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Best Mortgage Brokers in Pleasanton

2024

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Providers

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Website
Pleasanton, CA
  • FHA and VA mortgages
  • Mortgage
  • Conventional Loans
  • First time buyers
  • Mortgage Brokers
  • Mortgage Loans

Why choose this provider?

Presto Home Loans helps Pleasanton residents purchase their homes, refinance their mortgages, and consolidate their debts. It offers various types of mortgages, including FHA, fixed-rate, adjustable-rate, balloon, and buy-down loans. Its brokers and mortgage administrators leverage their years of experience working for major lenders to complete the processing of home loans on time. Presto Home Loans also has mortgage calculators designed to help clients determine the amount they can borrow and their monthly payments for residential mortgages.

License Verified:

License: 1499621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (21)
Google
4.2 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free consultation

Pleasanton, CA

Why choose this provider?

Need help contacting a Mortgage Broker in Pleasanton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
7031 Koll Center Parkway, Suite 190, Pleasanton, CA 94566
  • Refinance

Why choose this provider?

William R. Pape serves the Pleasanton area, catering to homebuyers as a Realtor-broker associate for Excel Realty and Mortgage. Pape offers digital mortgage services, helping clients apply for loans through his company's online platform. He also assists homebuyers in finding property throughout the mortgage application process, from searching the local market for homes and inspecting favorable prospects to contract drafting and closing. William Pape has over 30 years of industry experience, particularly in the field of real estate sales.

License Verified:

License: 245199

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (104)
Zillow
5.0 / 5 (23)
Realtor
5.0 / 5 (17)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
333 North Canyons Parkway Suite 215, Livermore, CA 94551
  • Refinance

Why choose this provider?

Team Silva is a group of mortgage brokers that help clients purchase a first home, a luxury home, or an investment property in Pleasanton and the surrounding communities. They offer a wide variety of home financing products, including conventional and jumbo mortgages, as well as government-backed programs for veterans and rural homebuyers. They also help clients replace their current mortgages with refinancing programs that help them lower their interest rates, combine their debts, or get cash from the value of their home. 

License Verified:

License: 290794

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11501 Dublin Blvd, Suite 200, Dublin, CA 94568
  • Refinance

Why choose this provider?

Light Mortgage Co. provides various loan products to customers in the greater Pleasanton metro and the surrounding areas. The company aims to help clients make more informed decisions in terms of buying their next properties. It offers different loan solutions for investors and first-time home buyers, such as FHA, VA, Jumbo, 203K, reverse mortgage, and adjustable rate mortgage loans. In addition, the loan agency offers fixed-rate mortgage options.

License Verified:

License: 747675

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
167 South P Street Units B & C, Livermore, CA 94550
  • Refinance

Why choose this provider?

PRMG Livermore serves Pleasanton-based residential property clients. For over 20 years, the office has partnered with multiple lenders to offer various home loan options, such as VA, conventional, FHA, USDA, and reverse mortgages. It is also a Freddie Mac and Fannie Mae direct lender, providing various products, like HomeReady by Fannie Mae, Fannie Mae's Homestyle Renovation, and Freddie Mac's Home Possible programs. PRMG Livermore's mortgage originators assist clients in selling, purchasing, and refinancing different types of properties, including condominiums.

License Verified:

License: 1774348

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (70)
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1101 Marina Village Pkwy, Ste 201, Alameda, CA 94501
  • Refinance

Why choose this provider?

Levias Lending is a brokerage serving Pleasanton and neighboring areas. It offers mortgage programs that are relevant to different life stages, like buying a first-time home, refinancing an outstanding loan, and moving up or downsizing to another property. Options include VA, FHA, 203K rehab, and jumbo 80/10/10 mortgages. It also provides HELOC and Homepath products backed by Fannie Mae. Beyond processing loans, Stephen Levias, the company's namesake, shares his expertise to help clients make informed decisions.

License Verified:

License: 2096742

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
608 Main St, Pleasanton, CA 94566
  • Multi-Family Loans
  • New Construction

Why choose this provider?

Jocelyn DeGuzman is an independent mortgage broker and real estate agent that serves locals in the Pleasanton metro. With over 17 years of experience in the industry, she assists residents in buying, selling, or financing their properties by delivering detailed instructions throughout the procedure. Her past listings and purchases include luxury homes and modern condos. Jocelyn has attended to over 100 clients and accomplished more than 1,000 mortgage applications to date.

License Verified:

License: 287543

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (29)
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (6)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7031 Koll Center Pkwy Suite 190, Pleasanton, CA 94566
  • Refinance
  • New Construction

Why choose this provider?

Megan Price, a senior mortgage officer with Excel Realty & Mortgage, serves the residents of Pleasanton. Price and her team help individuals achieve their homeownership dreams or investment plans and assist homeowners who want to fund their existing loans for different purposes. They shop for the best mortgage option and find a suitable lender for each borrower. Some of the programs available are Home Loan Guarantee Program, FHA, VA, jumbo, confirming or non-conforming, and balloon mortgage loans.

License Verified:

License: 1242402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (8)

Website
5700 Stoneridge Mall Road #225, Pleasanton, CA 94588
  • Refinance
  • New Construction

Why choose this provider?

Heritage Valley Mortgage, Inc., is a brokerage firm that serves real estate professionals, developers, and homebuyers in Pleasanton. It helps clients apply for mortgage loans for purchase, refinance, and construction purposes. Its loan officers educate local borrowers about various programs that match their financial situations, including fixed and adjustable rates, as well as hybrid and buy-down mortgages. Customers can access the company's online tools and resources, such as calculators and forms, to be utilized in the loan application process.

License Verified:

License: 246940

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Website
7031 Koll Center Parkway Suite 190, Pleasanton, CA 94566
  • New Construction
  • Refinance

Why choose this provider?

Excel Realty & Mortgage is a Pleasanton-based brokerage that serves local clients who require loans for new homes and property improvements. Its loaning and refinancing process includes preliminary assessments of client credit and assets, along with observations of local mortgage rates and potential marketing trends. Its team is composed of consultants who each possess an average of 10 years of industry experience. Over the course of its service in the industry, the agency has covered property sales and loan transactions worth more than $5 billion.

License Verified:

License: 321425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (23)
Yelp
5.0 / 5 (17)
Google
4.7 / 5 (15)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5960 Stoneridge Dr Ste# 100, Pleasanton, CA 94588
  • Refinance

Why choose this provider?

Cal Coast Financial Corp caters to individuals and families in Pleasanton and the surrounding areas. The firm assists clients seeking to purchase homes or refinance their properties using VA and FHA loan programs. It also issues mortgages with fixed or adjustable interest rates and flexible repayment terms. The company was founded by Roger Bakshi, who has been managing the business for more than 30 years. It extends its services to various clients in Irvine, Union City, Livermore, and Fremont.

License Verified:

License: 328875

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (27)
Facebook
4.5 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4695 Chabot Drive, #200, Pleasanton, CA 94588
  • Refinance

Why choose this provider?

American Mortgage Management is a Pleasanton-based company that caters to clients' residential and commercial financing needs. The brokerage helps clients fund home purchases, whether they are planning to buy a single-family residence, multi-family property, or townhouse. It works with more than 150 lenders, allowing it to offer different programs. American Mortgage Management also provides reverse mortgages, which cater to senior citizens. Its president, Kerry Worden, has assisted more than a thousand clients and closed more than 3,000 loans in over 25 years.

License Verified:

License: 338668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (12)
Zillow
5.0 / 5 (8)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5960 Stoneridge Dr, #101, Pleasanton, CA 94588
  • Refinance
  • New Construction

Why choose this provider?

Pauline D. Shah is a mortgage loan broker with Cal Coast Financial Corporation who serves Pleasanton and the surrounding areas. She assists first-time homebuyers and move-up buyers with both fixed-rate and adjustable-rate mortgages. She also helps with government loan programs such as FHA, VA, and USDA or rural housing loans. In addition, she provides refinance services to current homeowners. Shah has been working in the finance industry for more than three decades. She holds a California real estate broker’s license.

License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
4.9 / 5 (29)
Google
5.0 / 5 (1)

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.