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Best Local Car Insurance Agencies in Rancho Cucamonga

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American Advantage Insurance Agency logo
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License Verified:

License: 0F95123

California Department Of Insurance

American Advantage Insurance Agency

PO Box 2235, Rancho Cucamonga, CA 91729
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  • Multiple Carriers

Business Description

American Advantage Insurance Agency is a locally owned and operated company creating auto insurance policies for its clients in Rancho Cucamonga, Fontana, Upland, Ontario, Alta Loma, and San Bernardino. The agency offers vehicle protection plans to protect drivers from accidents, injuries, and legal issues. Its agents can write liability, collision, and comprehensive coverages. Additional protection options include roadside assistance, towing, and rental reimbursement. The company also discusses policies one-on-one with a client.

License Verified:

License: 0F95123

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capitol Hill Insurance logo
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License Verified:

License: 0M21701

California Department Of Insurance

Capitol Hill Insurance

7965 Vineyard Avenue, Rancho Cucamonga, CA 91730
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  • Multiple Carriers

Business Description

Founded in 1998, Capitol Hill Insurance has been offering auto insurance services to individuals and businesses in Rancho Cucamonga and the nearby areas. The company aims to provide peace of mind to every client via insurance solutions that are customized to distinct needs and budgets. Its insurance specialists accommodate clients who need assistance in choosing the most suitable coverage that will protect them from financial liabilities resulting from an accident. In over 20 years in the industry, Capitol Hill Insurance has served some 13,000 clients via competitive insurance products.

License Verified:

License: 0M21701

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daevon Parks logo
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License Verified:

License: 0N01701

California Department Of Insurance

Daevon Parks

10700 Jersey Blvd Ste 105, Rancho Cucamonga, CA 91730
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Business Description

Daevon Parks is a local insurance agent representing State Farm Insurance in the Rancho Cucamonga metro. His agency specializes in home, auto, life, and business insurance products and writes auto insurance policies to clients seeking to protect themselves from liabilities, collisions, and physical damages. Additional benefits such as roadside assistance and rental reimbursements are also available as add-ons. Parks started the firm in 2020. He also services the nearby areas of Inland Empire, Orange County, and Los Angeles.

License Verified:

License: 0N01701

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
deercreekinsurance.com logo
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License Verified:

License: 0B11891

California Department Of Insurance

deercreekinsurance.com

8439 White Oak Avenue, Rancho Cucamonga, CA 91730
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  • Bundling Option

Business Description

Deer Creek Insurance Service is a team of independent agents offering auto insurance to Rancho Cucamonga. The company's team of insurance advisors creates plans for car owners that include no-fault coverage, which reimburses medical expenses involved in a car accident regardless of who is at fault. They present policy options from multiple carriers such as The Hartford, Foremost Insurance Group, Encompass, and Zurich. Deer Creek Insurance Service has been in operation since 1983.

License Verified:

License: 0B11891

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (6)
Yelp
4.5 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Empire Company logo
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License Verified:

License: 0I81006

California Department of Insurance

Empire Company

10201 Trademark Street, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

Empire Company is an insurance business serving Rancho Cucamonga and the surrounding areas for over 110 years. On top of compulsory auto policy coverages, it provides car insurance policies with optional provisions such as medical payments, collision, towing and labor, and bodily injury caused by an underinsured motorist. The company also offers other policies, including homeowners, health, life, and commercial insurance. Additionally, Empire Company offers cannabis insurance services, including product liability, cargo, crim, and consumption insurance.

License Verified:

License: 0I81006

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
S&R Insurance Group logo
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License Verified:

License: 0I48795

California Department Of Insurance

S&R Insurance Group

9267 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Multiple Carriers

Business Description

S&R Insurance Group works with the residents and business owners in Rancho Cucamonga on a one-on-one basis to provide personalized car insurance policies to fit the client's specific needs. The locally owned and operated agency assists clients in choosing personal and commercial insurance policies. As an independent agency, the company has in-depth knowledge of multiple insurance carriers that provide car insurance products, including standard insurance for auto and collector cars.

License Verified:

License: 0I48795

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (918)
Facebook
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tri-Con Insurance Services, Inc. logo
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License Verified:

License: 0F17015

California Department Of Insurance

Tri-Con Insurance Services, Inc.

1435 South Grove Avenue, Ontario, CA 91710
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Tri-Con Insurance Services, Inc., is an independent multi-line agency that offers auto coverage for clients in Rancho Cucamonga. Beyond collision and comprehensive coverage, the company also provides options such as liability protection, medical payments, uninsured or underinsured motorist options, towing, and rental reimbursement for personal policies. For commercial auto coverage, it includes combined single-limit coverage. Some of Tri-Con Insurance's carriers include Nationwide, The Hartford, PGAC, and 21st Century Insurance. Its other vehicle insurance lines include motorcycle, boat, and watercraft.

License Verified:

License: 0F17015

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.5 / 5 (11)
Google
3.1 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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