Expertise.com

Best Mortgage Brokers in Pomona

2024

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Providers

Last updated:

Website
126 North Glendora Avenue, Glendora, CA 91741
  • Refinance
  • Reverse Mortgages

Why choose this provider?

New American Funding - Glendora is a company that provides mortgage lending services to residential properties in the Pomona area. Its professionals provide services to clients of all backgrounds starting from the loan origination stage until the actual funding. The company offers services such as conventional loans, FHA loans, VA loans, and cash-out refinancing. Its professionals also offer other lending types such as 30-year fixed-rate loans, 15-year fixed-rate loans, buydown loans, reverse mortgages, and I CAN mortgage loans.

License Verified:

License: 6606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
180 North Glendora Avenue, Glendora, CA 91741
  • New Construction
  • Refinance

Why choose this provider?

Larry Davis is a PrimeLending loan originator who helps potential property owners looking to buy homes in the Pomona area. Davis assists in selecting among more than 400 loan programs to suit various financial situations. His team guides clients through conventional loans, adjustable-rate and fixed-rate mortgages, jumbo loans, and government-backed options, including FHA, VA, and USDA. They also help with renovation loans and other programs for medical professionals. Davis has over 35 years of experience in mortgage banking and lending.

License Verified:

License: 168532

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (28)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
537 North Euclid Avenue, Ontario, CA 91762
  • Refinance

Why choose this provider?

Raybon Mortgage is a mortgage broker agency that serves the surrounding Pomona metro with their mortgage needs. Established in 2000, it offers clients VA loans, FHA loans, and conventional loans. With over 45 years of combined experience, President Richard Centeno and Vice President Thelma Centeno serve all of Southern California and specializes in refinances, purchase, and reverse mortgages respectively. To qualify for its services, clients must present their credit scores, debt-to-income ratio, and employment history.

License Verified:

License: 341129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21671 Gateway Center Drive, Diamond Bar, CA 91765
  • Refinance

Why choose this provider?

NetCORE Realty & Lending has been offering comprehensive mortgage services for more than 10 years. The company serves Pomona and other cities in Southern California. It has a broad scope of loan options for purchasing and refinancing properties, such as reverse mortgages, FHA loans, jumbo loans, fixed rates, and adjustable rates. NetCORE Realty & Lending comprises Thuy “Bryan” Nguyen, a mortgage broker, and Joann Ton, a loan officer. They strive to create long-lasting relationships with clients by providing personalized services.

License Verified:

License: 1484338

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
750 Terrado Plaza, Covina, CA 91723
  • New Construction
  • Refinance

Why choose this provider?

Futura Financial, Inc., is a mortgage broker that has been assisting homebuyers in Pomona and its surrounding areas for 30 years. It provides tailor-made solutions that fit the financial profile and personal goals of its clients. The company's mortgage brokers also help buyers achieve improved loan rates and terms. Their loan programs include FHA loans for first-time buyers and refinance loans for those seeking a lower mortgage payment. Futura Financial also offers reverse mortgages, conventional loans, and commercial loans.

License Verified:

License: 297869

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (5)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
437 South Cataract Avenue, San Dimas, CA 91773
  • Alternative Income Documentation Loans

Why choose this provider?

The Mike Hardy Rick Mount Team under Churchhill Mortgage serves the needs of clients in Pomona. It helps its clients purchase homes or refinance their mortgages through its loan products. With over 20 years of experience, its regional managers, Mike Hardy and Rick Mount, commit to providing honest, reliable, and accountable service. Mike was recognized by Mortgage Executive Magazine as part of the top 1% of loan officers nationwide for the last five years. Rick, meanwhile, has been in the field for 25 years.

License Verified:

License: 54483

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (205)
Facebook
3.0 / 5 (51)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2934 East Garvey Avenue South, West Covina, CA 91791
  • New Construction
  • Refinance

Why choose this provider?

SB Financial Home Loans is a family-owned and family-operated business that caters mortgage brokerage services to residents of Pomona and surrounding areas. It was established in 2006 by Aide Solis-Barrera and her husband, Carlos Barrera. Aide has almost three decades of experience in the industry, while Carlos has more than a decade of experience. The company has partnered with several lending companies that allow its mortgage professionals to match the right program with the needs of its clients.

License Verified:

License: 296580

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
151 West Bonita Avenue, San Dimas, CA 91773
  • Refinance

Why choose this provider?

Better Home Financial is a mortgage broker that serves clients in Pomona. The company offers various loan options for homebuyers and homeowners, such as conventional loans, mortgage refinancing, FHA loans, VA loans, and reverse mortgages. Broker Wally Nikowitz established the company in 1988. Wally combines his experience in finance, accounting, tax, and business with his commitment to assisting clients in making an informed decision on mortgage loans. He has more than 25 years of experience serving San Dimas and the surrounding communities.

License Verified:

License: 235334

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (9)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
18000 Studebaker Road, Cerritos, CA 90703
  • Refinance

Why choose this provider?

Maximum Lending is a mortgage firm that guides clients in the Pomona metro through home financing and mortgage refinancing processes. Its expert loan specialists are committed to educating clients about their financing options and helping them throughout the process. Some of the firm's loan programs include fixed and adjustable-rate mortgages, government loans, construction loans, no tax-return loans, and downpayment assistance. It also offers niche loan programs for financing vacation homes and home improvement.

License Verified:

License: 1475243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1270 East Garvey Street, Covina, CA 91724
  • Refinance

Why choose this provider?

Golden Empire Mortgage is a 30-year-old mortgaging company with a branch in Covina which serves first-time and tenured homeowners in the Pomona metro. It employs a team of loan officers and loan originators to educate clients on both conventional and specialized options, like VA and USDA. The company offers to calculate the monthly payments of each loan program based on interest rate and duration of the contract. Furthermore, it estimates refinancing changes of existing contracts, such as lower interest rates or shorter loan terms.

License Verified:

License: 259997

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1075 Bonita Avenue, La Verne, CA 91750

Why choose this provider?

Greene Light Mortgage Solutions is a company that has been providing real estate services to clients in Pomona and its surrounding areas since 2004. It offers various services to individuals who are looking to purchase a house or refinance their existing mortgages. These include real estate financing, real estate processing, and notary services. Rebecca Greene, the founder of Greene Light Mortgage Solutions, became inspired to build the company after her own struggles in the process of buying and selling a house.

License Verified:

License: 2046894

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
415 South Glendora Avenue, West Covina, CA 91790
  • Refinance

Why choose this provider?

Jomar Financial Inc. is a mortgage brokerage that delivers services to clients in Pomona and the greater Los Angeles area. Its team of licensed mortgage professionals assists clients with refinancing existing properties or buying a new home. Owner and mortgage broker Jose Gutierrez has been in real estate for over 40 years. One client, Erica, relates a story about her first mortgage two years ago and her rate, which remains competitive today. She described Jose and Leandro as experienced, attentive, and having attention to detail.

License Verified:

License: 366955

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
908 South Village Oaks Drive, Covina, CA 91724
  • Refinance

Why choose this provider?

Jamil Alam is a loan officer with Loan Advisor Group Inc., serving Pomona clients. He assists borrowers in choosing from a wide selection of home loan products that fit their needs. Alam specializes in handling home purchase and refinancing processes for different types of properties such as condos, multi-family, and manufactured homes. Clients can utilize the company's website to secure a loan application or pre-qualify for one. Various calculators are also available to determine financing options.

License Verified:

License: 448284

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1420 North Claremont Boulevard, Claremont, CA 91711
  • Reverse Mortgages

Why choose this provider?

House of Loans is a mortgage banking group that caters to the financing needs of Pomona residents. With over 25 years of industry experience, the company offers consultations and provides comparative mortgage quotes to help clients find the best possible deals. Its loan originators walk borrowers through available home loan purchase and refinance options, including FHA, jumbo, and fixed-rate mortgages. Clients appreciate the House of Loans mortgage team for their streamlined and efficient mortgage process.

License Verified:

License: 35331

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22632 Golden Springs Drive, Diamond Bar, CA 91765
  • Refinance

Why choose this provider?

Residential Bancorp offers assistance in mortgage and refinancing to its clients in Pomona and other areas. It has been in the mortgage lending sector since 1989 and has helped thousands of families purchase their houses in the area. The company offers VA loans, conventional loans, and FHA loans to its customers. It also offers other programs, including USDA guaranteed rural housing, HUD repair escrow, manual underwriting, and manufactured housing. Residential Bancorp has several branches in 11 states.

License Verified:

License: 210853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Facebook
4.0 / 5 (18)
Google
3.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1420 North Claremont Boulevard, Claremont, CA 91711
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Since 1989, Franklin Loan Center has been helping clients in Pomona and surrounding metros with their mortgage-related concerns. This privately-owned enterprise helps with the purchase and refinancing of properties, and its team handles processing, underwriting, and funding. Its loan programs include conventional, FHA, jumbo, USDA, VA, and reverse mortgage. It helps individuals, real estate professionals, builders, and commercial clients, while committed to fast-turnaround services, hence it established a 24-hour online application feature for its clients.

License Verified:

License: 237653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (24)
Yelp
4.5 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3191 West Temple Avenue, Pomona, CA 91768
  • Refinance
  • Reverse Mortgages

Why choose this provider?

With more than 34 years of experience in the mortgage industry, Manuel Corral is committed to finding viable loan options and great rates for his customers in Pomona. He gives them access to a myriad of loan products, such as conventional, FHA, VA, jumbo, and renovation loans. He also provides homebuyers with down payment and closing cost assistance. Since 2009, Corral has been part of the Top 200 mortgage originators of The Scotsman’s Guide and Mortgage Executive Magazine.

License Verified:

License: 153224

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (170)
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
667 South Brea Canyon Road, Walnut, CA 91789
  • Refinance
  • Purchase Transactions

Why choose this provider?

FP Mortgage serves clients in Pomona and the surrounding areas. Its team caters to individuals seeking loan programs for their home purchasing and refinancing needs. It also assists clients who want to convert their adjustable-rate mortgage to a fixed-rate option. In addition, it offers cash-out equity to help clients fund the renovation of their primary residential properties, investments, or vacation homes. FP Mortgage specializes in conventional, jumbo, FHA, VA, non-owner occupied loans, and bank turn-down services.

License Verified:

License: 262515

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (64)
Facebook
5.0 / 5 (35)
Zillow
4.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
644 South Barranca Avenue, Covina, CA 91723
  • Refinance

Why choose this provider?

C&S California Capital has been assisting home buyers and investors in Pomona and the surrounding area since 1997. The team of loan originators is licensed to offer customized financing services. They represent the client's interests and keep them informed throughout the transaction. They provide conventional, FHA, mobile home, USDA, and VA loan options. Other loan products include reverse mortgages and specialty programs. C&S California Capital also has resources on loan application requirements and credit score information.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
385 South Lemon Avenue, Walnut, CA 91789
  • Multi-Family Loans
  • Purchase
  • Refinance
  • Reverse Mortgages

Why choose this provider?

McLeod & Associates is a full-service mortgage and real estate company that tends to the needs of Pomona residents. The company strives to understand what is important for their clients in order to provide them with the best loan product that matches their needs and wants. It uses state-of-the-art technology to determine down payments, mortgage terms, interest rates, annual property taxes, and property insurance rates. McLeod & Associates has been in business since 2005 and strives to care, inspire and add value to others in everything that they do.

License Verified:

License: 361085

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (77)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.