main dwelling, other structures, and personal properties such as appliances, furniture, jewelry, and other valuable items. The S&R Insurance Group also offers various commercial insurance products like business property insurance, commercial auto insurance, and general liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (918)
Facebook
4.9 / 5 (72)
Yelp
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9950 West Foothill Boulevard, Rancho Cucamonga, CA 91730
  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Why choose this provider?

Freeway Insurance provides personal and commercial insurance policies for residents and business owners around Rancho Cucamonga. The company provides home and property insurance coverage for homeowners, renters, and landlords. The homeowners' insurance policy serves as a safety net for clients when disaster strikes. The insurance compensates for the damages to the home and its contents in the event of fire, flood, or theft. The insurance can also cover liability protection in the case of someone getting injured on the client's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.5 / 5 (54)
Google
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
9613 Arrow Route H, Rancho Cucamonga, CA 91730
  • Multiple Policy Types

Why choose this provider?

The Dave Kaminsky Insurance Agency is an insurance firm based in California with over 30 years of industry experience. It provides insurance products and solutions to clients in the Rancho Cucamonga area. It offers extensive homeowners' insurance policies, covering dwellings, structures, personal property, loss of use, and personal liability. Additional coverage for replacement costs, personal article floaters, and identity fraud are also available through the agency. Other insurance products include life insurance, commercial insurance, auto insurance, boat insurance, RV insurance, and motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8440 Maple Pl Suite 104, Rancho Cucamonga, CA 91730
  • Multiple Policy Types

Why choose this provider?

Mike Gaumer is an insurance agent for State Farm who provides a full range of insurance solutions for Rancho Cucamonga residents. Gaumer handles home insurance policies that include personal property coverage. Home insurance plans also provide protection for personal belongings including collectibles, jewelry, clothing, furniture, appliances, and sports equipment. Gaumer has been an insurance agent for over three decades. Before becoming an agent, he handled auto insurance and fire insurance claims for a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (54)
Yelp
4.5 / 5 (34)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9225 Charles Smith Ave, Rancho Cucamonga, CA 91730
  • Multiple Policy Types

Why choose this provider?

Hammer Insurance Services, Inc., provides homeowners insurance to clients around the Rancho Cucamonga area. Its insurance experts help clients find the best rates for the coverage they need by obtaining quotations from different insurance providers. Aside from homeowners, they serve property managers and owners of rental properties and mobile homes. They also handle auto insurance for drivers of different vehicle types and provide business insurance that covers general liability and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (38)
Google
4.1 / 5 (22)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3110 East Guasti Road, Ontario, CA 91761
  • Multiple Policy Types

Why choose this provider?

Amorelli, Rosemann & Associates Insurance Services is a company providing homeowners insurance policies to clients throughout the greater Rancho Cucamonga area. The agency offers homeowners insurance policies from several carriers and it can combine multiple policies to provide clients with benefits such as lower premiums and single deductibles. Amorelli, Rosemann & Associates Insurance Services also offers life, health, and recreational vehicle insurance policies. The company has over 30 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (3)
Yelp
3.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is home insurance required in Rancho Cucamonga?

    No, homeowners in Rancho Cucamonga are not required to have a home insurance policy by law. Still, most mortgage lenders require people to have home insurance to ensure that the property they have a financial stake in is protected from potential damage. Lenders typically request borrowers to have dwelling, liability, and personal property coverage.

  • Why do insurance providers in Rancho Cucamonga ask policyholders to keep an inventory of their homes?

    Insurance providers in Rancho Cucamonga usually ask policyholders to keep an inventory of their homes to help ensure a smooth claims process. People should list the items in their homes, take photos of their possessions, and present them to their insurance provider. It is also advisable to keep receipts proving ownership and how much the item is worth.

  • Can an insurance company in Rancho Cucamonga cancel someone's homeowners' insurance coverage?

    Yes, there are situations where a Rancho Cucamonga insurance company could cancel a homeowners' insurance policy during its term. Insurers could cancel a homeowners' policy for issues relating to fraud, material misrepresentation, and nonpayment of a premium. Activities or omissions that increase the risk of a hazard and physical changes in the property that render it uninsurable might also lead to the cancellation of home insurance coverage.

  • Is it beneficial to have home insurance in Rancho Cucamonga?

    Yes. Having homeowners' insurance in Rancho Cucamonga provides several benefits to policyholders, including the financial protection of the main and detached structures in the property. It also offers coverage for damage and losses to personal belongings from natural disasters such as earthquakes and hurricanes. Homeowners' insurance plans typically include protection from lawsuits in the event a person is injured on the property.

  • What is scheduled personal property insurance in Rancho Cucamonga?

    In Rancho Cucamonga, scheduled personal property insurance provides enhanced financial coverage for certain items that may not be fully protected under a standard homeowners' policy. The policy will help pay for the expenses of replacing or repairing items of exceptional value, such as cameras, jewelry, artwork, musical instruments, and golf equipment.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.