Expertise.com Homepage

2024

Last updated:

Best Mortgage Brokers in Pleasanton, CA

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pleasanton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

33Reviewed

25Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Pleasanton, CA
WebsiteLicense: 1499621

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.2 (13)
Yelp
1.0 (1)

Why choose this provider?

Presto Home Loans helps Pleasanton residents purchase their homes, refinance their mortgages, and consolidate their debts. It offers various types of mortgages, including FHA, fixed-rate, adjustable-rate, balloon, and buy-down loans. Its brokers and mortgage administrators leverage their years of experience working for major lenders to complete the processing of home loans on time. Presto Home Loans also has mortgage calculators designed to help clients determine the amount they can borrow and their monthly payments for residential mortgages.

  • Conventional Loans
  • Mortgage
  • FHA and VA mortgages
  • First time buyers
  • Mortgage Brokers
  • Mortgage Loans

Pleasanton, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Pleasanton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

7031 Koll Center Parkway Suite 190, Pleasanton, CA 94566
WebsiteLicense: 321425

Expertise.com Rating

Review Sources

Zillow
5.0 (23)
Yelp
5.0 (17)
Google
4.7 (15)

Why choose this provider?

Excel Realty & Mortgage is a Pleasanton-based brokerage that serves local clients who require loans for new homes and property improvements. Its loaning and refinancing process includes preliminary assessments of client credit and assets, along with observations of local mortgage rates and potential marketing trends. Its team is composed of consultants who each possess an average of 10 years of industry experience. Over the course of its service in the industry, the agency has covered property sales and loan transactions worth more than $5 billion.

  • New Construction
  • Refinance

5960 Stoneridge Dr, #101, Pleasanton, CA 94588
WebsiteLicense: 276606

Expertise.com Rating

Review Sources

Zillow
4.9 (29)
Google
5.0 (1)

Why choose this provider?

Pauline D. Shah is a mortgage loan broker with Cal Coast Financial Corporation who serves Pleasanton and the surrounding areas. She assists first-time homebuyers and move-up buyers with both fixed-rate and adjustable-rate mortgages. She also helps with government loan programs such as FHA, VA, and USDA or rural housing loans. In addition, she provides refinance services to current homeowners. Shah has been working in the finance industry for more than three decades. She holds a California real estate broker’s license.

  • Refinance
  • New Construction

608 Main St, Pleasanton, CA 94566
WebsiteLicense: 287543

Expertise.com Rating

Review Sources

Yelp
5.0 (29)
Facebook
5.0 (12)
Google
5.0 (6)

Why choose this provider?

Jocelyn DeGuzman is an independent mortgage broker and real estate agent that serves locals in the Pleasanton metro. With over 17 years of experience in the industry, she assists residents in buying, selling, or financing their properties by delivering detailed instructions throughout the procedure. Her past listings and purchases include luxury homes and modern condos. Jocelyn has attended to over 100 clients and accomplished more than 1,000 mortgage applications to date.

  • Multi-Family Loans
  • New Construction

167 South P Street Units B & C, Livermore, CA 94550
WebsiteLicense: 1774348

Expertise.com Rating

Review Sources

Google
4.9 (70)
Facebook
4.8 (21)

Why choose this provider?

PRMG Livermore serves Pleasanton-based residential property clients. For over 20 years, the office has partnered with multiple lenders to offer various home loan options, such as VA, conventional, FHA, USDA, and reverse mortgages. It is also a Freddie Mac and Fannie Mae direct lender, providing various products, like HomeReady by Fannie Mae, Fannie Mae's Homestyle Renovation, and Freddie Mac's Home Possible programs. PRMG Livermore's mortgage originators assist clients in selling, purchasing, and refinancing different types of properties, including condominiums.

  • Refinance

4695 Chabot Drive, #200, Pleasanton, CA 94588
WebsiteLicense: 338668

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (12)
Zillow
5.0 (8)

Why choose this provider?

American Mortgage Management is a Pleasanton-based company that caters to clients' residential and commercial financing needs. The brokerage helps clients fund home purchases, whether they are planning to buy a single-family residence, multi-family property, or townhouse. It works with more than 150 lenders, allowing it to offer different programs. American Mortgage Management also provides reverse mortgages, which cater to senior citizens. Its president, Kerry Worden, has assisted more than a thousand clients and closed more than 3,000 loans in over 25 years.

  • Refinance

5700 Stoneridge Mall Road #225, Pleasanton, CA 94588
WebsiteLicense: 246940

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Heritage Valley Mortgage, Inc., is a brokerage firm that serves real estate professionals, developers, and homebuyers in Pleasanton. It helps clients apply for mortgage loans for purchase, refinance, and construction purposes. Its loan officers educate local borrowers about various programs that match their financial situations, including fixed and adjustable rates, as well as hybrid and buy-down mortgages. Customers can access the company's online tools and resources, such as calculators and forms, to be utilized in the loan application process.

  • Refinance
  • New Construction

1101 Marina Village Pkwy, Ste 201, Alameda, CA 94501
WebsiteLicense: 2096742

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Levias Lending is a brokerage serving Pleasanton and neighboring areas. It offers mortgage programs that are relevant to different life stages, like buying a first-time home, refinancing an outstanding loan, and moving up or downsizing to another property. Options include VA, FHA, 203K rehab, and jumbo 80/10/10 mortgages. It also provides HELOC and Homepath products backed by Fannie Mae. Beyond processing loans, Stephen Levias, the company's namesake, shares his expertise to help clients make informed decisions.

  • Refinance

7031 Koll Center Pkwy Suite 190, Pleasanton, CA 94566
WebsiteLicense: 1242402

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (8)

Why choose this provider?

Megan Price, a senior mortgage officer with Excel Realty & Mortgage, serves the residents of Pleasanton. Price and her team help individuals achieve their homeownership dreams or investment plans and assist homeowners who want to fund their existing loans for different purposes. They shop for the best mortgage option and find a suitable lender for each borrower. Some of the programs available are Home Loan Guarantee Program, FHA, VA, jumbo, confirming or non-conforming, and balloon mortgage loans.

  • Refinance
  • New Construction

11501 Dublin Blvd, Suite 200, Dublin, CA 94568
WebsiteLicense: 747675

Expertise.com Rating

Review Sources

Google
5.0 (138)
Facebook
5.0 (10)

Why choose this provider?

Light Mortgage Co. provides various loan products to customers in the greater Pleasanton metro and the surrounding areas. The company aims to help clients make more informed decisions in terms of buying their next properties. It offers different loan solutions for investors and first-time home buyers, such as FHA, VA, Jumbo, 203K, reverse mortgage, and adjustable rate mortgage loans. In addition, the loan agency offers fixed-rate mortgage options.

  • Refinance

7031 Koll Center Parkway, Suite 190, Pleasanton, CA 94566
WebsiteLicense: 245199

Expertise.com Rating

Review Sources

Zillow
5.0 (23)
Realtor
5.0 (17)
Google
5.0 (14)

Why choose this provider?

William R. Pape serves the Pleasanton area, catering to homebuyers as a Realtor-broker associate for Excel Realty and Mortgage. Pape offers digital mortgage services, helping clients apply for loans through his company's online platform. He also assists homebuyers in finding property throughout the mortgage application process, from searching the local market for homes and inspecting favorable prospects to contract drafting and closing. William Pape has over 30 years of industry experience, particularly in the field of real estate sales.

  • Refinance

5960 Stoneridge Dr Ste# 100, Pleasanton, CA 94588
WebsiteLicense: 328875

Expertise.com Rating

Review Sources

Yelp
5.0 (27)
Facebook
4.5 (12)
Google
5.0 (1)

Why choose this provider?

Cal Coast Financial Corp caters to individuals and families in Pleasanton and the surrounding areas. The firm assists clients seeking to purchase homes or refinance their properties using VA and FHA loan programs. It also issues mortgages with fixed or adjustable interest rates and flexible repayment terms. The company was founded by Roger Bakshi, who has been managing the business for more than 30 years. It extends its services to various clients in Irvine, Union City, Livermore, and Fremont.

  • Refinance

333 North Canyons Parkway Suite 215, Livermore, CA 94551
WebsiteLicense: 290794

Expertise.com Rating

Review Sources

Yelp
5.0 (50)
Google
5.0 (25)
Facebook
5.0 (18)

Why choose this provider?

Team Silva is a group of mortgage brokers that help clients purchase a first home, a luxury home, or an investment property in Pleasanton and the surrounding communities. They offer a wide variety of home financing products, including conventional and jumbo mortgages, as well as government-backed programs for veterans and rural homebuyers. They also help clients replace their current mortgages with refinancing programs that help them lower their interest rates, combine their debts, or get cash from the value of their home. 

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Presto Home Loans
Free consultation
Excel Realty & Mortgage
7031 Koll Center Parkway Suite 190, Pleasanton, CA 94566
Pauline D. Shah
5960 Stoneridge Dr, #101, Pleasanton, CA 94588
Jocelyn DeGuzman
608 Main St, Pleasanton, CA 94566
PRMG Livermore
167 South P Street Units B & C, Livermore, CA 94550
American Mortgage Management
4695 Chabot Drive, #200, Pleasanton, CA 94588
Heritage Valley Mortgage, Inc.
5700 Stoneridge Mall Road #225, Pleasanton, CA 94588
Levias Lending
1101 Marina Village Pkwy, Ste 201, Alameda, CA 94501
Megan Price
7031 Koll Center Pkwy Suite 190, Pleasanton, CA 94566
Light Mortgage Co.
11501 Dublin Blvd, Suite 200, Dublin, CA 94568
William R. Pape
7031 Koll Center Parkway, Suite 190, Pleasanton, CA 94566
Cal Coast Financial Corp
5960 Stoneridge Dr Ste# 100, Pleasanton, CA 94588
Team Silva
333 North Canyons Parkway Suite 215, Livermore, CA 94551

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.