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Best Financial Advisors in Rancho Cordova

2024

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Providers

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Website
2140 Professional Drive, Suite 250, Roseville, CA 95661
  • Certified Financial Planner (CFP)

Why choose this provider?

St. Clair Financial has been serving Rancho Cordova and the surrounding areas for 25 years. Its team of professionals helps clients with financial management to turn debts and taxes into savings and investments. They analyze tax returns, paychecks stubs, W-2(s), and current debt structure to determine how to reposition an individual's income, taxes, and liabilities. One of them is Jenny Hood who serves as a Certified Financial Planner and a Certified College Financial Consultant.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1545 River Park Drive, Suite 375, Sacramento, CA 95815
  • Estate Planning
  • Private Wealth Advisor
  • Insurance Products
  • Tax Preparation
  • Tax Planning

Why choose this provider?

Tate is an independent firm that serves individuals, families, and small business owners in Rancho Cordova and the surrounding areas. Since 1971, it has been providing financial planning, retirement planning, wealth management, and tax advisory services. Its team works with clients in reviewing and evaluating their income, asset, and insurance and in developing strategies that address their financial weaknesses and meet their financial objectives. Tate also helps them evaluate their life insurance needs and grow their assets while reducing taxes.

License Verified:

License: 120938

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2724 Kilgore Road, Ste A, Rancho Cordova, CA 95670
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

Hometown Advisors serves clients in Rancho Cordova and nearby areas. It offers a wide range of services, from cash flow analysis and annual portfolio reviews to fiduciary consulting and risk management. It provides financial planning services to set specific objectives, develop and implement financial strategies. The company's team monitors clients' progress in the areas of cash management, retirement, business succession, and estate planning. They also assist with real estate investment trusts and variable or fixed annuities.

License Verified:

License: 4935512

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2180 Harvard Street Suite 410, Sacramento, CA 95815
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

North Star Financial Partners is an independent services firm that caters to clients throughout Rancho Cordova and the neighboring metros. Its financial advisors offer a holistic financial planning experience that aims to bridge clients’ financial realities to their goals. They create customized financial roadmaps for each client, which include comprehensive financial, retirement, and estate planning; investment and risk management; and benefits consulting. North Star Financial Partners was officially founded in 2008 by a group of advisors who have worked together since 1994.

License Verified:

License: 3128209

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
81 Blue Ravine Road, Suite 250, Folsom, CA 95630
  • Certified Financial Planner (CFP)

Why choose this provider?

Gasber Financial Advisors, Inc., offers services to clients in Rancho Cordova and the neighboring areas. The fiduciary firm assists in managing wealth through its financial solutions, including cash flow and budget planning, insurance and risk management, multi-generational wealth management, estate planning, charitable gifting strategies, and income tax planning. It also provides evidence-based investing solutions which employ broad diversification to minimize risks. The company is a member of the National Association of Personal Financial Advisors. Its founder, Gerald E. Gasber, is a Certified Investment Management Analyst.

License Verified:

License: 157329

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3626 Fair Oaks Blvd, Suite 100, Sacramento, CA 95864
  • Certified Financial Planner (CFP)

Why choose this provider?

Fulfilled Finances is a registered investment advisor that serves residents in Rancho Cordova. It highlights asset dedication in clients' investment goals, debt repayment, education savings, and estate planning. It provides strategic plans for cash management and allocation for college funds, insurance policies, pension, and future care needs. A member of the Financial Planning Association, it connects clients to public accountants, banks, credit unions, and insurance agents. Its founder, Pamela Rodriguez, is a Certified Investment Management Analyst.

License Verified:

License: 309013

Investment Adviser Public Disclosure Database, SEC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 Parkshore Drive Suite 100, Folsom, CA 95630
  • Certified Financial Planner (CFP)

Why choose this provider?

Capital Region Financial Group, LLC is an independent wealth management organization that serves the owners of privately owned businesses and affluent individuals in Rancho Cordova and the surrounding areas. Its staff of financial advisors assists clients in the areas of investment management, financial analysis, cash flow planning, college funding, and retirement income forecasts by combining capital preservation and wealth-building tactics. Melissa M. Yano, the firm's senior wealth advisor, is a Certified Financial Planner professional.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2377 Gold Meadow Way #100, Gold River, CA 95670
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

Alpha Retirement Wealth provides solutions to individuals and families in Rancho Cordova. It helps clients create retirement strategies by educating them on insurance, investments, and estate conservation. Its team monitors each financial plan and makes adjustments when necessary. The company performs portfolio audits for each customer to identify areas of improvement and reduce redundancies. Matt Curtis, the president of Alpha Retirement Wealth, has been in the financial services industry for over 11 years. He is a member of the National Ethics Association.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What are the implications of federal gift and estate taxes for residents of Rancho Cordova?

    In Rancho Cordova, federal gift tax applies to gifts of property or money made while the donor is alive, with recipients not obligated to pay the gift tax. However, some exceptions include gifts for tuition, medical expenses paid directly to institutions, gifts to a U.S. citizen spouse, qualified charitable organizations, and political organizations. The 2023 gift tax exclusion is $17,000, while estate tax affects the deceased's estate and excludes $12.92 million. Financial advisors should consider these tax implications for their Rancho Cordova clients.

  • What is the average hourly rate of financial advisors in Rancho Cordova?

    The average hourly rate for the services of financial advisors in Rancho Cordova is approximately $47.84. Other financial advisors may get different payment amounts based on their fee structures. Commission-based advisors receive fees based on product sales, while those charging based on assets under management (AUM) take a percentage of managed assets. Traditional in-person advisors often charge at least 1% of AUM, and flat-fee advisors provide a list of services with predetermined fees.

  • How can a financial advisor in Rancho Cordova help with retirement savings and taxes?

    A Rancho Cordova financial advisor can assist in optimizing retirement plans with pre-tax and after-tax accounts. They provide tax reduction strategies to avoid errors and maximize savings. Balancing retirement plans and after-tax investment accounts ensures a diversified retirement income. Advisors offer guidance on managing taxes in accounts to prevent overpaying the government and achieve efficient tax planning for a secure retirement.

  • How can financial advisors in Rancho Cordova benefit clients with specialized needs or preferences?

    Financial advisors in Rancho Cordova offer niche services tailored to specific groups, such as physicians, teachers, dentists, and even families with special needs. Advisors gain specialized knowledge and experience dealing with similar situations by focusing on these niches. This expertise allows them to address clients' unique needs and interests better.

  • How do financial advisors in Rancho Cordova help people in trusts and estate planning?

    A financial advisor in Rancho Cordova can assist in determining the most suitable type of trust to achieve specific wealth preservation goals. They collaborate with your estate planning team to ensure tax-efficient investment strategies within the trust. By providing greater control over asset distribution to beneficiaries, the advisor helps maximize returns and strategically allocate resources to align with your objectives.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.